Viva Money: Personal Loan App
India's 1st Super Flexi Loan
No in-app products collected for this app.
| Rating | |||
|---|---|---|---|
| India | 100%1,001 | 4.09 |
Description
Whether it's an unexpected expense, a planned purchase, or a temporary cash crunch, users can access funds in just a few taps. It gives you the flexibility to access funds when you need them most.
Viva Money is a trusted 0% interest loan app that offers a seamless digital borrowing experience. As a reliable loan app, it provides safe and transparent access to funds through its partnership with FincFriends Private Limited, an RBI-registered NBFC.
Why Choose Viva Money Instant Loan App?
With Viva Money, you get:
0% interest for up to 51 days
Personal loan from ₹5,000 to ₹2,00,000
100% digital and hassle-free process
Quick loan from an RBI-registered NBFC
Flexible EMI options of 5,10 & 20 months
Pay interest only on the withdrawn amount
Approval in less than 15 minutes
Funds transferred directly to your bank account
Who Can Apply for loan on Viva Money App?
You can easily apply for Viva Money if you fulfill the following criteria:
Minimum monthly income of ₹15,000 or household income of ₹25,000
Must be in the age group of 21 to 64 years
Must be a resident of Karnataka, Maharashtra, Gujarat, Tamil Nadu, Haryana or Goa.
Documents Required
PAN Card
Aadhaar Card
How Does Viva’s 0% Interest Loan App Work?
Example: Hrithik was searching for the best personal loan app in India on 1st January and discovered Viva Money’s instant personal loan app. He applied for ₹1,50,000 through the loan app and got approved instantly. On 1st February, he withdrew ₹50,000 to purchase a laptop. Since the Viva Money loan app offers a 51-day interest-free period, he can repay the amount by 20th March & enjoy a 0% interest loan.
A processing fee of 4.5%, along with a grace repayment fee of 1.5%, applies to the total withdrawal amount when the amount is repaid within the grace period. For repayments beyond this period, Hrithik can easily convert the balance into Flexible EMIs of 5, 10, or 20 months through the flexi loan app, with interest rates ranging from 18% to 40% APR on the Viva Money loan app.
For instance:
Withdrawn amount: ₹50,000
Tenure: 5 months
Interest rate: 40% per annum
Processing fee: 4.5% = ₹2,250 + GST = ₹2,655
Total interest for 5 months: ₹5,495
Total cost if paid in EMI = ₹50,000 + ₹2,655 + ₹6,810 = ₹58,150
Secure Lending with an RBI-registered NBFC:
Viva Money is an ISO-certified (number)online loan app committed to keeping your data secure with advanced encryption technology. In partnership with RBI-registered NBFC FincFriends, we ensure a transparent and reliable borrowing experience with quick access to funds.
App Permissions Required:
SMS
One-time access for camera, microphone, & location for VKYC
Data Security:
Every transaction on the Viva Money online loan app is protected by advanced security measures.
Why is Viva Money the Best Personal Loan App in India?
Unlike other instant personal loan apps, Viva Money offers a faster, paperless process with flexible repayment options.
We ensure quick, hassle-free access to funds to help you meet your financial needs. Ideal for working professionals, self-employed individuals, and small business owners.
Download Viva Money - your trusted loan app to borrow money instantly!
Contact Us:
Email: [email protected]
Website: https://vivamoney.in
