FinanceBusiness

FlexSalary Instant Loan App

Name: FlexSalary Instant Loan App
Rating: 4.26 (2930 reviews)
Author: VIVIFI INDIA FINANCE PRIVATE LIMITED

Get Instant Cash Loan Upto 3L

VIVIFI INDIA FINANCE PRIVATE LIMITED · released 6 Feb 2018 · Open in App Store ↗

Revenue 30d $1,000 estimate, worldwide

Downloads 30d 10,000 estimate, worldwide

Rating 4.26 2,930 reviews

No in-app products collected for this app.

		Rating
India	100%2,930	4.26

Description

Get a personal loan up to Rs.3,00,000 - apply online and get approved fast.

FlexSalary is an instant personal loan app and quick loan solution for salaried and self-employed individuals across India. No branch visit required. Apply for an online instant loan - the entire process is 100% digital and paperless.

HOW TO GET INSTANT LOAN APPROVAL IN 3 STEPS

1. Download the FlexSalary instant loan app and register with your mobile number

2. Complete a quick loan eligibility check and submit your documents online

3. Get instant loan approval and transfer funds directly to your bank account

PERSONAL LOAN FEATURES

No Collateral Required: Apply for a quick personal loan without any security deposit or guarantor

Online Loan Application: Complete your instant personal loan application without any physical documents - upload everything through the app

Fast Personal Loan Decision: Apply for a fast personal loan and get a quick decision without long waiting periods

Zero Prepayment Charges: Repay your personal loan early at any time with no additional penalty

Secure & Paperless: Your documents and personal data are handled through a fully encrypted and secure digital platform

Transparent Charges: All fees are clearly disclosed before you accept the loan - no hidden surprises

LOAN PURPOSE

A FlexSalary instant loan online can help with:

Medical emergencies and healthcare expenses

Upskilling and professional development costs

Major purchases and home-related expenses

Urgent travel expenses

Other urgent personal or family financial needs

ELIGIBILITY

To apply for an online instant personal loan with FlexSalary, you must be:

An Indian citizen

21 years of age or above

Earning a monthly income of Rs.8,000 or above

Salaried and self-employed individuals are eligible. Applicants with varied income profiles may also be considered for a quick personal loan.

DOCUMENTS REQUIRED

Identity Proof: Aadhaar, Driving Licence, Passport or Voter ID

PAN Card

Address Proof: Driving Licence, Aadhaar, Utility Bills, Passport, or Voter ID

Income Proof: Last 3 months' Payslips & Bank Statements

TRUST & SECURITY

FlexSalary personal loans are offered by Vivifi India Finance Pvt. Ltd. (N-09.00447), an RBI-registered NBFC

Your data is securely processed and used only for loan verification and servicing purposes in accordance with applicable privacy policies.

All personal and financial information is protected with end-to-end encryption

A member of FACE and UFF - committed to responsible and ethical lending practices

FEES & CHARGES

Loan Amount: Up to Rs. 3,00,000

One-time Processing Fee: Up to 5% + GST (charged at first withdrawal)

Loan Tenure: 10 to 36 months

APR: 20% to 70%

Late Fee: Up to Rs. 150 per instance

Auto-Debit Failure Charges: Up to Rs. 60 per instance

Prepayment Charges: Rs. 0

LOAN EXAMPLE

Loan Amount Approved: Rs. 2,00,000

Processing Fee: Rs. 11,800

Annual Rate: 34%

Tenure: 9 months

EMI: Rs. 25,425.75

Total Interest: Rs. 29,039.71

Total Repayment Amount: Rs. 2,28,831.75

APR: 50.25%

FlexSalary offers online instant loan services across all states in India. Apply for a quick loan online through the app or visit www.flexsalary.com

Email: [email protected]

Phone: +91-40-4617-5151

Address: Unit A, 9th Floor, MJR Magnifique, Khajaguda X Roads, Raidurgam, Hyderabad, Telangana - 500008

*The APR shown in the above example is based on an indicative payment schedule shared as part of the loan agreement. Applicants can repay the full outstanding balance at any time without any prepayment charges.