Seen Mobile - Build Credit
Finance

Seen Mobile - Build Credit

Spend, Track & Build Credit

Seen Finance, Inc.

How much does Seen Mobile - Build Credit cost?

Prices are current as of 12 Sept 2026.

Seen Mobile - Build Credit has no in-app products on record in the United States.

10+ alternatives to Seen Mobile - Build Credit

Seen Mobile - Build CreditAvantBrightWay Credit Card MobileX1 CardPetal CardSparrow Card AppArro: Build & Grow CreditProsper CardZable Credit CardAspire Account CenterImagine Account Center
Rating / 54.84.84.84.94.74.94.64.84.72.52.0
Reviews30K119K32K12K11K3.4K1.7K1.3K438151112
Released20232021202120212018202320232021202420192023

Seen Mobile - Build Credit reviews

4.8 out of 5, based on 30,129 reviews.

What people like

  • Actually helps build credit for some users
  • Simple and easy to set up
  • Gives a second chance to those with bad history

What they complain about

  • Support is hard to reach or nonexistent
  • Charges fees even when you can't use the card
  • App glitches make checking balances confusing
  • High interest rates and hidden costs
★★★★★ United States · v2.0.389 · 6 Sept 2026

Seem

It does a good job

— Edith’s view

★☆☆☆☆ United States · v2.0.389 · 10 Sept 2026

No go stay clear

Absolutely the worst app I have on my phone ! Not to mention the worst card and no customer service whatsoever! I’d highly advise anyone to avoid seen ! AVOID SEEN . You’ll thank me later Unbelievable rip off tactics It’s geared to cost you more fees and charges no matter how you approach using or making a payment on this ridiculous card

— App ool Jakz

★★★★☆ United States · v2.0.335 · 9 Jun 2026

Nice card

Easy app to use

— Smith47$

★★☆☆☆ United States · v2.0.389 · 25 Aug 2026

High APR, no 2FA

For those who are concerned about ever-changing finances, I don’t recommend having a credit card with this company. I’ve seen many credit card offers. This company gave me the highest APR I’ve ever seen. Cash back is based on their “sole discretion,” according to the fine print. I don’t trust it, but I haven’t had the card for a full cycle yet (they give cash back at the end of the statement cycle). I have to change my password every month for this account because they didn’t give me any 2FA options in the app. This alone might cause me to cancel. Normal high-risk apps (e.g. finance, healthcare) at least require SMS codes. The best ones offer passkeys, authentication apps, etc.

— D13385

★★★☆☆ United States · v2.0.389 · 31 Aug 2026

Under Review

I like my credit card and use it when I can. It seems to go under review more times than not. I don’t know why the system keeps asking me to provide documents they already have. This has become very cumbersome to the point of canceling my account

— dean of real estate

★★★★★ United States · v2.0.389 · 27 Aug 2026

Buen servicio

Excelente!

— El Petoz

★☆☆☆☆ United States · v2.0.389 · 3 Sept 2026

Just another ripoff

This is a card I will NEVER recommend to anyone; not even my enemy. They suspend your card at will and continue to charge annual fees, when you can’t even use your card.

— Tom Mac 62

★★☆☆☆ United States · v2.0.373 · 1 Aug 2026

Poor App

App is bad! All information is running together and you don’t know what your payment is or what your account balance is!

— Shellman47

★★★☆☆ United States · v2.0.373 · 3 Aug 2026

Due date

You need to have a no app option to pay

— cycle 16

★★★★★ United States · v2.0.386 · 24 Aug 2026

buena tarjeta

para empezar nada mal , me gusta la facilidad de su app

— johansito2020

★☆☆☆☆ United States · v2.0.389 · 3 Sept 2026

Sketchy company

The app doesn’t work & locks you out of the account with no one to contact for a resolution. This company is very sketchy and seems to operate with a skeleton crew. When I called there was no one available to help me log back into my account. And the app has very few options available for someone who primarily does business online. It is unfortunate that I got suckered into this and now when I close it, my credit score will drop. But I’m willing to take the chance and not do business with companies like this.

— Mama Keli

★★☆☆☆ United States · v2.0.373 · 16 Jul 2026

System

I was trying to make a payment yesterday and it wouldn’t allow me to

— Breenie38

★★★☆☆ United States · v2.0.373 · 22 Jul 2026

The payment Calendar is so wrong.

Making a payment is easy. Be aware that the calendar is way off on the days of the week.

— MH NJ 123

★★★★★ United States · v2.0.373 · 15 Aug 2026

Approval was easy

Thank you so much for giving me a second chance to build credit

— JackieM095

★☆☆☆☆ United States · v2.0.386 · 17 Aug 2026

Be careful

I paid my account on time and what they don’t tell you is you need to verify your banking info That takes them 2-3 days to do so so now they charged me a 25 dollar fee wrong

— lisabonds

★★☆☆☆ United States · v2.0.368 · 11 Jul 2026

App needs help

Difficult to use as information doesn’t display correctly.

— junie222

★★★☆☆ United States · v2.0.335 · 2 Jun 2026

Could be better

The advantage is lost when technology fails

— Umi Takwin

★★★★★ United States · v2.0.373 · 14 Aug 2026

Very Easy

The card payment access was a very easy setup

— bignutt5

★☆☆☆☆ United States · v2.0.373 · 14 Aug 2026

Dissatisfied

I’ve had this account for over a month and haven’t been able to use. As soon as I was approved I was almost instantly put on fraud review yet I was still charged the annual fee. I was told I needed to submit a bank statement showing that I paid the bill. Why should I pay a bill for an account I’ve never been able to use. This card account and actions seem very questionable.

— MDMSYW

★★☆☆☆ United States · v2.0.335 · 29 May 2026

Wait and see

First time using don’t know yet

— Jobei-wan

★★★☆☆ United States · v2.0.335 · 23 May 2026

App issues

I just got the app and I can’t even see my digital cards or anything although it says I have a 1500 available credit limit

— Jonnyisfast

★★★★★ United States · v2.0.373 · 13 Aug 2026

A happy customer

Awesome card for a untrustworthy customer about false promises

— Danaanexo

★☆☆☆☆ United States · v2.0.373 · 11 Aug 2026

Wow…. No words.

Charged me triple the annual fee… can’t get ahold of anyone… told I was gonna get a 2k limit. It’s 300…. Cmon seen….

— wownicknamesarehardtofind

★★★★★ United States · v2.0.373 · 12 Aug 2026

Satisfied

Easy and fair ❤️

— Rae Rae321123321

★☆☆☆☆ United States · v2.0.373 · 29 Jul 2026

A very bad App

You cannot change your banking information without sending in a bank statement with a government id. I have been an established user since 2024 with on time payments. My checking account was compromised and I had to close out the old account.

— Shacar

★★★★★ United States · v2.0.373 · 8 Aug 2026

Great…

Thanks for this opportunity…

— Shawn’s new credit cards

★☆☆☆☆ United States · v2.0.373 · 25 Jul 2026

.

Put app on autopay to avoid late fees and still got charged with a late fee due the payment not getting processed on the account

— Od2499

★★★★★ United States · v2.0.373 · 8 Aug 2026

Thanks

Great card

— Timbo 283

★☆☆☆☆ United States · v2.0.373 · 19 Jul 2026

Starts well but ends terribly

They start off very well with keeping their word about increasing your limit after the required amount of payments. But once your credit card expires, you will never get the replacement. Don’t bother with this company.

— Jesus’s Beloved 3/9

★★★★★ United States · v2.0.373 · 1 Aug 2026

Just a guy

SEEN helped me get a loan a build my credit. Great place!

— TOMWCIII78

★☆☆☆☆ United States · v2.0.373 · 17 Jul 2026

There is no

No alert

— Digital wingman

Seen Mobile - Build Credit FAQ

Is Seen Mobile - Build Credit free?
Yes. The app is free, in all 152 countries it sells in, and it sells nothing inside it.
Does Seen Mobile - Build Credit have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to Seen Mobile - Build Credit?
Avant (4.8 from 119,212 reviews), BrightWay Credit Card Mobile (4.8 from 32,026 reviews) and X1 Card (4.9 from 12,149 reviews).

Seen Mobile - Build Credit download

Last updated 1 month ago.

Seen Mobile - Build Credit sells in 152 countries. It was released 2 years and 11 months ago, on 31 Oct 2023. It holds a 4.8 rating from 30,129 reviews.

Supports 1 language: English.

How much does Seen Mobile - Build Credit make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads 20K
Open the full Seen Mobile - Build Credit analytics Revenue and downloads month by month, all 152 countries split out, and every product's share and trend