Naked Insurance
Finance

Naked Insurance

Instant, honest insurance

Naked Financial Technology (Pty) Ltd

How much does Naked Insurance cost?

Prices are current as of 8 Sept 2026.

Naked Insurance has no in-app products on record in the United States.

10+ alternatives to Naked Insurance

Naked InsuranceDiscovery BankZapper™ QR Payments & RewardsOUTsuranceMomentum AppDiscovery InsurePineappleEasyEquitiesKing Price
Rating / 54.94.94.84.84.44.14.43.63.8
Reviews8.8K162K67K21K6.7K5.1K2.2K1.7K72
Released201820192013201320172014201820182018

Naked Insurance reviews

4.9 out of 5, based on 8,804 reviews.

What people like

  • Super easy to get insured
  • Claims are fast and smooth
  • Prices are very affordable

What they complain about

  • Login screen freezes and hangs
  • Payment system rejects valid cards
  • Repair shops are poor quality
  • Claim payouts feel unfair
★★★★★ South Africa · v2.4.15 · 5 Sept 2026

Quick and Seamless onboarding

Getting a quote is so seamless and quick. I was insured in less than 10 minutes. All I hope for is that the joiner going forward will be good

— DiFanMon

★☆☆☆☆ South Africa · v2.4.4 · 11 Mar 2026

Matlou matlakala

I insured my phone for 3 years and i lost it when i claim the insurance said they can only give me 11k excluding my excess amount and my phone costed me 17k so I don’t how this is fair. I should have been given 13,500 excluding the excess amount

— KeyboardXMaster

★★★★☆ South Africa · v2.3.15 · 10 May 2024

Good rates, but room for improvement

The good: User friendly app, good rates and discounts if you don’t drive your car often. The bad: The panel beater I was sent to wasn’t great. Insurance feels slightly less comprehensive. Ensuring all risk items is a pain. Getting issues resolved is a pain. 4 stars is being generous.

— AndyLeRox

★★☆☆☆ South Africa · v2.4.2 · 26 Dec 2025

Frustrating app freeze

You try to upload the required pictures but the app freezes as you upload

— Smahhh16

★★★☆☆ South Africa · v2.3.31 · 2 Apr 2025

Best Insurance

Best ever. Insured my phone and in less than a month I got robbed. After submitting the necessary documentation, I received a voucher to get myself another phone minus the excess fee. The only problem I have now is that I can’t insure my phone again with them.

— Sihlehleza

★★★★★ South Africa · v2.4.15 · 26 Aug 2026

Cover

Easy & Reliable

— Marly 2.0

★☆☆☆☆ South Africa · v2.4.2 · 3 Feb 2026

Payment keeps getting rejected

Payment rejected

— Nomcebo@K

★★☆☆☆ South Africa · v2.3.35 · 22 Jul 2025

Awful claims experience

Great app but not great service. 3rd short term claim now and all 3 have been unnecessarily painful.

— WillvdL

★★★☆☆ South Africa · v2.3.13 · 3 Mar 2024

Keeps on logging me out

Every time.

— Dan.Malan89

★★★★★ South Africa · v2.4.12 · 22 Jul 2026

Mr Mthembu

Such friendly staff,it’s completely out of this world, takes less than 5 minutes,very affordable…good reviews from people we know. No hassles when claiming,nothing has ever been this perfect!!!

— Mnisi01

★☆☆☆☆ South Africa · v2.4.2 · 12 Jan 2026

Forgets login

The app just keeps logging me out. I legit have to login every single time i open the app. Even if i just had it open 5 seconds ago!!

— Waraxe557

★★☆☆☆ South Africa · v2.3.31 · 27 Apr 2025

App hanging

This app barely works after sales, been trying to update my card details on here for weeks and it hangs on the login screen. App store shows it as up to date yet I am still unable to login

— Bawinzie

★★★★★ South Africa · v2.4.12 · 20 Jul 2026

Phone cover

My claim experience was excellent. My phone was damaged, and after attempting a repair, they determined it was beyond repair and paid out promptly so I could replace it. The entire process was smooth, quick, and hassle-free, with great communication throughout. I’m very happy with their service and would definitely recommend them.

— Zamambotho

★☆☆☆☆ South Africa · v2.4.0 · 17 Sept 2025

Unable to delete my account in the app

I am unable to delete my account within the app This is a requirement from apple So how did you get past that

— __Carnage__

★★☆☆☆ South Africa · v2.3.9 · 1 Oct 2023

APP REFUSES TO OPEN- iOS 17

The app refuses to open. It only loads a green screen. It is frustrating

— Khanyii16

★★★★★ South Africa · v2.4.11 · 14 Jul 2026

Easy yet concerned

No fluff or hassle done instantly. Hope the process is also as smooth when one claims

— Fredericktyre

★☆☆☆☆ South Africa · v2.3.35 · 17 Jul 2025

Awful app

I am unable to ever log into this freaking app it keeps telling me something is wrong i can sometimes only log in at night ??????

— amydb08

★★★★★ South Africa · v2.4.11 · 26 Jun 2026

Naked for all

Easy and super cost effective. Thank you

— Shauneen-daal

★☆☆☆☆ South Africa · v2.3.34 · 2 Jul 2025

Payment Failure

Does not accept debit card payment.

— Tomprof3

★★★★★ South Africa · v2.4.9 · 11 Jun 2026

Best Insurer

Lost my phone and in literally 2 business days my claim was approved, in less than a week my phone was replaced. They are the best and I’ll always choose them.

— Nokupumeza

★☆☆☆☆ South Africa · v2.3.29 · 12 Mar 2025

App login is down again

So annoying when I try to log in and I can’t get access to the app - it means I can’t access any of my information. Just stuck on the log in page loading forever

— Nick lè Bak

★★★★★ South Africa · v2.4.8 · 2 Jun 2026

Easyyyy

The process of covering my phone was effortless, thank you

— B Dubsss

★☆☆☆☆ South Africa · v2.3.28 · 23 Feb 2025

Poor form

As an existing customer trying to log in and update details, both the app & website are not giving me the functionality to just log in an transact. Don't be so focused on driving new business that you don't cater to existing customers.

— Dlams 458

★★★★★ South Africa · v2.4.5 · 2 Apr 2026

Mr

You are the best insurance I have ever used and the service was splendid

— Mthunzi4435

★☆☆☆☆ South Africa · v2.3.24 · 24 Jan 2025

Unprofessional service. Easy to insure, however, difficult for them to pay out.

They follow terms and conditions of their own. The service is poor.

— Riz0000

★★★★★ South Africa · v2.4.5 · 29 Mar 2026

Best response

I would like to compliment Naked with their app and how easy it is to choose an insurance that suits your needs.

— Noo1234$)

★☆☆☆☆ South Africa · v2.3.17 · 1 Jun 2024

Card

It doesn’t want to accept my card payment and it’s the right details. I’m confused

— Tsikow

Naked Insurance FAQ

Is Naked Insurance free?
Yes. The app is free, in all 5 countries it sells in, and it sells nothing inside it.
Does Naked Insurance have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to Naked Insurance?
Discovery Bank (4.9 from 162,134 reviews), Zapper™ QR Payments & Rewards (4.8 from 66,741 reviews) and OUTsurance (4.8 from 20,894 reviews).

Naked Insurance download

Last updated 1 month ago.

Naked Insurance sells in 5 countries. It was released 8 years and 6 months ago, on 20 Mar 2018. It holds a 4.9 rating from 8,804 reviews.

Supports 1 language: English.

How much does Naked Insurance make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads < 5,000
Open the full Naked Insurance analytics Revenue and downloads month by month, all 5 countries split out, and every product's share and trend