Kinecta Mobile Banking
How much does Kinecta Mobile Banking cost?
Prices are current as of 12 Sept 2026.
Kinecta Mobile Banking has no in-app products on record in the United States.
10+ alternatives to Kinecta Mobile Banking
| Kinecta Mobile Banking |   CU SoCal Mobile Banking |   Arrowhead Mobile Banking |   Wescom Financial Mobile |   FPCU Mobile Banking |   CCU Mobile Banking |   Southland CU |   Logix Banking |   CommunityAmerica Digital |   Premier America Credit Union |   Kinetic Credit Union (AL-GA) | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.8 | 4.9 | 4.9 | 4.8 | 4.9 | 4.9 | 4.9 | 4.7 | 4.7 | 4.8 | 4.8 |
| Reviews | 11K | 36K | 33K | 25K | 20K | 17K | 11K | 9.7K | 9.6K | 5.7K | 3.8K |
| Released | 2012 | 2010 | 2013 | 2009 | 2011 | 2014 | 2011 | 2018 | 2016 | 2016 | 2011 |
Kinecta Mobile Banking reviews
4.8 out of 5, based on 11,036 reviews.
What people like
- Easy to navigate and understand clearly.
- Staff are helpful and make you feel safe.
- Works smoothly for basic banking needs.
What they complain about
- App crashes and won't load properly.
- Zelle freezes every single time you use it.
- Removed my own money after a scam attempt.
- Hard to find features because layout is messy.
My Favorite credit union
Send the credit union for about 25 years. I love them. Never leaving them. They’re stuck with me for the rest of my life.
No longer able to transfer from the app
In the latest update, the Transfer/Pay button is gone and replaced with estatements, and there are no options within the app to move money around.
Wonderful app
I've been using this app for a few months and never had any problem. Always run smooth and let me do what I need to do. Absolutely a must have on your phone.
Mobile Deposit Issue
Still can’t read my printed name on the check.
Zelle payments
Using Zelle is extremely frustrating because it always freezes up on me. Every time!! I hate it!!
Modify
The checking app used to automatically with draw the funds from your balance and it was easier to know what you balance is and now it doesn’t change and every swipe is pending don’t lie it at all , please fix otherwise love the app
Kinecta Steals Funds!
I'm renting out a room in my apartment. The new tenant sent me a check for more than the amount of the first/last month rent. They were supposed to send me $3400 which covers one month's rent and security deposit. However, I got a check for $4700. This struck me as suspicious. I refused to deposit the check via mobile app due to my suspicion and went to the credit union to deposit the check. I received the check on June 18 and deposited it. I was told that the check would clear on June 23, 2026. At the same time I suspected that I may be a victim of an 'overpayment scam' and looked up who to contact. The whole thing made me uncomfortable as the check was made out for $1300 MORE than required and the 'tenant' started asking me to send some of the money to help her move. I explained all of this to the bank teller; telling her I think this check is bogus. She agreed it was suspicious as well. I told her I wasn't touching this money, let's see if it clears fully before I do anything.. I immediately contacted the credit card fraud department on Tuesday, June 23, 2026, when the check finally 'cleared' because it still struck me as odd and that a scam was being attempted. (I have the text messages from the scam artist 'Cathy' to back up everything I'm saying). The fraud department agreed and although the check 'cleared' the hold amount, it still felt bogus to me. I told the woman on the fraud line, who I spoke to for a very long time, that I was SURE this was a scam. She agreed and said it'll take a little more time to determine is the check is legit and stated once they find out the check is no good, they will remove the bogus money from the account; just be sure not to spend any of it. I was not going to touch that money as this whole thing freaked me out. She told me not to worry, as long as I didn't touch the money. I did not. Friday June 25, 2003, I noticed that finally that extra bogus money was removed from my account. I was quite glad. It left me with about $600 between my checking/saving account. I was so glad it was taken care of. This weekend the refrigerator in my apartment stopped working meaning I could lose a month's worth of food (I'm disabled and on a fixed budget). I went to the grocery store to purchase ice to put in a cooler to salvage food only to discover that Kinecta shut down my account and STOLE $600 from me! I did everything correctly, followed all instructions, did not touch the scam funds, and Kinecta still removed my legitimate money and shut down my account without cause. This caused me direct financial harm and loss of food. I need this investigated.
Kinecta
Great banking app, some features lacking
More locations
The locations are too spread out throughout the city.
Notifications?
I get a notification on my phone that I have a notification from the bank but when I try to find it in the app, it says I’m all caught up and there are no notifications
Best
This app is very useful too use
Can never lognin
Constantly getting “authentication error” forcing me to use desktop
The app is good but could be better
The app is good, but it needs to be reorganized a little better. It does everything I need it too, but it can be difficult to find some things.
Lay out terrible
The lay of the app is terrible
eleven people have
lol the only l his ave to i u see pros the to the next level and see ill to get u irritation the the see you soon the world will l my j the do pupt l l j p the l let’s just l m ok l love let l is the the only thing you have is i t lol r l l
Dope
The app is dope
Worst app
One of the worst banks and apps I’ve ever used it’s so terrible. Bank charges fees on everything and the app is so hard to use it literally sucks. If u could give 0 stars I would
Good app but needs updating
The app does what I need it to do but it could use some updating. It seems to use this generic interface that a lot of credit unions use. Layout and font are just like the others. Other than that it works well
Great App
I do love the Kinesta banking app. My only complaint about Kinecta is if you have a business and a personal account, you have to have a separate login to view each one. Which means that it’s difficult to use Face ID, which makes things so much faster because it wants to keep logging you into one and not the other… This might be a small thing to some people, but it’s kind of a pain in the butt to me but other than that, I absolutely love the app and I love Kinecta.
Poor
Stays stuck at the very beginning can’t do nothing
Mobile banking
Is your system completely changing in the mobile? Because both systems were running in different technologies I’m very concerned with the two systems running in coordination with each!!
LOVE MY BANK
HAPPY CAMPER!!
Webster ny location
I love the app it's easy to navigate and has so much information. Easy to read no fine print that isn't explained. Love it. The Kinecta location in Webster NY has the best team in there. Always willing to help always going above and beyond. They make you feel safe about your banking. Thank you for providing in our community.
Amazing
Very easy.
Greatc Website
Very reliable Website
Kinecta mobile app
The app makes it easy to track my money, still a fairly new account but I hope my direct deposit works just as good as everything else has been so far.
Kinecta Mobile Banking FAQ
- Is Kinecta Mobile Banking free?
- Yes. The app is free, in all 2 countries it sells in, and it sells nothing inside it.
- Does Kinecta Mobile Banking have a free trial?
- No. None of its offers (US) come with a free trial.
- What are the best alternatives to Kinecta Mobile Banking?
- CU SoCal Mobile Banking (4.9 from 36,187 reviews), Arrowhead Mobile Banking (4.9 from 32,624 reviews) and Wescom Financial Mobile (4.8 from 24,746 reviews).
Kinecta Mobile Banking download
Last updated 1 month ago.
Kinecta Mobile Banking sells in 2 countries. It was released 14 years and 6 months ago, on 26 Mar 2012. It holds a 4.8 rating from 11,036 reviews.
Supports 2 languages: English, Spanish.
How much does Kinecta Mobile Banking make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.