Utah First Digital Banking
Finance

Utah First Digital Banking

Utah First Federal Credit Union

How much does Utah First Digital Banking cost?

Prices are current as of 12 Sept 2026.

Utah First Digital Banking has no in-app products on record in the United States.

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Rating / 54.84.84.74.74.84.84.64.44.54.82.9
Reviews4.3K69K31K30K24K13K7.2K5.8K3.3K2.1K37
Released20202011200920092010201320122011201320242013

Utah First Digital Banking reviews

4.8 out of 5, based on 4,292 reviews.

What people like

  • Customer service is very helpful
  • Easy to use interface
  • Staff is friendly and professional

What they complain about

  • App crashes or lags constantly
  • Transactions show up with delays
  • No digital proof for bill pay
  • Missing Zelle and Venmo deposits
★★★★★ United States · v3.35.0 · 10 Jun 2026

Amazing service & digital tools!

Near flawless mobile app paired with stellar customer service. I’ve recommended it to my whole family.

— GC808

★☆☆☆☆ United States · v3.37.0 · 4 Sept 2026

COMPLETELY STOPPED WORKING!!

A notification told me I couldn’t use the app until I update it… as soon as I updated it every time I open the app I’m stuck on a loading screen and cannot get into my account. This has caused payment issues for me and many features are not available on the website… PLEASE fix this.

— Cam •

★★★★☆ United States · v3.36.0 · 24 Jul 2026

Banking app issues but support is amazing

The banking app can be kind of poor in the sense that some transactions are delayed a couple days from showing on my app or sometimes they disappear and reappear but their customer service is amazing, on a Holiday where the bank and chat was closed someone was still able to help me and fix my issue on a banking holiday.

— NDSTNGSHBL

★★☆☆☆ United States · v3.22.0 · 13 Apr 2025

BROKEN PLEASE FIX

Apps broken fix it I want my mc chicken

— Hare Eboals

★★★☆☆ United States · v3.37.0 · 22 Aug 2026

Great app but..

I love the app! Great for using and stuff but the problem that keeps happening is my gas station purchases don’t show till two or three days later

— Payton:3

★★★★★ United States · v3.34.1 · 5 Jun 2026

Clean and functional

Great app

— Mfaulknerrr

★☆☆☆☆ United States · v3.28.0 · 5 Jun 2026

Need update

I’m getting a message that I need to update the app. I can’t. It just goes in a circle, telling me to update and then taking me back to the app saying I need to update. What’s the use in this app if I can’t use it? I’m so frustrated!!!!

— Jole me

★★★★☆ United States · v3.35.1 · 15 Jul 2026

Staff vs bill pay program

Staff are consistently friendly and capable! Bill Pay : I use this to pay all my bills. Both repeat bills and one-off bills. I love the ease of paying my bills this way . HOWEVER: little did I know that there is not a “digital “ check or footprint to easily access when one needs to verify payment !! So when the IRS wants verification …. Good luck ! You have to send your entire months transaction page. I think if you pay a bill with BILL PAY there should be a way to get a copy of sent/paid bill with vendors name and date!!! It’s all great until you have to verify payment.

— Pandoracrazed

★★☆☆☆ United States · v3.17.0 · 19 Dec 2024

App is primitive

Customer service is great, and having local people help you is nice. My biggest complaint is that you cannot set up auto pay for your credit card. You cannot set it up to pay a set amount each month, but you cannot set it up to pay off the previous balance to avoid interest. This is a huge con, so now I have to manually pay the bill each month. Please add this feature.

— Astring19

★★★☆☆ United States · v3.30.2 · 23 Feb 2026

Regressing

They took away biometrics (like face recognition) to login for some reason? And you can’t pay anything with an external debit/credit card, which can be problematic. They do respond to messages in a timely manner, which is nice…but there have been multiple outages over the last year as well.

— kbalance101

★★★★★ United States · v3.33.0 · 21 Apr 2026

The best

The best bank ever

— Jose angoma

★☆☆☆☆ United States · v3.28.0 · 29 May 2026

Worst app I’ve ever used.

It told me I needed to update but my iOS isn’t current enough so now I’m locked out of my account and I can’t download an older version. This is outrageous and unacceptable. Total garbage!!

— bcziggy

★★★★☆ United States · v3.33.0 · 1 May 2026

ATM

Invest in ATM devices that allow patrons to make a cash deposit after hours !! My goodness ?!!?! Every other competitor allows such but you guys whack us with UN- necessary NSF courtesy fees !!!

— digitized in every orifice

★★☆☆☆ United States · v3.10.1 · 28 Feb 2024

Mobile app

Keeps closing when I click on anything

— colten 5295

★★★☆☆ United States · v2.31.1 · 14 Jul 2021

Mostly Love

Pretty stoked about Utah First in general. They are slow to release funds on personal deposited checks and they also don’t let Venmo deposit to you account, but Venmo can pay out of the account. Change this stuff and y’all would be 5 stars.

— Jo Daddy 801

★★★★★ United States · v3.27.0 · 30 Sept 2025

A difference

Great Bank👌

— A.L.V

★☆☆☆☆ United States · v3.32.0 · 13 Apr 2026

Hard to set up auto pay

The app is not user friendly and haven’t been able to figure out how to set up autopay for mew auto loan

— Jwlittle

★★★★☆ United States · v2.46.0 · 25 Oct 2022

Great app, except mobile deposit

Good app but can be annoying not accepting checks because somehow it can’t detect the signature.

— Ryan-Colorado

★★☆☆☆ United States · v2.22.0 · 28 Dec 2020

Banking app

We recently opened an account at another credit union because the mobile banking app there is MUCH better.

— Mogulbrain

★★★☆☆ United States · v2.29.0 · 23 Apr 2021

Poor mobile deposit

Mobile deposit is very very picky with images and checks.

— bananaslc

★★★★★ United States · v3.25.1 · 22 Jul 2025

Easy

Easy to use ! Up to date account information!

— Mrlinnell

★☆☆☆☆ United States · v3.30.0 · 4 Jan 2026

Everything is so slow and behind.

Transactions, transfers, EVERYTHING LAGS. Worst bank I’ve ever had. This is exactly why I don’t use it anymore.

— 10/10 👏🏻

★★★★☆ United States · v2.31.1 · 6 Jul 2021

Great app, just missing a couple things

I love this banking experience. It’s clean and easy to navigate. It is missing a couple (imo) key features I’ve had with other banks. 1 - Zelle; this person to person payment service is almost becoming standard with banking and the user experience. When my banker said “you could bill pay them” I cringed out of my seat. Person to person payments no matter where you bank is important. 2 - digital card rather than having to wait 3-10 business days for my card in the mail it would be nice to be able to download a temporary card to my digital wallet like Apple wallet. Other than that it’s fantastic!

— TheSaunds

★★☆☆☆ United States · v2.21.0 · 28 Aug 2020

Old app was much more informative

Usually when you get a new App you get a refresh of the look, however in this case they took away a ton of functionality. With the old app I could easily see all of my accounts at once, with balances for checking/saving, and payment due for my car loan. Now you have to dig into each account to find the basic info which was seen easily before. In the old app I could actually see on my loan how much was applied towards principle how much was interest. Now this info is no longer visible. I wish the old app was still around, this was a waste of money and time by Utah First.

— ???????????????????????????/

★★★★★ United States · v3.22.1 · 17 Jun 2025

Best Credit Union App

Coming from Chase I was used to a great app. Looked at lots of different banks and landed on Utah First primarily because of their app and next because of their customer service! Solid

— Subtle9000

★☆☆☆☆ United States · v3.22.1 · 13 May 2025

Keep away from

Worst credit union ever

— lilbogey1

★★★★★ United States · v3.22.1 · 8 Jun 2025

Hands down the BEST bank!!!

Love working with them! So glad I made the decision to switch over to them. They have helped me get a car loan with not the best credit so I can rebuild it. The staff is very professional and very helpful!

— missbananniegirl

★☆☆☆☆ United States · v3.15.0 · 11 Oct 2024

Horrible

The app never updated a transaction so every time I check my account I always think I have money in it. The apps need fix . Transactions need to be updated on the spot .

— Ste’jay

★★★★★ United States · v3.20.0 · 21 Feb 2025

Best Banking Experience Ever

From start to finish Utah First was helpful, easy to work with, knowledgeable and just absolutely amazing!

— HarryLee73

★☆☆☆☆ United States · v3.10.1 · 4 Mar 2024

crAsh

App crashes when I try to deposit a check

— Ejabxir

★★★★★ United States · v3.19.1 · 1 Feb 2025

Utah First CU

We love the convenience of your online banking and whenever we come into your South Jordan branch everyone is so friendly and helpful, we’re thrilled we bank with you!! Thanks 🤗

— Utah First #1

★☆☆☆☆ United States · v2.44.0 · 20 Aug 2022

Horrible App for Auto Loan

Customer service is the only thing I’d give 5 stars but the app is so behind! Won’t let you make payments on app, you have to go online. When you do transfers to pay your loan there’s nothing to see. Can’t tell if I set it up right or not. What’s worse is payment for transfer options are so limited. When you set up payment it takes forever for the bank to withdraw from the my regular bank account. It’s really bad! I’m so used to using my debit card so payments come out of my account asap. This is so frustrating how hard is to have a simple payment option with faster more efficient ways of making a car payment.

— ELROMANTIKOZEUS

★★★★★ United States · v3.19.1 · 22 Jan 2025

Utah First is amazing!

They are always amazing to work with and have helped me more than anyone else! I’ve gotten quite a few people to switch to Utah First!!!

— jmcgee68

★☆☆☆☆ United States · v2.39.0 · 10 Mar 2022

Doesn’t update

This app has gotten worse over time. My checking always has the incorrect balance. When I call they can’t help me. This issue has me seriously considering moving to a different credit union…

— Threshing le

Utah First Digital Banking FAQ

Is Utah First Digital Banking free?
Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.
Does Utah First Digital Banking have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to Utah First Digital Banking?
America First Credit Union (4.8 from 69,145 reviews), Zions Bank Mobile Banking (4.7 from 31,004 reviews) and Mountain America CU (4.7 from 29,744 reviews).

Utah First Digital Banking download

Last updated 1 month ago.

Utah First Digital Banking sells in 175 countries. It was released 6 years and 3 months ago, on 5 Jul 2020. It holds a 4.8 rating from 4,292 reviews.

Supports 2 languages: English, Spanish.

How much does Utah First Digital Banking make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads < 5,000
Open the full Utah First Digital Banking analytics Revenue and downloads month by month, all 175 countries split out, and every product's share and trend