Stashfin UPI, Pay Bills, Loans

Description

Stashfin is India’s leading fintech platform that simplifies your relationship with finance. Trusted by 40 million+ users, Stashfin offers Credit Card Bill Payments, Instant UPI Money Transfers, 24K Digital Gold, Credit Health Reports, Corporate Bonds, Personal Loans, Insurance, and more.

1. Credit Card Bill Payments

Win 24K gold worth upto ₹500 on every credit card bill payment

Manage multiple credit cards without switching between banking apps

Pay your bills via Stashfin UPI, BHIM UPI, PhonePe, GPay, or any other UPI app

Settle your credit card outstanding without logging into your bank’s portal

Get real-time reminders & updates on your credit card bill

30+ Credit Cards Supported on Stashfin

HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, YES Bank, Bank of Baroda, AU Small Finance Bank, Federal Bank, Citi Bank, Standard Chartered Bank, SBM Bank India Limited, DBS Bank, South Indian Bank, HSBC Bank, and all VISA, Mastercard, RuPay, Diners Club, AMEX, and Discover cards

Utility Bill Payments & Recharge, powered by Bharat Connect

Never miss a due date for electricity, water, gas, & other essentials

Covers 300+ major national & regional service providers

Instant FASTag & mobile recharges for Jio, Airtel, Vi, BSNL or other networks

2. Money Transfer via UPI Payments

Send money using a UPI ID or mobile number

Link multiple SBI, HDFC, ICICI, Axis & 140+ other bank accounts & enjoy self-transfer

Scan QR code to pay merchants

Split bills & other payments with friends

Set up recurring payments for bills & subscriptions

Check transaction history & account balance in real time

3. 24K Digital Gold

Secure your savings in 24K gold

Start investing with just ₹10

Track gold rate in real time

Insured locker storage powered by Augmont

Flexibility to liquidate anytime

SIP or lump sum gold investment options

4. Credit Health Report & Credit Builder

Secure better loan & credit card offers with credit builder & repair

Get detailed reports & expert tips to boost credit score

5. Corporate Bond

Earn competitive returns of upto 14.8% p.a.

Start investing with just ₹10K

Get monthly interest directly to your bank account

6. Insurance

Low-cost, high-impact insurance plans to secure your earnings

100% digital process with a user-friendly interface

Annual insurance plans starting at ₹4/day

7. Gift Vouchers

Exclusive offers on Amazon, Flipkart, Nykaa & more

Save on Zomato, Zepto, Blinkit and other delivery apps

Deals for PVR INOX, Uber, MakeMyTrip, and others

8. Personal Loan

Get upto ₹5 Lakh at 0% interest for upto 30 days

Only pay interest on the funds you utilise

No collateral or assets are required as security

No branch visits needed. Just provide your PAN, Aadhaar, & a selfie

Zero foreclosure or prepayment charges

Apply anywhere, anytime via Stashfin app

Zero hidden charges

Eligibility

Qualification:

Age: 18 to 59 years.

Employment Status: Available for both salaried and self-employed individuals

Income: Minimum monthly income as per current policy

Credit Score: A credit score of 730 or above (exceptions may apply)

Tenure, Interest & Fees

Personal Loan Interest Rate: 0% interest for the first 30 days. 11.99%-36% interest rates apply thereafter

Platform Fees: 2.85% + 18% GST

Transaction Fees: 3% + 18% GST

Foreclosure Charges: NIL

Annualised Percentage Rate or APR: 10% to 45%

Tenure: 0 - 42 months

We ensure transparency with clear ROI calculations & the following sample EMI calculations on personal loans:

Loan Amount: ₹40,000

Platform Fee (inc. 18% GST): ₹1,345

Transaction Fee (inc. 18% GST): ₹1,416

Interest Rate: 36% per annum

Total Loan Amount: ₹42,966

Tenure: 36 months

Equated Monthly Instalment (EMI): ₹1,968

Stashfin is a digital lending application (DLA) of Akara Capital Advisors Private Limited (NBFC) and other lending partners.

Contact Us:

Mail: [email protected]

Call: +91-9289108566

Address: 18th Floor, Magnum Global Park, Golf Course Ext Road Sec 58, Gurgaon-122011