Freo - UPI, Insurance, Loans
Your All-in-One Money App
No in-app products collected for this app.
| Rating | |||
|---|---|---|---|
| India | 100%4,504 | 3.86 |
Description
Freo App, where you can Pay, Invest, Borrow and Insure, all within a single app.
UPI Payments – Faster, Smoother, Better!
With Freo - Scan & pay across India - UPI Payments, Bank to Bank Transfer, Merchant Payment Account to Account Transfer, Bill Payment, QR Scanning - Powered by UPI
Link your bank account on Freo app to transfer money with BHIM UPI instantly! Freo app is safe, secure, meets all your payment, investment, insurance & banking needs.
Freo allows you to:
Money Transfer with BHIM UPI
Check Bank Account Balance
Manage Multiple Bank Accounts in Freo app
Save Beneficiaries across banks
Make Offline Payments (Scan & Pay via QR Code at local stores like kirana, food, medicines etc.)
Make Online Payments (food-grocery orders, shopping, travel bookings)
Pay for Recharges (Prepaid-Postpaid mobile bills, Cable-OTT, Wi-Fi)
Pay your utility bills (Gas, Electricity, Water etc.)
As one of India's top Finance Apps, Freo with its smooth payment feature, allows instant access to money for your financial needs.
Borrow flexibly with Freo (formerly MoneyTap)
A Personal Loan with Freo stands out as we charge interest only on the amount you borrow, not the full approved amount.
Our Most Loved Features
Borrow small or big (any amount from ₹3,000 to ₹5 lakhs)
Pay interest only on the amount you use
Instant loans with no collateral risk
100% digital & paperless process
Flexible EMIs
Loan Terms:
Amount: ₹3,000 to ₹5 lakhs
Interest rates: 12% to 36% per annum
APR: 10% to 70%
Tenures: 3 to 36 months
Low processing & line setup fees
For ₹1,00,000 personal loan, for 1 year, @13% per annum*, a user would pay:
Processing fee (at 2%) = ₹2,000 + GST = ₹2,360
Setup fee of ₹999+GST = ₹1181/- to be paid upfront
Interest = ₹7,181
EMI = ₹8,932
Total amount to pay = ₹1,10,725/-
*Interest Rate varies based on your risk profile. Only a fraction of our customers get an interest rate higher than 30% p.a.
Our Lending Partners:
→ SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Company Limited)
https://bit.ly/46KNzh9
→ Incred Capital Financial Services Pvt Ltd
https://bit.ly/3eTT0op
→ Kisetsu Saison Finance (India) Private Limited
https://bit.ly/FreoCS
→ Cholamandalam Investment and Finance Company
https://bit.ly/Cholamandalam
→ Transactree Technologies Pvt Ltd
https://bit.ly/3UkU5WJ
→ Tapstart Capital Pvt Ltd.
https://bit.ly/3qOUeEc
Our Partners:
→ YES Bank - YES Bank Ltd.
→ Equitas SFB - Equitas Small Finance Bank
→ Lendbox - Transactree Technologies Pvt Ltd
→ Liquiloans - NDX Financials Services Pvt Ltd
Gold Investment – Start with Just ₹10!
Invest in 24K gold starting from as little as ₹10
No hassle of physical storage—buy & sell anytime, anywhere
Haven’t invested in gold yet? Start small, start now with just ₹10 and turn your savings into something precious!
Insurance – Protect What Matters
Curated insurance plans for life’s uncertainties
Coverage for vector-borne diseases like Malaria & Dengue
Daily cash benefits during hospitalization
Comprehensive vehicle insurance for cars and bikes
Women-centric health plans for specific healthcare needs
Pet insurance to protect your furry friends
Secure your valuables and big purchases with peace of mind
Affordable, tailored protection for all. Haven’t secured your future? Explore Freo’s insurance options now!
Fixed Deposits – High-Return Rates
Instantly book FDs from ₹1,000/- with returns up to 9%*
Guaranteed growth with flexible tenures to suit your needs
Choose from trusted banks & institutions for reliable investments
Enjoy peace of mind with guaranteed returns. Start growing your money today!
Freo’s products are designed to help you get started with ease. Haven’t explored them yet? Start small, start now, and experience the difference for yourself!
Contact: [email protected]