MyOCCU Mobile Banking





How much does MyOCCU Mobile Banking cost?
Prices are current as of 12 Sept 2026.
MyOCCU Mobile Banking has no in-app products on record in the United States.
10+ alternatives to MyOCCU Mobile Banking
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| Rating / 5 | 4.8 | 4.7 | 4.6 | 4.8 | 4.5 | 4.8 | 4.8 | 4.8 | 4.1 | 4.8 | 4.1 |
| Reviews | 29K | 28K | 24K | 23K | 22K | 18K | 14K | 13K | 2.9K | 1.5K | 1K |
| Released | 2012 | 2013 | 2017 | 2013 | 2015 | 2017 | 2009 | 2019 | 2025 | 2012 | 2019 |
MyOCCU Mobile Banking reviews
4.8 out of 5, based on 29,276 reviews.
What people like
- Customer service staff are friendly and helpful
- Fraud detection system works well to protect accounts
- Interface is simple and easy to navigate
What they complain about
- Check deposit camera often fails or shows dark screen
- App is slow, glitches, or crashes frequently
- Balance updates are delayed causing unexpected overdraft fees
Online banking
The app makes everything easy get bills paid the only thing that can be faster is processing time for transactions other then that it us great
Poor app
It does not always show exactly how much you have in account and causes you to overdraft account, hardly ever shows pending deposits
Mobile deposit
Usually this app is great but now I can’t deposit a check. The capture screen is dark and won’t show the check. Needs to be fixed.
Stellar credit union, outdated app.
I love OCCU. What an incredible member owned financial institution, best banking resource ever, flat out! The app is a little outdated and clunky compared to say SELCO’s app. I wholeheartedly recommend OCCU, I guarantee it will be your best banking experience ever. The people who work there are friendly, helpful, informative, and you really get a sense that they are working to help you, not extract profits from you.
My acct
I love how quickly I can look at my statement online. However I would like Text when acct is low to show up faster.
Easy
Easily keeps me in touch with my finances.
Won’t Be Back
Don’t bank with these fraudsters
Overview
“They have the best system to identify scammers⁉️Additionally OCCU, directs you to reconcile your account & 🛑STOP🛑 further cash flow negative actions✅💯🆗Their 🫵🏼Outstanding Fraud Department, is #1 & the best to identify the problem and resolve this issue!”✅💯🆗
IT SURE WOULD BE NICE IF MY BANKING APP WORKED
Half the time I can't make transfers, clicking on the option that lets me pick which account doesn't work. Uninstalled and reinstalled and now I can't even log in, the verification checkmark box just turns momentarily grey and then does nothing. AWESOME!
Transfer Glitchy
I love that I have an app to handle my banking needs. When transferring money within my accounts often the balances are delayed and I experience glitches when attempting to transfer often.
BDH
Thank you so much
Needs Work
First of all, the 5 star raters here don’t understand how the star system works. You’re reviewing the app and not the service or services you receive from the bank. Second, and most importantly, this app is not a good bank app at all. Some of the functionality works on this app, this app, whether on or off WiFi, is slow or the functions do not work at all. This app has somehow gotten worse. Can you PLEASE fix this app? Don’t you have a team that tests this app in multiple environments?
2fa won’t work for reset pw
Every time I try to reset my pw I hit a system error when submitting 2fa text response code. Very annoying calling didn’t work either. This time but in the past they sent a text with a temp pw.
Check deposits don’t work
As a mobile banking app, this is fine, except for the fact that it has a bug which doesn’t allow it to use your camera to take pictures to deposit checks. A mobile banking app should display my account information, and allow me to make deposits without going to the bank or ATM. Pretty simple stuff.
Sub part transfers
I can only transfer from Outside checking to Occu savings. I can’t just transfer the payment directly from the outside checking.
OCCU app
My only complaint about this app is that you have to sign in and verify every time you switch from business to personal accounts
Garbage App
This app is total garbage. It kicks me out of my account several times a week and won’t let me back in unless I delete the app and reload it. What’s the point in having an app if it waste your time instead of saves it?
Great, even better if it handled multiple logins better
The app is very useful for banking with OCCU. Because we have a personal and business account with the bank, it would be nice if biometric log-in could apply to both accounts rather than just one to facilitate switching between accounts.
Easy Peazy
Super simple, easy to navigate
Glacially slow
There was a large update to the app several months ago and it has not functioned properly since. Incredible lag, I’m waiting 3-5 minutes any time I want to look at my account overview. I’ve updated the app, deleted and redownloaded.
Smooth operator
Very convenient and quick I love it
Tspmo
Each freaking time I click on my app after I downloaded it over 3 months ago now, it loads for about 3 minutes then says system is not available try again later so I try again multiple times weekly and it still doesn’t work? Nah I’m deleting and also I have a bank account set up with OCCU so…
Easy to work with
We have a vehicle loan through OCCU and I am still floored at how well the customer service is and every time I have called with a question I have left with more information and understanding. Thank you
Glitch
I’ve used this app for years. It’s constantly glitching by not even opening or check deposit (camera) not working.
Very happy
I move to you guys
WORST BANK AND APP EVER
This thing takes 1-3 business days just to update my account spending. Then, since I am not actually sure how much is in my account, it charges me an overdraft fee every single time. I’m so tired of this and I’m truly about to switch banks just because of this issue. Finally had to call the bank support line to ask them to turn off the “overdraft protection” and the lady on the line tried to GASLIGHT ME into keeping it on (it was charging me almost $10 every time), even though I told her I had ended up spending over $100 in “overdraft protection”fees every month. Switching banks ASAP bc I can’t do this anymore.
Love OCCU
I’ve been a member of OCCU since 1999, and have always been treated well. Low interest and friendly people is why I’ve never left.
Check Deposit Repeatedly Fails
Check the title, latest release is bugged and cannot deposit checks due to an error. “Full screen required” with no ability to correct. It’s been broken for weeks and they have not rolled back the app to a functional version. Insane, I can fix this for you. Fire your developers and hire me because I can actually monitor for issues.
Excellent Customer Service
Many thanks, OCCU, for your excellent Customer Service on a consistent basis. Whether I go into the Branch or go through the drive-through, all Representatives are super helpful, professional, and kind.
OCCU
I don’t know why, but I have had nothing but problems with OCCU. It either comes to taking out double car payments, issues with logging in with correct information, and most egregious of all is wait times on the phone to speak to a customer service representative. I despise OCCU.
MyOCCU Mobile Banking FAQ
- Is MyOCCU Mobile Banking free?
- Yes. The app is free, in all 143 countries it sells in, and it sells nothing inside it.
- Does MyOCCU Mobile Banking have a free trial?
- No. None of its offers (US) come with a free trial.
- What are the best alternatives to MyOCCU Mobile Banking?
- Gesa Digital Banking (4.7 from 27,946 reviews), OnPoint Mobile (4.6 from 24,176 reviews) and Rivermark (4.8 from 23,339 reviews).
MyOCCU Mobile Banking download
Last updated 2 months ago.
MyOCCU Mobile Banking sells in 143 countries. It was released 14 years and 7 months ago, on 22 Feb 2012. It holds a 4.8 rating from 29,276 reviews.
Supports 1 language: English.
How much does MyOCCU Mobile Banking make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.




