Orange County's Credit Union
Bank with ease and convenience
How much does Orange County's Credit Union cost?
Prices are current as of 12 Sept 2026.
Orange County's Credit Union has no in-app products on record in the United States.
10+ alternatives to Orange County's Credit Union
| Orange County's Credit Union |   SchoolsFirst FCU Mobile |   CU SoCal Mobile Banking |   MyOCCU Mobile Banking |   Wescom Financial Mobile |   FPCU Mobile Banking |   CCU Mobile Banking |   LBS Financial CU |   Southland CU |   Kinecta Mobile Banking |   FMB-Mobile 2.0 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.8 | 4.8 | 4.9 | 4.8 | 4.8 | 4.9 | 4.9 | 4.9 | 4.9 | 4.8 | 4.7 |
| Reviews | 5.6K | 190K | 36K | 29K | 25K | 20K | 17K | 15K | 11K | 11K | 2K |
| Released | 2019 | 2020 | 2010 | 2012 | 2009 | 2011 | 2014 | 2018 | 2011 | 2012 | 2019 |
Orange County's Credit Union reviews
4.8 out of 5, based on 5,627 reviews.
What people like
- Zelle actually works reliably now
- Staff treats you like a person
- Easy to track monthly spending
What they complain about
- New app is harder to use
- App crashes and loads slowly
- Password reset fails on broken phones
ORANGE COUNTY
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New app sucks!!!!
The new app doesn’t show available balance when there are pending transactions. it also always asks for a text verification when logging in. The transactions are all cramped up unlike the older version was very easy, and self explanatory.
Card Alert
Been receiving email that say Credit Alert even though I do not have this function on.
Reset password issue
Here’s a clearer and more effective version for an app store review: The app keeps asking me to use my old phone to reset my password. The problem is my old phone was completely destroyed, which is why I had to get a replacement in the first place. Now I’m trying to restore my apps, but I can’t even reset my password because it requires access to the old device. This recovery process is frustrating and completely useless for anyone whose phone is lost, stolen, or broken.
New app
I don’t like the new app format because it is difficult to find things that were easy before
A great bank
Happy people
Doesn’t match online instructions
The app is terrible. The online site says I can use the app to activate a new card and to sign up for Zelle. Neither option is available on my iPad. Also, the new app makes it more difficult to track and search for older transactions. I’ve consider switching to a different bank but I’ve been with the credit union since 1991. This app is definitely a downgrade from previous apps.
Mortgage link through the website doesn’t work
Crashes out. Doesn’t load mortgage info
Application
I liked the old one better, thus i have to scroll more to get to what I’m looking for and hard to see what new charges are on the MC.
Blessed
Great
App Update Limits Connectivity
The updated app limits account connectivity to Plaid which every other bank, credit union, financial institution use to connect accounts through the Plaid portal. First it took years for OCCU to join the 21st century and offer Zelle, now connectivity to Plaid is not supported. Great place to bank if you’re looking for a pre internet era type of bank. If you’re looking for a competitive product that offers connectivity available in 2026, look elsewhere. Other credit unions and even the big banks offer a better banking experience than OCCU.
Web portal
Too confusing loved the old version
Review of new app
There was truly nothing wrong with the other app. My personal opinion
Thankful
Dependable and reliable and trustworthy. Thank you OCCU .
I hate this bank
Customer service is bad. 90 min wait times and the automated phone service takes 20 minutes to run through just to use the call back feature. Stop making people sit on the phone going through very stupid options that hang up on you and end the call half the time. Also this place leaves pending deposits going for at least 3 days in a row. Regular banks would have released it by now. I hate Orange county’s credit union so much.
App Review
App works fine, but enjoyed previous version much more.
My bank of choice
After experiencing Orange County’s Credit Union firsthand, I can confidently say I don’t see myself ever needing another financial institution. From the moment you walk in, you’re treated like a valued member—not just another account number. The level of service is exceptional. The team is knowledgeable, responsive, and genuinely focused on helping members achieve their financial goals. Whether it’s everyday banking, auto loans, mortgages, or business banking, every interaction has been professional, efficient, and personalized. Their rates are consistently competitive, the lending process is straightforward, and the technology makes managing my finances simple and convenient. It’s refreshing to work with an organization that puts members first rather than shareholders. What stands out most is the culture. You can tell the employees truly care about delivering an outstanding experience, and that commitment is reflected in every interaction. It’s rare to find a financial institution that combines outstanding service, great products, competitive rates, and a genuine commitment to the community. If you’re looking for a trusted financial partner, I highly recommend Orange County’s Credit Union. They’ve earned my confidence, and I genuinely feel like I have everything I need in one place. I honestly can’t imagine banking anywhere else.
Not it
This update feels like a downgrade. The old version felt modern and smooth, and now the new version feels like going backward. It’s slower, more cluttered with pop ups, and the design just doesn’t feel as good. Definitely preferred how it was before.
Michael McPhee
The app is easy to use,simple to navigate and provides all tools one needs to manage your account activity
New upgrade is not good
Honestly don’t know why they app needed an update it was simple and easier for older generations to use not it more complicated and has so many issues ! The app is also asking me to verify I’m identity but there is not option for verification method ! So I can’t even access my accounts :(
Amabilidad y paciencia
Son tranquilos y tratan de resolver cualquier problema con la. Cuenta
New App is awful
This CU has gone downhill as of late and the new software reflects that. I’m really tired of organizations using their lifeblood as beta testers. I’m going to start looking for another bank.
Muy feliz con su servicio
Muchísimos años más con ustedes, yo vivo en otro condado pero la verdad no cambio mi banco por nada 😉
New app update
Them changing there app is so inconvenient and annoying.
Impressive
Thank you for making this app so much better . Zelle actually works it also gives me a summary pie of where my money goes every month . Love it !
Terrible app
They just “updated” their app but it’s really a downgrade. It’s like a website. I don’t understand what was wrong with the last app it worked fine and was easy to use. They also removed a feature that was very helpful that allowed you to freeze your card yourself! Oh also! They charge you $29 per overdraft item even if it’s like $1! How insane is that? After 8 years I’ve had enough of this credit union. I’ll be leaving soon. Look elsewhere for your baking needs.
Natasha
I miss NatSha Mohamed….if you had more prople like her you would be on every corner💲
New Update
I’m really not happy with this new update. All of my external accounts were deleted so I can’t move my money without setting it up again. My transfer to my external account was deleted so my money wasn’t moved on schedule and I have to set that up again as well. Please do better! SMH
Orange County's Credit Union FAQ
- Is Orange County's Credit Union free?
- Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.
- Does Orange County's Credit Union have a free trial?
- No. None of its offers (US) come with a free trial.
- What are the best alternatives to Orange County's Credit Union?
- SchoolsFirst FCU Mobile (4.8 from 189,669 reviews), CU SoCal Mobile Banking (4.9 from 36,187 reviews) and MyOCCU Mobile Banking (4.8 from 29,276 reviews).
Orange County's Credit Union download
Last updated 6 months ago.
Orange County's Credit Union sells in 175 countries. It was released 7 years and 7 months ago, on 26 Feb 2019. It holds a 4.8 rating from 5,627 reviews.
Supports 3 languages: English, French, Spanish.
How much does Orange County's Credit Union make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.