Bellco Banking
Finance

Bellco Banking

Bellco Credit Union

How much does Bellco Banking cost?

Prices are current as of 12 Sept 2026.

Bellco Banking has no in-app products on record in the United States.

10+ alternatives to Bellco Banking

Bellco BankingWings CU (prev. Ent)Canvas Credit UnionBelco Money ManagerMyCOBenefitsCredit Union of ColoradoRMR BenefitsBlue DigitalWesterra CUCredit Union of DenverColorado PERA
Rating / 54.84.84.84.94.54.74.91.92.74.25.0
Reviews53K58K18K7.8K5.5K2.5K9822631965015
Released20182011201720142018201020242023202220122023

Bellco Banking reviews

4.8 out of 5, based on 53,240 reviews.

What people like

  • Real people help with issues
  • Easy to use and navigate
  • Keeps your money safe

What they complain about

  • App crashes or goes down often
  • Transactions update way too slowly
  • Hard to reach real support
  • Mobile check deposit just fails
★★★★★ United States · v4019.0.3 · 18 Jul 2026

Great job

The best credit union in the city

— Rkg1314

★☆☆☆☆ United States · v4019.0.3 · 24 Aug 2026

Unreliable

App is alright but it’s unavailable very often and could be so for days. EXTREMELY ANNOYING to the point where I would give it 0 stars if I could.

— Vanessa Aguilar Reyes

★★★★☆ United States · v4019.0.3 · 2 Aug 2026

Simple app, but transactions lag

This is probably more function of the bank than the app itself because it happens both with the app and online, but pending transactions don’t show up right away, so your account will show you a higher pending balance than you actually have. I called their customer service center to ask about it and they said they do show up right away, but I found that simply not to be true. We migrated here from PNC after the FirstBank buyout. Bellco staff has been great to work with and this is really my only complaint about this organization so far.

— ColoradoDude

★★☆☆☆ United States · v4019.0.3 · 23 Aug 2026

constantly down

app is constantly down or under maintenance

— wownogoaway

★★★☆☆ United States · v4019.0.3 · 25 May 2026

Payments

Sometimes when I log on, I am unable to make payments on the mobile app. This usually resolves after three or four days.

— zpider5

★★★★★ United States · v4019.0.3 · 18 Jun 2026

Bellco online

I love bellco online banking. It’s easy to get things done when you need. Easy to transfer easy to deposit. It’s just been a huge help in keeping me organized.

— stinky toy

★☆☆☆☆ United States · v4019.0.3 · 28 Jul 2026

First time use was a failure

Just switched to Bellco because PNC bought FirstBank and PNC failed miserably to keep our business. Now, the first time I go to use Bellco’s app to deposit a check, it just fails over and over and tells me to try again “in a moment”. No explanation of what might be wrong, just a generic failure message. Man, do I miss my old bank. So frustrating.

— Long Time Concast

★★★★☆ United States · v4019.0.3 · 14 Jul 2026

Bellco app

Easy to use, secure, notification of bill payments and deposits quickly.

— Joe knows where to hike

★★★☆☆ United States · v4019.0.3 · 23 Feb 2026

Observation

You can’t access messages unless there is a new one and once read you cannot go back. Also cannot verify owners on accounts. Another when my ex removed herself from accounts I never received any confirmation.

— Ninetymillion

★★★★★ United States · v4019.0.3 · 17 Jun 2026

Great

Helpful at Clifton, CO branch

— DebCollleen

★☆☆☆☆ United States · v4019.0.3 · 19 May 2026

Nothing is straightforward

When Bellco came about, their founder asked a profound question, “How can we make this experience as unpleasant, frustrating, and unintuitive as possible to make our members confused if we even actually want them to pay their bills?” I’m proud to say that today, Bellco has ensured that your experience will be worse than you could possibly imagine. Which do you think Bellco made easier A.) Seemless and instant online transfer of funds from one bank to another. B.)Writing a check from your original bank to the deposit at Bellco. If you chose B you’re correct.

— Sharky591

★★★★☆ United States · v4018.1.1 · 13 Dec 2025

Too Basic

You can get the gist of what you need from the Bellco App, but there definitely needs to be more options available. Most financial institutions have a plethora of options customers can select from, but this App is limited. I will say, the Bellco App is easy to understand and navigate.

— Jiglets

★★★☆☆ United States · v4019.0.3 · 25 Jan 2026

Wishes

I wish the transactions posted immediately , a day or two is way behind the times

— Memendnd

★★★★★ United States · v4019.0.3 · 16 Jun 2026

New Account Member

New Member with direct deposit joined at a great time while special is happening.! So far mobile banking has been a good experience.

— Bellco New

★☆☆☆☆ United States · v4019.0.3 · 16 Apr 2026

Most obtuse banking app around

Bellco has never been at the forefront of technology. But wow, it’s like they make an effort to be as obtuse and unfriendly as possible in their electronic access and their hoops to do common things like send a wire. It takes days to send a wire. And international wires can only be sent in person, not from the app? Bad bad. So inconvenient. How about the SMS 2FA that takes 10 minutes to get to you, AND has two sentences of text before the code so you have to open the text itself and scroll? Yeesh.

— Finout

★★★★☆ United States · v4018.1.1 · 3 Nov 2025

Functional but could be improved

It’s an easy app to use. If you do have a problem, it’s always difficult to get through to customer service or a banker to help.

— Hoppy CO

★★★☆☆ United States · v4018.1.1 · 31 Oct 2025

Slow

I wish that the transactions would update in the account fast otherwise I like it.

— tiff💚

★★★★★ United States · v4019.0.3 · 13 Jun 2026

26 years

Been with them for 26 years and never had an issue, great institution, great staff, would recommend to everyone.

— Bellco member

★☆☆☆☆ United States · v4019.0.3 · 17 Mar 2026

Icon

Why did my app icon disappear? Only way I can log in, is to go to the App Store and find it. The icon is gone off my phone?

— Jason A Wettanen

★★★★☆ United States · v4018.1.1 · 1 Nov 2025

Online banking

I really like how convenient the Bellco app is for me. I can check my bank account at all times. I wish some of the transactions would show up faster and some of the names are not showing complete.

— Nicagirl80

★★★★★ United States · v4019.0.3 · 25 May 2026

Fast and convenient

I don’t have a bank account and I had been with Bellco as a joint account. I really like the service you receive and not some AI. I had a real person help with everything. Highly recommend Bellco. Especially for people not great at technology.

— Articfox70

★☆☆☆☆ United States · v4018.1.1 · 14 Dec 2025

In operable/doesn’t work after 10 PM/9 PM

I have been stuck at a gas station and basically the middle of nowhere in the app always stops working pretty much at night time at the most crucial time. I’m trying to make a transfer and it’s just every other night it doesn’t work. I’m so sick of this app I’m about to switch banks

— gdhdjv

★★★★★ United States · v4019.0.3 · 16 Apr 2026

Love it

Love this

— Lovee this apppppp

★☆☆☆☆ United States · v4018.1.1 · 9 Dec 2025

not working

no working text msg

— A little bit like it

★★★★★ United States · v4019.0.3 · 12 Feb 2026

Great app

This is a great bank with a great app

— rlkd

★☆☆☆☆ United States · v4018.1.1 · 10 Nov 2025

Terrible sight since the move always seems to be down

Terrible service

— Bellco issues agai

★★★★★ United States · v4019.0.3 · 10 Feb 2026

Recommended

Good credit union, definitely pleased!

— Almost Lost end of days.

★☆☆☆☆ United States · v4018.1.1 · 3 Nov 2025

Mr

Sign in is getting to complicated. I can sign into IPhone but not IPad. WHY !

— Fosdick_52

★★★★★ United States · v4019.0.3 · 2 Feb 2026

Why I like Bellco

Bellco is my wonderful friend,helper in need , financial support and keeps my little bit of money safe. They are always kind and carrying to me.LOVE YOU BELLCO

— GGMA LOIS

★☆☆☆☆ United States · v4017.1.1 · 26 Aug 2025

mobile deposit doesn’t work

mobile deposit doesn’t work

— bobby15713

Bellco Banking FAQ

Is Bellco Banking free?
Yes. The app is free, in all 6 countries it sells in, and it sells nothing inside it.
Does Bellco Banking have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to Bellco Banking?
Wings CU (prev. Ent) (4.8 from 58,408 reviews), Canvas Credit Union (4.8 from 18,238 reviews) and Belco Money Manager (4.9 from 7,752 reviews).

Bellco Banking download

Last updated 8 months ago.

Bellco Banking sells in 6 countries. It was released 8 years and 5 months ago, on 22 Apr 2018. It holds a 4.8 rating from 53,240 reviews.

Supports 1 language: English.

How much does Bellco Banking make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads < 5,000
Open the full Bellco Banking analytics Revenue and downloads month by month, all 6 countries split out, and every product's share and trend