AmeriCU Credit Union
How much does AmeriCU Credit Union cost?
Prices are current as of 12 Sept 2026.
AmeriCU Credit Union has no in-app products on record in the United States.
10+ alternatives to AmeriCU Credit Union
| AmeriCU Credit Union |   CBNA Mobile Banking |   NBT Bank |   Credit Union of America Mobile |   SFCU CU-Online |   First Source |   Northern/Countryside CU Mobile |   The Summit FCU |   Beginnings Credit Union |   Empower FCU Mobile Banking |   GPO Mobile Banking | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.8 | 4.8 | 4.7 | 4.8 | 4.8 | 4.8 | 4.8 | 4.8 | 4.3 | 2.9 | 3.0 |
| Reviews | 9.1K | 46K | 38K | 20K | 11K | 5.9K | 5.7K | 5.5K | 3.5K | 417 | 24 |
| Released | 2014 | 2020 | 2013 | 2013 | 2013 | 2011 | 2012 | 2011 | 2022 | 2012 | 2015 |
AmeriCU Credit Union reviews
4.8 out of 5, based on 9,092 reviews.
What people like
- Staff are kind and professional.
- App is easy to navigate.
- Freezing cards works really well.
- Bill pay is very convenient.
What they complain about
- Pending charges don't show up.
- Check deposits often fail to work.
- Joint accounts hide info from spouses.
- Zelle transfers take way too long.
Love
Love
Removing features
They got rid of the external account loan payment feature which is the only reason why I even downloaded the app. Thanks guys :/
Joint account
My wife and I have a joint checking and savings accounts and only one of us can see the information on the app and the other can only see the names of the accounts. Kind of annoying that this problem isn’t fixed yet. We don’t have this problem at our other credit union.
Apps not working
The app isn’t working. It won’t even download again
Meh
No physical branch near me and no way to communicate with live bank employees, or to deposit cash into my account.
Love the services
A great way to bank. Love everything about it.
Great
Great
Usually great currently broken
AmeriCU is not a bank btw. It’s a credit union. Big difference. Anyway, please let me know when you fix the rotate device error for mobile deposits…. I’ll update to 5 stars then!
Garb
Trying to connect my Cash App via my card and through the app of AmeriCU and still won’t work trash
Great APP, but…
I have been unable to get my attached outside bank account linked properly for some time now. I would like to increase the amount of automatic deposits into that savings account, but with no luck after several attempts. I wish that function was more user friendly. Otherwise, I don’t know how I could manage my banking any other way!
Stop with the review requests
Love the credit union but can’t stand being asked to write a review every time I visit the site 😡
Faulty app misapplies funds for mortgage
App repeatedly misapplied funds for mortgage payments resulting in multiple payments being sent instead of a single payment applied to the principle.
Reports
App lacks Report feature - eg If I want to display all payments to a specific payee - I can’t
App changes
The app changes are confusing. The old system was much more simple and easier to follow and navigate. Perhaps a YouTube video explaining the features would benefit.
Missing pending charges
My account no longer is showing pending charges on the app. It shows a difference in the balance but doesn’t show pending charges.
App
App is so easy to use clearly to read not too much clutter. Love it.
App used to be great
The app no longer shows your changes in real time. They don’t show your pending transactions yet they deduct the amount from your balance. Even transfers, they deduct the amount from the balance but do not show the transaction. It is ridiculous that they do “upgrades” that are nothing but downgrades and this is coming from someone who has been with them for YEARS and loves them.. but their app, stinks!!
Lack of service
Standing in a long line and only one teller. I asked the girl at the desk why only one teller. She said that’s all there is and go use the atm in the lobby. Never stayed with a bank that only one teller with a long line. I’ll start shopping for another bank.
Bring the widget back
The newest update doesn’t allow for there to be a Quick Look at the account. Please update so that is a thing again.
Hello!
Just want to say Thank You All!!! Appreciate all you do!!!
Update broke everything
They did a huge update and broke everything especially the credit card. They sent a letter and lied about a late payment to the credit card they lost in the update and said the letter was sent by mistake. We can’t see transactions on the credit card before July. We have had AmeriCU for a long time 30+ years and they just keep getting worse. Updates should not break everything, they don’t know what they are doing. Completely avoid this credit union.
Mobile Deposit STILL does not work!
I have been using my husband’s iPhone 5S since about October 2022 to make check deposits. My iPhone with the latest iOS update and the app somehow can’t process a deposit. The camera view is blurry and unable to take a photo of the check. AmeriCU has been aware of this for some time and still no solution. When is this getting fixed?
Time
I always have issues with the app not working at night. Always an error message or “we are unable to process your request at this time”. This is bad considering I’ve tried it on the computer too and I still get the same result.
Easy to use
I like the recent updates which allow you to add accounts and bill pay accounts. It makes it incredibly easier as I rarely work from my computer and mostly from the mobile app. Allowin easy bank card control to freeze or cancel a card is great and the fact that it can be printed at my bank same day is gold!
RIDICULOUS OVERDRAFT FEE
The overdraft fees are RIDICULOUS, why am I getting charged money for the bank moving my money to my other account, I’m not asking for the money to get moved I can do it myself
Recent issues
Unable to deposit checks - States rotate phone and doesn’t work.
AmeriCU
Okay app, compared to other financial apps this appears to be delayed. Operating could be smoothing and charges take a while to post.
Much better than the older app
User friendly, easy to navigate. Makes contacting the call center a breeze.
Why it cost money
This app shouldn’t cost money at all anyone can tell me why it’s costing money
Loved until the latest update
I’ve had this app for years with no issues then I downloaded the latest update and now I can’t deposit a check through the app. It says to rotate my phone but when I rotate it, nothing changes. This was one of my favorite perks of the app, I rarely had to go to a local Americu. Please put another update out to get this fixed!
Satisfied
I have always liked AmeriCU. I would like that you put the certified checks back in the ATM. That is very convenient.
One star!
I was unable to log in on my iphone. So i tried to reset the password and was unable to paste the new password i created into the new password fields. The page moves up and down, twking asay the option to paste. Now I have to wait until i get to a computer to see if i can fix this there. Please fix!
Refresh rate.
Refresh account balance amount faster
Feedback
Great service!
Pop
This is a joke in today market that you can use zelle takes way too long
Pamela
Great people always kind and professional. Always get my questions answered and issues resolved.
Horrible service
I tried to Venmo my daughter at college some money. It wouldn’t go through so I thought I was doing something wrong so I tied again a few times.. I checked I had plenty of money at bank.. the bank called and asked if it was me … I said yes and then I was able to send..three weeks later someone called and asked me again if it was me I said yes it was me.. she asked me if other transactions were me and I said yes after awhile I couldn’t hear her well and told her I had to hang up… the next morning surprise my card didn’t work.. I called and was placed on hold for at least an hour no luck.. I went to the bank told them what happened she said she needed to call and we waited on hold for 5-10mins I told the banker to hang up and I moved my accounts to another institution. Good riddance!!!
AmeriCU Credit Union FAQ
- Is AmeriCU Credit Union free?
- Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.
- Does AmeriCU Credit Union have a free trial?
- No. None of its offers (US) come with a free trial.
- What are the best alternatives to AmeriCU Credit Union?
- CBNA Mobile Banking (4.8 from 45,951 reviews), NBT Bank (4.7 from 38,451 reviews) and Credit Union of America Mobile (4.8 from 20,476 reviews).
AmeriCU Credit Union download
Last updated 3 months ago.
AmeriCU Credit Union sells in 175 countries. It was released 11 years and 11 months ago, on 31 Oct 2014. It holds a 4.8 rating from 9,092 reviews.
Supports 2 languages: English, Chinese.
How much does AmeriCU Credit Union make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.