USF Credit Union Mobile
How much does USF Credit Union Mobile cost?
Prices are current as of 12 Sept 2026.
USF Credit Union Mobile has no in-app products on record in the United States.
10+ alternatives to USF Credit Union Mobile
| USF Credit Union Mobile |   Suncoast SunMobile |   PrepaidCardConnect |   FCU Mobile Banking |   GTE Mobile |   Grow Mobile Banking |   Achieva Credit Union |   USFCU |   MIDFLORIDA Mobile |   Suncoast Credit Union |   Trax Credit Union | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.8 | 4.7 | 4.7 | 4.9 | 4.8 | 4.9 | 4.8 | 4.8 | 3.0 | 3.8 | 2.9 |
| Reviews | 4.4K | 82K | 52K | 30K | 24K | 13K | 5.3K | 1.5K | 150 | 121 | 47 |
| Released | 2014 | 2011 | 2011 | 2013 | 2020 | 2012 | 2012 | 2019 | 2012 | 2025 | 2013 |
USF Credit Union Mobile reviews
4.8 out of 5, based on 4,437 reviews.
What people like
- Can open accounts and apply for loans
- Interface is simple and easy to use
- Great customer service when visiting branches
- Includes Zelle and recurring payments
What they complain about
- Keeps logging you out randomly
- App is slow and laggy
- Mobile deposit often fails or bugs
- Zelle integration is broken or missing
Love it
Love how easy it is to navigate
Cannot copy my information for direct pay
Not sure why the ACH & Account number do not work for my checking for direct pay. Whats the point of an online banking app if it is incorrect information and does not work? Now I have to call.
Zelle
Kicked off the zelle app bc zelle is now on USF FCU app. When I go to USF FCU app, zelle is not on there
Zelle doesn’t work
My Zelle doesn’t work in the app and never has. Whenever I ask the workers they have no clue how to help me. Being that Zelle is only available in the banking app, I can never use it because no one knows how to help.
Finally better than the previous app.
Works better after initial problems with the new app. Notifications still do not provide full details, (IP address, browser name & version, operating system) which would allow users to more readily identify hacks. Login delay can be tediously long. Error messages could be more descriptive and helpful.
Thank you
I want to say thank you for all your help
Card blocking
God forbid you block your card temporarily you’ll never be able to unblock it smh
USF app
Easy to transfer money and pay bills/mobile deposit. App is nice, wish the bank didn’t hold checks deposited for the amount more than $200, not sure if it’s just through the app or in person too.
No Zelle
I should of kept them as just as savings account. Probably the worst bank ever. Had issues with them with an auto loan back in 2013 and here it is 2022 and my phone number is disabled from Zelle because they can’t keep there promise date of joining the Zelle app within there own bank app. Just Terrible!
Good App With Rough Edges
I’m a long-time account holder and app user. I liked the older version and felt it did need a sleeker look. I like the newer version but it does have its issues. I’m whelmed but not overwhelmed with the new design. Pros: - The UI is sleek and simple - The navigation is nice. I like being able to swipe between accounts - the option to Transfer, Mobile Deposit, or Pay Now under each account balance is nice to have and makes it quick and easy to pay the credit card or transfer money to my kids account Cons: - It’s slow, I mean what sever did you guys switch too? Good grief - I get an annoying notification that I was auto logged out EVEN when I swipe to close the app. What’s up with that? Is the app still running even after I swipe to close through the app switcher? - The TouchID login doesn’t always work. I’ve experienced times where it just hangs. - You have to log into the desktop version to add and make available someone you want to transfer money to. I use this the transfer function to send money to my kids account. In the older version I just needed their name and account. I see that USF FCU is trying to give its members similar tech features the big banks do and I’m happy for it. This app can be greater with some simple updates.
Best FinTech Available
The USF FCU mobile banking app is the best financial technology app I have. I can open accounts, apply for loans, transfer money, send money to other financial institutions (with Zelle, too), setup recurring payments or transfers, search transactions, send and receive messages, chat (during business hours), deposit checks … other financial apps require you to login to the full site or visit a branch to do most of that activity. The interface is fast, seamless and intuitive, 5 stars.
Slow and clunky
This app barely works half the time. Nothing makes sense when trying to find something. For example, the area where you update your address is not easy at all to find. Even when you get bad address fees there is no prompting on where to go. I’ll be keeping my money elsewhere.
Like the new look, slow and glitchy
9/7/19 I don’t use all of the features; just accounts, mobile deposit and transfer. The app is slower than the old one, which gets annoying. Also, since the last update, it no longer saves my username and the pin feature was removed, therefore I have to put in my pw each time. I did notice I can no longer make a payment on my CC via Visa; only transfers. But it’s not a big deal for me since I have all of my accounts with USF. Also, the online version to view your spending categories needs to be expanded (add more functionality) and added to the app. (I was hoping to replace my Mint.com account.) Overall, I like where they are going with it. Increase server speed, save the username, bring back the pin, add spending cats to app... few more patches/upgrades and it’ll be on point
App can be frustrating
Constantly logs me off to enter credentials although I have Face ID set up. If you hit reset password, you should have option of entering social or member ID. Shouldn’t require both. Add security questions. It’s a pain when you have to contact member services to unlock the account because many people don’t memorize their member number.
The app works great. This is very important to me because because theUSF FCU
To me because there are not many locations. 😅
Unable to sign in/cant access zelle
For the last 4 weeks I can enter credentials, and do all the steps to sign in and then it crashes when it should should be showing me my account information to access zelle. Cant access zelle from website. Having a lot of trouble with this app!
Face ID
For whatever reason, the Face ID for X phones has been removed...
Buggy
Trying to pay my bill by adding an external checking account. I input all my info and it constnty gives errors. I try to add an account via signing in and it still gives errors. Yes I know my account info, I’m pulling directly from my banking app (the app the actually works…). Pretty annoying.
this is usually great and easy to use but...
I’ve been using this for about a year and a half now and it’s been great. But recently, I don’t know if I’m the only one but it has been taking FOREVER to open. *UPDATE* I realized that it wasn’t opening because I had an app shortcut. Once I went to the App Library and opened it up it was fine. great app!
Login
This app would be a 5 star realistically if USF hadn’t just updated the disclosure agreement forcefully stonewalling me from getting logged in. I had to reinstall the app. Of course afterwards I need a hillarious amount of info in order to retrieve my login credentials. By the time I do I’m locked out and I can’t resolve the issue until the next morning. AMAZING what if I had been in an unfortunate situation where I needed to move money or make sure I didn’t over draft. Nothing infuriates me more than being locked out from my own money. Thanks USF
Widget Doesn’t Work
The old design was better. The widget no longer works I liked being able to quickly see my available funds. Now you have to go in the app and hope that it’s working to get a snapshot.
Never write reviews.
Great Credit Union. Honestly.
App is only as good as the company behind it
If you’re only doing minimal financial tasks then the app is fine. Unfortunately this financial institution lives in the stone ages and makes doing anything like paying loans off early impossible. Find something better.
KEEPS CRASHING!!
I never had a problem with this version until recently. I log in and it tells me that I’ve been logged out for inactivity. Please fix this. I cannot even log on!!!
Excellent service!!!
I just opened an account recently and the bank tellers were extremely nice. I had trouble setting up the mobile app and I went to the bank and they helped me solve the problem. Great service!!
Zelle
They’ve been talking about zelle coming to the app for over a month. Now that we physically cannot use zelle anymore because zelle assumes our bank offers us the function, they’re completely quiet. No zelle feature and you can’t get on the app either because of them. People’s lives depend on being able to send money and now we can’t because they didn’t plan their feature access accordingly. Thanks
Memo glitch is inconvenient for student orgs
Memo comments do not save, very important for student organization records and every inconvenient to not be able to do on mobile.
Best bank ever
Got to be one of the best banks
Snapshot
I do not want the snapshot turned on. With this new update, it is on and I can’t figure out how to turn it off.
Glitchy-mobile deposit broken
It’s always been a bit glitchy but functional. Recently when you use mobile deposit on an iPhone it will log you out as soon as you take a picture of the front of the check. Very annoying.
Excelent service
The service I get is excellent
Update broke everything
Put off updating for a long time, finally got around to it and can’t even login anymore. I see the login ‘button’ depress each click but nothing happens. Cool. Not like it’s an important app I need for everyday life.... oh... wait... yeah it is.
Mobile deposit doesn’t work
I’ve tried with 2 different checks and no luck. For one, it tells me the amount is incorrect and won’t let me submit it. What am I supposed to do with the check? I can’t help the handwriting isn’t readable by the app. Let me force submit it or something. I’m otherwise happy with the app but since I live out of state now, without this feature, I have few options to deposit.
USF Credit Union App is AWESOME!!!
I find that USF credit union to beAwesome. It is very convenient and very user-friendly.
Can’t sign in
I’ve had this app for quite some time now. There have been a couple bugs here and there but nothing I saw as a nuisance... until now. The update that occurred recently, I am not even able to log in to the app. I open the app type my credentials in and press login and nothing happens. No it’s not my signal or connection as I am always connected to WiFi while trying to access the app. No it’s not that I’m not using the proper credentials because when I access the mobile site I have zero issues... it’s only the app that is causing problems.
USF Credit Union Mobile FAQ
- Is USF Credit Union Mobile free?
- Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.
- Does USF Credit Union Mobile have a free trial?
- No. None of its offers (US) come with a free trial.
- What are the best alternatives to USF Credit Union Mobile?
- Suncoast SunMobile (4.7 from 81,580 reviews), PrepaidCardConnect (4.7 from 52,363 reviews) and FCU Mobile Banking (4.9 from 29,828 reviews).
USF Credit Union Mobile download
Last updated 1 month ago.
USF Credit Union Mobile sells in 175 countries. It was released 12 years and 3 months ago, on 11 Jun 2014. It holds a 4.8 rating from 4,437 reviews.
Supports 1 language: English.
How much does USF Credit Union Mobile make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.