FinanceBusiness

Aditya Birla Capital - Finance

Name: Aditya Birla Capital - Finance
Rating: 4.17 (1843 reviews)
Author: Aditya Birla

Aditya Birla · released 22 Sept 2022 · Open in App Store ↗

Revenue 30d $1,000 estimate, worldwide

Downloads 30d 10,000 estimate, worldwide

Rating 4.17 1,843 reviews

No in-app products collected for this app.

		Rating
India	100%1,843	4.17

Description

Long Description:

Introducing the all-new Aditya Birla Capital – Finance Mobile App! It's a game-changing application that transforms your interactions with your loan account. With its advanced features and user-friendly interface, it puts loan management at your fingertips & empowers you to take control of your loan accounts like never before.

Features available on the Aditya Birla Capital – Finance Mobile App:

Loan Account Details

Statement of Account

Sanction Letter

Welcome Letter

Repayment Schedule

Interest Certificate

No Objection/ No Due Certificate

Payment History

…and more.

You can also apply for the Aditya Birla Capital – Finance co-branded Credit Cards.

Using this App, you can also apply for a Personal Loan, Business Loan, Small Ticket Unsecured Loan, Professional Loan, Mortgage Loan and more.

Highlights of Personal Loan:

Loan Amount: Rs. 1 Lac to Rs. 50 Lac

Repayment Tenure: 12 months to 84 months

Rate of Interest: 10.99% to 30% per annum

Processing Fees: upto 4.72% including tax on the loan amount

Other charges: Rs. 100 to Rs. 1000

Flexible repayment option

No collateral required

Simple documentation

Flexiloan Facility

Let’s say, for ₹1,00,000/- borrowed at an interest rate of 15% p.a. for 12 months (interest rate on reducing balance method) and processing fee of 2%.

The total amount to be paid is Rs. 2000 as processing fees and Rs. 100 as other charges will be paid time of disbursement. Interest to be paid in 12 months will be Rs. 8310.

*Interest rate, processing fees and other charges may vary as per various product constraints.

Highlights of a Business Loan

Finance Amount: ₹10 Lakh to ₹100 Lakh - Repayment Tenure: 12 to 48/ 60 months (depending on the profile) - Rate of Interest: Ranges between 15% to 22%

-Processing Fees: up-to 2.75% of disbursed amount excluding of Taxes.

No security or collateral required

Turnaround time of 3 days

Flexible tenure from 12 months to 48/60 months

Fixed rate of interest, interest rates remain unchanged throughout the tenure of the loan

Repayment channels: ECS/NACH

No security or collateral required

Flexiloan facility

Please note there are other charges involved eg: credit fee, stamp duty etc. Also ROI is based on customer profile and location.

Small Ticket Unsecured Loan (STUL)

Highlights of a STUL

Finance Amount: ₹1 Lakh to ₹15 Lakh

Repayment Tenure: 12 to 60 months

Rate of Interest: 17% to 28%

Processing Fees: up-to 2.75% of disbursed amount excluding of Taxes

No security or collateral required

Flexible tenure from 12 months to 48/60 months

Fixed rate of interest, interest rates remain unchanged throughout the tenure of the loan

Repayment by NACH

Note:

Additionally, Insurance charges, stamp duty charges (vary from state to state) to be borne by customer or deducted from disbursement.

Interest rate varies from customer to customer and is based on loan amount/product type/facility type/customer profile

Professional Loan

Benefits of Professional Loan

Quick and hassle-free approval

Competitive interest rates: 14% to 18%

Flexible repayment options

Minimal documentation

Eligibility of Professional Loan

Individual - Self-Employed Professionals like Chartered Accountant (CA), Company Secretaries (CS), Architects, Doctors (BDS/MBBS/MD only).

Partnerships

Sole proprietorships

CIBIL >=700

Age: Min Age: SEP 27 Years | Max Age at the time of maturity of Loan: SEP 70 Years

Either Business or Residence Premise should be owned by applicant

Rented Residence: Minimum 1 year at Existing Location

Rented Office: Minimum 2 years at Existing location

Toll free (Within India): 1800 270 7000 Email: [email protected]

For more information, please visit finance.adityabirlacapital.com

Terms and conditions apply. Credit at sole discretion of the Aditya Birla Capital – Finance Limited and subject to credit appraisal, eligibility check, rates etc.