Sparrow Card App
Building Credit Smarter
How much does Sparrow Card App cost?
Prices are current as of 12 Sept 2026.
Sparrow Card App has no in-app products on record in the United States.
10+ alternatives to Sparrow Card App
| Sparrow Card App |   Avant |   BrightWay Credit Card Mobile |   Seen Mobile - Build Credit |   Petal Card |   CFC Mobile Access |   Concora Credit |   Prosper Card |   Total Card |   Aspire Account Center |   Imagine Account Center | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.9 | 4.8 | 4.8 | 4.8 | 4.7 | 4.3 | 3.0 | 4.8 | 2.1 | 2.5 | 2.0 |
| Reviews | 3.4K | 119K | 32K | 30K | 11K | 9K | 1.5K | 1.3K | 316 | 151 | 112 |
| Released | 2023 | 2021 | 2021 | 2023 | 2018 | 2017 | 2023 | 2021 | 2021 | 2019 | 2023 |
Sparrow Card App reviews
4.9 out of 5, based on 3,404 reviews.
What people like
- Simple and quick to use
- Clean, easy interface design
- Works well with Apple Pay
- Convenient for small purchases
What they complain about
- Card often declines without warning
- High fees and low rewards
- App won’t open or crashes
- Fraud disputes are hard to win
Wuera
Me encanta porq puedes usar el dinero luego luego 🥰🥰🥰
Be Careful With the “Pre-Approved” Offer!!! So Awful!
I received a “pre-approved” offer and scanned the QR code expecting to review it before accepting. Instead, the account was opened, a hard inquiry appeared on my credit report, and an annual fee was charged. There was no final step to accept or decline. Be very careful with offers from this company. Very misleading and disappointing experience with this credit card company. What a disgusting experience!!!!so Awful!!!
Not the best choice
Come to find out I can’t use this card in app and several other things. Even though it’s listed as you can and claims you can. Then they blame the company I’m purchasing from went to the companies website as long as it a visa, Mastercard and so on doesn’t matter the company they accept the payment. But sparrow claims up and down they don’t. Have in app purchases listed which is a lie you can’t. So if you are looking for a Therapeutic way to ease yourself this card isn’t it. Imagine if I went in store to purchase something and it’s declined. Smdh. Waste of my time honestly. Will be paying it off this summer and canceling I don’t need a card I can’t use to keep myself sane. Never had a credit card I couldn’t use in app for purchases. So this is definitely a first but they shouldn’t lie on a company because they don’t know how to fix the issue which starting to believe the card is restricted for security purposes and they just don’t want to deal with it
Love this app and card
App is user friendly and satisfying to use.
Just great
I love the flexibility I have with this card
Can’t Make Payments All of the Sudden
When I go to make a payment, it’s grayed out and won’t allow me to make my payment. Fix this. Cause next thing you know, you’ll be trying to charge me late fees.
Not ready for primetime
The good - The app itself is slick, great interface -Apple Pay looks great and works well -straightforward in how it works and no-nonsense when it comes to rewards The Bad -Not sure what their infrastructure is but I’ve had 3 separate instances, each lasting over 24 hours where I can not use my card at all. And I’ve had my card for 4 months as of this posting. -They claim system updates but they provide no update or no notifications when that is done which makes me think that they are misleading us to hide some severe operational issues. -Doesn’t inspire confidence when traveling that this card will be there when you need it. Overall, it’s a slick product that I wish they spent more into making the bones of it work. Not much use in the experience if you can’t actually use it.
It's solid
Cons High fees low rewards Only can make limited amount of payments via card customer service Pros unsecured credit monitoring Rewards auto limit increase instant use
Sparrow
I love the easy way to use the car and I really love the simple and quick way to make a payment without a lot of hassles and associates in Computers and Voice recorders making payments for you I love the way you guys made it simple and easy to do. Thank you so much.
App sucks
I downloaded this app thinking I found the perfect one but I can’t even make an account 🤬🤬
Horrible with disputes
I’ve had this card for a few months. Rarely use it. However, I woke up one morning to find a warning about a charge to Starbucks in a state I don’t live in and don’t visit. They held “that” charge until I could confirm or decline it. I declined. So I log in to check my account and found two additional charges to Google, one for storage and one for Candy Crush on the same day that weren’t mine. I disputed the charges. They refused to remove them and stated that I used my phone to verify them as mine. At 4:45am, while I was sleeping (and apparently sleepwalking through Colorado). So I got stuck paying $45 in charges, one of which is a “recurring” charge. They sent me a new card, but it states that “recurring” charges may still be billed. UNHAPPY. I froze my card and have just left it frozen.
Starter StaR
I gave this card a 3 star because I’m just receiving it. I haven’t had it long enough to know if it’s a great card to have. But I will say. Through the app it’s convenient and use to use. I will come back to do an update later. Hopefully this card gives credit increases as well as reward perks like others I have. But if NOT it’s a cool small credit card to have when you have nothing and in need of whatever it is you want. Just grab your Sparrow card and swipe. And Do Not Forget To PAY YOUR BILL!!
Great App
The Sparrow App is user friendly. Easy to navigate. 👍🏼
Think about it!
Probably the worst possible credit card that you could possibly get. You may want to avoid it.
love the app
i love this app, it is straight forward and simple to use. quick too. i would recommend 100%
Call center representative
I had a bad experience with the call center representative, she looks like someone in a harry she just wants to end the call , even when I informed her I had a problem with my card before she didn’t try to say anything she just wanted to finish the call with me , bad service and bad communication
Best card for bad credit
Only I think I wish they had was upgrade to another card that has more rewards . But I love this so much.
Block my card
They keep blocking my account for no reason at all
Great card for building credit
Love the card!
Do not download
Scam
Simplicity
So easy to use and quick to pay!!!
Virtual card sucks.
Says virtual card can be used immediately, but declines on me twice.
Is it to use
100%
Hurts more than it helps
I’ve been with this company for two years now. Recently I was offered a card through Capital One and that’s when I started noticing a real difference in my credit. Sparrow has an extremely low balance and it’s next to impossible to get an increase. Within my first three months with Credit One my credit limit was increased to well over two thousand dollars as where with Sparrow, I have a $300 limit after two years of no missed payments and minimal usage. At the end of the day, I canceled my Sparrow card and chose Capital One as my credit repair option. Don’t waste your time with high fees and low results, get a capital One card and avoid all this BS
Thank you
Love Sparrow
App is the worst!
I have no complaints about the actual card, but the app is horrible! It won’t open. I have restarted my phone, deleted it and reinstalled. made sure it’s updated, and it still doesn’t open. Makes it kinda hard to make a payment. Please fix this!!
Sparrow Card App FAQ
- Is Sparrow Card App free?
- Yes. The app is free, in all 1 country it sells in, and it sells nothing inside it.
- Does Sparrow Card App have a free trial?
- No. None of its offers (US) come with a free trial.
- What are the best alternatives to Sparrow Card App?
- Avant (4.8 from 119,212 reviews), BrightWay Credit Card Mobile (4.8 from 32,026 reviews) and Seen Mobile - Build Credit (4.8 from 30,129 reviews).
Sparrow Card App download
Last updated 1 month ago.
Sparrow Card App sells in 1 country. It was released 3 years and 1 month ago, on 24 Aug 2023. It holds a 4.9 rating from 3,404 reviews.
Supports 1 language: English.
How much does Sparrow Card App make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.