Happy State Bank Mobile Bank
a division of Centennial Bank
How much does Happy State Bank Mobile Bank cost?
Prices are current as of 12 Sept 2026.
Happy State Bank Mobile Bank has no in-app products on record in the United States.
10+ alternatives to Happy State Bank Mobile Bank
| Happy State Bank Mobile Bank |   EducationCU Mobile |   FBSW Mobile |   Amarillo National Bank |   ACFCU |   First United Bank (TX) |   Centennial Bank Mobile Bank |   Alliance CU Mobile Banking |   Santa Fe FCU Mobile |   The People's FCU |   Simply Happy Mtg | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 1.2 | 4.9 | 4.8 | 4.8 | 4.6 | 4.7 | 1.3 | 3.0 | 3.4 | 1.9 | 2.3 |
| Reviews | 121 | 4.3K | 2.8K | 2.7K | 1.4K | 970 | 351 | 32 | 17 | 16 | 3 |
| Released | 2025 | 2011 | 2014 | 2012 | 2021 | 2014 | 2025 | 2015 | 2025 | 2024 | 2022 |
Happy State Bank Mobile Bank reviews
1.2 out of 5, based on 121 reviews.
What people like
- Good for busy work schedules
What they complain about
- Face ID and passwords just fail
- Camera makes check deposits impossible
- You get locked out constantly
- Money transfers never actually go through
Terrible
The absolute worst app I’ve used. Pathetic verification every single time you need to sign in. Legitimately the reason I am going to switch banks. What an absolute joke
Password
I can never seem to get into the app to check my balance when it matters most. I use Face ID and it always fails, I try to put in my password and I am constantly told my password isn’t right, when I know it is. My app is up to date.
Transfer Money Issues
I like constantly checking my banking app. The biggest problem right now is transferring money to another account. I choose the account I want it taken from to which account I want it in, enter the amount. It then asks me to approve the transfer and when I do, it loads, says approved, hit okay and then my accounts still look the same with no money changes added or subtracted from accounts. I’ve even went as far as to wait 24hrs to see if it’s transferred but just not on the system yet and nope still no changes to the accounts the next day. The only reason I have the app is because of my busy work schedule that I don’t have time to go to the bank in person to do transfers.
It’s someone’s first day programming
How is it possible that a nationwide bank’s app can be this bad? You clowns bought my hometown bank and ruined everything. Including the app. Start over.
Please fix your mobile deposit camera
The new app has quite a few issues, a big one with the UI is mobile deposits snap into this awkward vertical hold while boxing you into a horizontal picture. Essentially you have to navigate the camera in the opposite directions your intuition tells you to just to take a picture of a check. And at the end of the day the check is less tangible on the backend for the person processing the payments. Bad all around, this should be a reputable bank with a smooth functioning app. Considering switching banks for this alone since we live in a digital age.
Worst app I’ve ever used
Face ID does not ever work for me. My correct password does not ever work either. I can log in fine on the web version, but on the app it always says password incorrect. For the rare times my password and/or Face ID works, it makes me answer the security questions. It just feels worse in every way than the old app, which even then was clunky.
Depositing Checks - Stupid New Camera
What the heck is going on with the camera now when depositing a check? It’s literally impossible to line it up now and moving the camera up moves it to the side?? It’s like it rotated the camera view and it’s whacky. 👎🏼
Check deposit feature malfunctions
Not only does the camera setting not work correctly to deposit a check, but the location feature isn’t working; making it difficult to find my nearest location to physically deposit the check! I’m not “Happy” at all…
Bugs CONSTANTLY
Absolutely trash app - I can almost never get logged in to see what I have in my account. I have to delete the app periodically to get it to work. Literally would give -5 stars if it would allow for that.
Garbage App
The amount of issues I’ve had with username and password are ridiculous, and the password reset screen doesn’t even work. When I’ve had to call about an issue I’m just put on a callback list, which I never receive. I’ve had to go weeks on end without access to my mobile banking.
Unpleased
Every time I log in, it tells me I entered the incorrect password and then requires me to reset it constantly and makes me answer security questions every time I log on. Super inconvenient.
So many crashes and a pain
Every time I open it, I have to do a Face ID and then I have to go to security questions. What’s the point of that and then once I’m in it, it crashes multiple times thinking about switching banks just because of this.
Fix your app
What’s the point of having the app if it is always “under maintenance”? Can’t ever log on because of that. Face ID doesn’t always work and you have to then verify your user id and password? C’mon man. I swear this bank wants to lose customers. Fix your app. I get maintenance has to be done but in the middle of the day?
Horrible app
If I could leave 0 star review, I would. I never had issues on the previous app compared to this one. Security questions every login, can’t login with face, can’t login with password, error, error, error. Need to get on top of this before I switch banks. This is pretty ridiculous.
Happy State Bank Mobile Bank FAQ
- Is Happy State Bank Mobile Bank free?
- Yes. The app is free, in all 1 country it sells in, and it sells nothing inside it.
- Does Happy State Bank Mobile Bank have a free trial?
- No. None of its offers (US) come with a free trial.
- What are the best alternatives to Happy State Bank Mobile Bank?
- EducationCU Mobile (4.9 from 4,309 reviews), FBSW Mobile (4.8 from 2,786 reviews) and Amarillo National Bank (4.8 from 2,660 reviews).
Happy State Bank Mobile Bank download
Last updated 2 months ago.
Happy State Bank Mobile Bank sells in 1 country. It was released 1 year and 2 months ago, on 4 Aug 2025. It holds a 1.2 rating from 121 reviews.
Supports 1 language: English.
How much does Happy State Bank Mobile Bank make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.