Lenditt: Personal Loan App

Description

Lenditt- Instant Personal Loan App for Salaried & Self-Employed Individuals

Lenditt is India’s trusted fintech company, offering instant Personal Loans from ₹10,000 to ₹3,00,000, with a repayment tenure upto 365 days (12 months) and an interest rate starting from as low as 28% p.a. With Over 2 million professionals have chosen Lenditt for fast, secure, and 100% paperless loans.

Loan Terms & Conditions

Loan Amount Range: ₹10,000 to ₹3,00,000

Quick Turnaround time: within 15 minutes

Repayment Tenure: 3 to 12 months

Bounce Charges: ₹500

Interest rate starts from 28% p.a.

Annual Percentage Rate (APR) Range: 34% p.a.

Other Charges: Processing Fee (5%), Documentation Fee (1%), Online Convenience Fee (₹200) + GST as applicable

Example Annual Percentage Rate (APR) Calculation

Loan Amount: ₹30,000

Tenure: 180 days = 6 months = 0.5 years

Interest Rate: 28% p.a.

Total Interest = ₹4,104

Other Charges Calculation on Loan Amount: Processing Fee (5%) + Documentation Fee (1%) + Online Convenience Fee (₹200) = ₹2,000

GST on total Other Charges = ₹360

Total Deductions = Total Other Charges + GST

Net Amount Disbursed = Loan Amount - Total Deductions = ₹27,640

Total Repayable = ₹30,000 + ₹4104 = ₹34,104

Note:

PF, DC, and GST are deducted upfront at the time of loan disbursement.

This is an indicative calculation, interest and other charges vary based on your profile.

Eligibility Criteria

Age- 21 to 55 years

Indian Citizen with valid Aadhaar & PAN

Salaried professional with ₹20,000+ monthly income

Active bank account for salary deposits

Minimum credit score: 680+

Why Choose Lenditt?

Steps to avail a Personal Loan from Lenditt

Download the Lenditt App

Sign up using your active mobile number

Check eligibility with PAN or Aadhaar Card

Upload KYC documents, including ID, address proof & PAN card

Provide your bank account details

Choose among the loan amounts proposed to you

Get money in your bank account

Our Lending Partners

Lenditt proudly collaborates with esteemed RBI-approved NBFCs.

Chinmay Finlease Limited- NBFC Registration Number- B.01.00558

Madhur Instalments Private Limited- NBFC Registration Number B-12.00396

Besides Instant Personal Loans, our additional-

Value-Added Services:

Digi Gold & Silver

Invest in 24K gold & silver, starting from just ₹1.

Home Loan

Your first Step Towards Homeownership!

Spend Analytics

Spend Analytics provides you with clear insights to manage your finances.

Health & Wellness Protection Plan

Affordable Health & Wellness Protection Plan starting from Rs 499.

Contact Us

Email: [email protected]

Call: +91 7862839654

Address: Times Corporate Park, Thaltej, Ahmedabad- 380059

T&C Applied!