myBOQ
How much does myBOQ cost?
Prices are current as of 11 Sept 2026.
myBOQ has no in-app products on record in Australia.
10+ alternatives to myBOQ
| myBOQ |   Ubank: Digital Banking |   Bendigo Bank |   Suncorp Bank App |   ING Australia Banking |   ME Go |   Virgin Money Australia |   Suncorp Insurance App |   St.George Mobile Banking |   Great Southern Bank Australia |   Macquarie Mobile Banking | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.4 | 4.7 | 4.8 | 4.6 | 3.2 | 4.5 | 4.4 | 4.7 | 3.0 | 2.7 | 3.9 |
| Reviews | 9K | 56K | 44K | 34K | 8.6K | 7.1K | 6.6K | 3.1K | 2.7K | 1.3K | 1.1K |
| Released | 2022 | 2019 | 2012 | 2018 | 2011 | 2023 | 2018 | 2023 | 2008 | 2012 | 2015 |
myBOQ reviews
4.4 out of 5, based on 9,047 reviews.
What people like
- Interface is simple and neat
- Savings interest rates are high
- Staff are friendly and helpful
What they complain about
- Rewards and offers tab broken
- Can't save PayID payee details
- Customer support waits are endless
- Transfers take days to clear
Gurpreet
Great
Rewards redeem-can’t access
I’ve been unable to access redemption of rewards for months. What the heck is going on? It’s part of BOQ’s agreement to customers. Fix it ! I just received an email from Jenny at BOQ. No solution. No apology. No information. Just that BOQ are always trying to improve their service. Really?! I guess you are a bot, Jenny. Do better!
PayID issue
This app needs to fix the limitation of not saving details of payee who get paid by PayID. Very inconvenient keep having to typing in the email/phone number payID every time I pay a same person frequently
Still
No nickname feature for payee; payid can’t be saved 🤷🏻♂️
Adequate but fiddly to use
It’s okay but could be more user friendly.
Easy to use and control banking
Simple to navigate and use
I’m done.
Absolute junk. My card was moved to the new system, while my old savings account was left behind. Simple transfers are a pain and Q Rewards DOES NOT WORK AT ALL!! All it does is open a blank browser that either times out immediately or never even loads. Maybe I can access rewards through internet banking on a computer? Nope, can’t even do that. It’s app only now, which is basically a web portal anyway, yay. Luckily I already stopping use BOQ for most things… Bravo for developing the most useless system I’ve ever used 👏 Update: Good god. Qrewards is still not working months later. This is beyond a joke now. With card fees increasing and services getting worse I will be closing all accounts. Good luck to whoever is unfortunate enough to still be using this utter trash.
Need Some features
I am liking the app but would love to have some additional features 1. Card details in app 2. Hidding accounts 3. Balance letter 4. Dark Mode 5. Daily intrest update every month like AMP GO 6. Confirming with biometric or pin while doing balance transfer to external account. 7. Offers tab not woking probably with the integration with credit card offers but can be do as ME GO 8. Selecting while transferring money between own accounts ComApp
Funds transfer time
Should NOT take 3 days to show transfer of funds from one Osko account to another.
Ages for refunds and pre holds
Otherwise good
Great app
I swapped to this from the standard BOQ account. It’s so easy to navigate. Glad I made the change.
Woefully inept banking now
I cannot stress enough how poor this app and the new BOQ banking system has become. I am changing banks due to this
Slow transfer
Sometimes payments can take far too long. The money goes out of my account but doesn’t turn up in the payee accounts for more than 24 hours, sometimes 2-3 days. This is not acceptable these days of modern computing.
You might be locked out
No physical store so all support is online. But no 24 / 7 support when the app fails and doesn’t let you to login and make transactions. The interest rate is very good but I decided to move some cash to another app to diversify the risk. Also support queue is super long. Like an hour.
Simple app easy to use with great interest rate
BOQ is my main banking app now because it’s simple to use. The interface is nice and neat. And the savings interest rate is the highest
Changes
Designed by a 2yo
Disappointing
The app send no notification on new bill generation/ last day fo payment. This is a basic functionality. It should be linked to my email. We pretty much have to intuitively guess and remember each time to check this . Which defeats the whole purpose of going paperless. I have missed my payment date due to this reason . In a super life this is mostly common sense. Please create reminders .
Ease of Use
Quick and easy to check my Accounts
Boq credit card review
No Feed to Xero or accounting program. Takes up your 4 days to pay balance on card from transfer from another boq account.
Banking shouldn’t be this hard
The myBOQ app feels like an open beta experiment because, simply, it's not a good app for anyone trying to manage their money. 1. It works intermittently at best, and is worst when it's forced to use mobile data only—not great for a tool that's meant for “on the go” activities. 2. When you finally connect, the home screen focuses on tracking spending and bills. I don’t care about these, and like others have said, I’d rather immediately see all my accounts and balances—or at least have the option to customise the home screen and remove irrelevant widgets. 3. My BOQ credit card was moved to the app and it’s created three problems: i. I can no longer schedule future-dated BPAY payments for regular bills from the credit card. ii. I also can’t pay off the credit card using the app-only Simple Saver account. iii. So I’m forced to move money from the Simple Saver account on the app to a “BOQ Classic” savings account just to BPAY the credit card that's back over on the app. Paying bills shouldn’t be this complicated. 4. Sometimes I prefer banking on desktop, but features like QRewards can now only be viewed and redeemed in the app—it doesn't appear on the myBOQ website version. I’m so frustrated using this app. If BOQ can’t even get the basics right, it’s hard to trust this app with something as important as everyday banking.
My opinion of BOQ
I have been banking with BOQ for many years now and have found them to be amazing. I have never had an issue with inefficiency or rudeness, just lovely staff and very ‘on the ball’.
Worse change ever
I am so disappointed in the change with the credit cards. I can’t see one of our joint cards at all, and hubs even has trouble with it. Old people shouldn’t be forced to use phones when desktop was the norm.
App reviews
As a user , I am not completely satisfied with this app not user friendly pretty below the average could have done better
Absolute rubbish
I’m still unable to see any transactions after early December. The length of time on hold while waiting for a customer service representative is prohibitive. I waited 3 and a half hours before someone took my call.
Unresponsive
Slower then old school dial up
Transfers
I can’t transfer to my CC account from saving’s, which I have to have two accounts to use PayIF
Accessing Rewards
It is impossible to redeem points as the link to see what you use those for never show the page. After a few trying it only shows me error code 403. A bit disappoint honestly.
Rewards webview
Hey BoQ app team. Love your app but the ‘Rewards’ webview has been broken for a while. Hate to chuck you a one-star review …but hoping you can fix this up. Thanks team.
Moving banks
The interest rates might look attractive, but the app is inconvenient and so frustrating to use that it’s not worth it. A banking option should make managing your money easier not harder. Do not sign up for this bank.
myBOQ FAQ
- Is myBOQ free?
- Yes. The app is free, in all 1 country it sells in, and it sells nothing inside it.
- Does myBOQ have a free trial?
- No. None of its offers (AU) come with a free trial.
- What are the best alternatives to myBOQ?
- Ubank: Digital Banking (4.7 from 55,519 reviews), Bendigo Bank (4.8 from 43,621 reviews) and Suncorp Bank App (4.6 from 33,743 reviews).
myBOQ download
Last updated 1 month ago.
myBOQ sells in 1 country. It was released 4 years and 6 months ago, on 20 Mar 2022. It holds a 4.4 rating from 9,047 reviews.
Supports 1 language: English.
How much does myBOQ make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.