AMP Bank GO: Digital Banking
Save. Earn. Everyday Banking.
How much does AMP Bank GO: Digital Banking cost?
Prices are current as of 11 Sept 2026.
AMP Bank GO: Digital Banking has no in-app products on record in Australia.
10+ alternatives to AMP Bank GO: Digital Banking
| AMP Bank GO: Digital Banking |   ME Go |   Virgin Money Australia |   IMB Bank Mobile Banking |   Bank Australia App |   P&N Bank |   Qudos Bank |   MyState Bank |   Wizit |   Rabobank Online Savings AU |   Great Southern Bank Business+ | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.7 | 4.5 | 4.4 | 4.8 | 4.6 | 4.7 | 4.6 | 4.0 | 2.7 | 2.7 | 4.4 |
| Reviews | 1.3K | 7.1K | 6.6K | 6.4K | 5.3K | 3.4K | 790 | 268 | 78 | 75 | 62 |
| Released | 2025 | 2023 | 2018 | 2011 | 2015 | 2014 | 2016 | 2024 | 2023 | 2019 | 2024 |
AMP Bank GO: Digital Banking reviews
4.7 out of 5, based on 1,335 reviews.
What people like
- Super fast and easy account setup.
- Zero fees on international transactions abroad.
- Great dark mode for your eyes.
What they complain about
- Slow ID verification locks you out.
- Manual transfers between spaces are tedious.
- No notifications for incoming payments yet.
Decent
The app is good, has all the basics. Has never gone down or left me stranded like Up and Commbank did. However if they really want to take market share from the big 4 they really need to accelerate the pace of development. Nothing of real significance to the customer has been implemented recently and stuff like scheduled payments dont update the remaining counts etc
New Customer
Having trouble moving around App finding subjects I’m looking for. Obviously a growing pain.
Idea
AMP is a nice and simple way to bank, but there are somethings I wish it would have. Including a option to lock savings account for 3hrs like UpBank does, as well hide my savings account completely
Good but Incomplete
Spaces are a great idea, and necessary because you can’t have more than one account to seperate out things like bills, direct debits etc. The problem is Spaces requires manual intervention. Just say I want a ‘Rent or Mortage’ Space. I have to move money back out of them to use the funds. This is tediously manual, risks me forgetting before a due date and goes against your stated goal of convenience. You should be able to direct debit from specific spaces with virtual card numbers or account numbers for the space. Your underlying platform can do this, so you should enable that if you want this to be really excellent vs just ok. Nice UI though. Keep going.
Glitch
Every time I open the App, it asks me to update the app and takes me to the App Store. I use the latest version of the app. Please check as it looks like this app is not secure.
Easy process
I’m amazed at how easily I was verified and account opened same day
Slowest application process
I do not recommend wasting your time if you are interested in opening a bank account with AMP. They are extremely slow at processing applications.
Need new phone to use
I like the app and the great interest rate in savings once I figured out how that works. Convinced my wife to also use AMP go but can’t download the app to her iPhone 7 as it requires iOS 16. Is there a fix that doesn’t require buying a new phone?
Nedds more work
App need password while sending money which is bit frustating. Probably a biometric login would have made it lot easier. Cant generate income letter, cant make direct deposits to saving account and the way home screen is managed is quite fuzzy. Card section showing add to apple pay after being added to. You cant maintain any app settings.spending showing internal trasfers as well. Lots of things to work on mate.
For business 5 star if Xero, 1 star if MYOB.
I’m with MYOB so after setting up all my accounts and merchant etc, the final step was bank feeds from MYOB. After contacting support the answer is no. Not even manual uploads in QIF. Thats a deal breaker. I had Xero - I’m not going back to that overpriced system. - so great app and system if you have Xero. A no go for MYOB users. Should be written somewhere…
Amp great
I love amp
Terrible bank
I would strongly advise against banking with AMP Bank. My account was locked for two weeks without any clear communication. After it was finally unlocked, I discovered I still couldn’t transfer money out of the account or use my funds to make purchases. My money is effectively trapped, despite the account supposedly being accessible again. The customer service experience has been extremely disappointing. I’ve been calling throughout the week and keep getting the same response: there is “no timeframe” for my case to be reviewed because it’s handled on a “case-by-case basis.” No one has been able to provide a meaningful update, an explanation, or an estimated resolution time. Having your own money inaccessible for weeks is unacceptable, and the lack of transparency and accountability has made the experience even more frustrating. I expected far better from a bank. Until AMP Bank improves its communication and resolves customer issues in a timely manner, I cannot recommend banking with them.
direct deposits notifications needed asap!
Great app with an excellent UI! I especially love the colour scheme and, most importantly, the dark mode option. Too many other banking apps have bright white backgrounds that are harsh on the eyes, so it’s great to see AMP Bank Go offering a dark theme. My only issue is that there are currently no notifications when you receive a payment, whether it’s your wages being deposited or someone sending you money. Not getting notified at all is a bit of a downside, and I think this is a pretty important feature. It would be great to see this added in the next update. Other than that, keep up the great work, AMP Bank Go! I’m looking forward to seeing even more features added in future updates.
Can’t Deposit Money
Not much of a bank if you cannot deposit money into your account.
Good app, but please create a version compatible with MacOS
I’ve been using this app for about a year, and it is reasonably good. But I would love the app developer to make it compatible as an app for MacOS. I have a vision impairment that makes it difficult to see some things on the iPhone, so am using my Mac more and more. Please consider making a version compatible with MacOS, please 🙏
Quick n Easy
No problems to set up. All very clear & no problems to start my account. So far so good.
Worst bank app
0 stars
Let me pick my categories please!
Two suggestions to get to five stars. 1. Let me add my own transaction categories (like Taxes) and remove the ones I won’t use (like Coffee). 2. Support as many data integration standards as possible. Some financial aggregators do not recognise AMP Bank GO, even though they do support AMP Banking, AMP Wealth, etc. Otherwise super happy.
3 days to approve my login
The processing times to signup and login are really unacceptable. Locked out for 3 days while someone reviewed photos of my ID and a video selfie. This needs to be fixed.
Great Accounts but App could be easier
I really like the accounts and the Spaces - however my current account is showing I spent $20k when I actually put it into a Savings Space. Also I find the app awkward to use. Also if I’m in the Savings account screen I can only transfer into Personal Account - neither Personal or Savings spaces are an option - it took a while to work out I had to go into a space and pull money into it. Very clunky. Perhaps a screen that shows everything at once - Personal account (Spaces) and Savings Account (Spaces) - Even if it’s an optional screen - it would be great to see it all together. Having said that, it’s new and I’m sure things will improve as feedback is given.
Really good!
I used AMP Bank GO while travelling to Japan. There’s no fees on international withdrawals or transactions. Made lots of different transaction types, different merchants, ATM withdrawals, mobile wallet etc. All worked perfectly without fault and I appreciated the Apple Watch notification that immediately told me what I’d spent in AUD. Is now my full time banking solution since I’ve returned to Aus.
Scheduled payments
Please make setting up scheduled payments more easy and intuitive to set up. I can’t just make one without going through multiple hoops. Scheduled payments, add payment, select/add account, set date and amount, done. Please do something like this.
One minor gripe
Love the AMP Bank GO app! Very slick UI, moved my banking from Macquarie to AMP GO recently but I have one minor gripe with the app and that is when transferring between my own accounts the requirement to add a reference. It can’t be left blank and I move money between the savings account and primary account very often, sometimes several times a day and needing to type a reference that also seems to block autocorrect and predictive text is mildly frustrating. If this could be removed it would make things much simpler and quicker and then it would be a 5 star review
Nice app but..
User interface is simple and easy to use, i like the app but i have one issue that is potentially a deal breaker. If you uninstall app and want to re-install to the same or different device, you need to get verified with video ID which take about 1 -2 hour, this can become issue when you need immediate access. Using AI or human to analyze human face and voice as sn identification is very risky as face and voice could change, while data never change.
Love it so far
I’m really enjoying how easy it is so far to become verified and use this app for banking. I’m particularly excited about linking my qantas points to my every day account and learning more about the functionality of spaces.
Disgraceful
Rejected application again. Despite my transparency and unique technical analysis on tradingview.com under my username MusicalNightz. AMP reinforces the disrespect and Aussie way of throwing good people under a bus. 2 or 3 times they crawled back to me. Cyber bully’s . Stay away from me.
Easy to set up
Only be using for ten minutes, but super easy to order card, set pin, add to wallet, link Qantas! Always a win for what is usually a boring job!
Good bank to keep your money
Good bank
Authoritarian overreach remove crypto bans now
This bank’s crypto bans are authoritarian and unacceptable. Blocking lawful crypto transactions, whether blanket or targeted, treats customers like subjects, not adults. It’s arbitrary, punitive, and stifles innovation, small businesses, and personal financial freedom. The bank should stop policing lawful payment choices and respect customers’ rights. I will close my account unless this policy is rescinded.
Security Enhancement
Asking password to add new payees and to send large amount of money is good but not the most convenient as the competitors already adapt Passkey and Biometric. There should be an email warning when large amount of money is sent out as well.
Altaaf Rasool
Good and fast steps to open an account with the AMP Bank. Thanks.
Does this App have a Dark Mode display ?
I have Advanced Glaucoma, I need to know if this App has a Dark Mode display ( White text on Blackout background ) ? ; I Cannot read black text on bright white background. I need it to be Inverted.
👍
Quick, simple and easy to set up.
AMP Go ruined my interest income
I opened an AMP Go account in February 2026, while already having an AMP Saver account. I wasn’t warned that 47% tax would be withheld on interest if my TFN wasn’t added for the new account. I deposited $249,000, and the tax was taken just minutes before I could update my TFN. AMP support confirmed the tax was already paid, and the ATO said I can only claim it in my 2025/2026 tax return months later. This means over six months without earning interest on my only income. I expected better communication and care from AMP—this has been a frustrating and costly experience.
Great overall
I’ve just started a new business and so far AMP has made this a breeze. The app does everything I need it to with a minor exception of no PocketSmith integration. However, I have spoken to AMP on this, they were very quick to respond, and it’s in progress. I just opened a saver account in seconds. So, honestly, so far so good!
Verification code
Can’t even create an account as verification code doesn’t come through until next day and is expired
AMP Bank GO: Digital Banking FAQ
- Is AMP Bank GO: Digital Banking free?
- Yes. The app is free, in all 2 countries it sells in, and it sells nothing inside it.
- Does AMP Bank GO: Digital Banking have a free trial?
- No. None of its offers (AU) come with a free trial.
- What are the best alternatives to AMP Bank GO: Digital Banking?
- ME Go (4.5 from 7,084 reviews), Virgin Money Australia (4.4 from 6,550 reviews) and IMB Bank Mobile Banking (4.8 from 6,386 reviews).
AMP Bank GO: Digital Banking download
Last updated 1 month ago.
AMP Bank GO: Digital Banking sells in 2 countries. It was released 1 year and 9 months ago, on 6 Jan 2025. It holds a 4.7 rating from 1,335 reviews.
Supports 1 language: English.
How much does AMP Bank GO: Digital Banking make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.