Beginnings Credit Union
Beginnings Mobile Banking
How much does Beginnings Credit Union cost?
Prices are current as of 12 Sept 2026.
Beginnings Credit Union has no in-app products on record in the United States.
10+ alternatives to Beginnings Credit Union
| Beginnings Credit Union |   NBT Bank |   CFCU Mobile |   SFCU CU-Online |   orsa credit union banking |   AmeriCU Credit Union |   TompkinsBank |   Visions FCU Mobile |   The Summit FCU |   Alternatives FCU Mobile |   Empower FCU Mobile Banking | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.3 | 4.7 | 4.9 | 4.8 | 4.8 | 4.8 | 4.8 | 4.6 | 4.8 | 4.7 | 2.9 |
| Reviews | 3.5K | 38K | 12K | 11K | 11K | 9.1K | 8.7K | 8.2K | 5.5K | 704 | 417 |
| Released | 2022 | 2013 | 2015 | 2013 | 2012 | 2014 | 2019 | 2015 | 2011 | 2023 | 2012 |
Beginnings Credit Union reviews
4.3 out of 5, based on 3,508 reviews.
What people like
- Easy to pay loans and cards
- Mobile check deposits work well
- Great phone support when available
What they complain about
- App crashes and freezes randomly
- Login process is annoying and slow
- Support staff refuses to help
- Design feels outdated and ugly
Easy to use
I love how easy it is to check and manage my accounts. Upload money and utilizing mobile deposits. I moved out of state a few years ago, having the app is vital and appreciated. The only thing I would change is notifications. They need to be simplified and easier to find. No charges should go through if there isn’t enough money in an account. A notification should go out when a transaction goes through, funds low, declined transactions due to not enough funds, etc…
Unreliable and dated
I’ve had issues depositing checks. That’s a dealbreaker. The design feels dated and is nowhere near as good as, say, the Capital One app. I can still live with that, but if I’m doing a core banking function, I expect reliability.
Poor loan support for customers.
I have a car loan (since 2021). I do not keep money in a checking account with you due to the distance I now live away from a hard location. I have never experience such poor payment availability online or application related! You have no support that allows me to make a payment from an external account and you’ve now eliminated “REPAY” as an option. I will be refinancing my loan away from you. I will NEVER recommend to anyone else to use your CU, or use your services myself once that is completed.
Buggy app.
Buggy app. Does not fully work with business accounts.
Old program was fine. Easier and just as fast.
If it’s not broke don’t fix it
Love the App!
Easy to use- I can pay my loan, credit card, transfer easily - even cancel unwanted subscriptions! Thanks Beginnings!
Location tracking
App doesn’t let me in without granting access to my background location, that’s not legal, app doesn’t need my location, it violates privacy.
Does not sync
I have been trying for weeks to make this work on my laptop and I cannot figure it out. I’m sure there’s a way but it should not be this difficult.
Visually impaired
The app does not suffice to allow for magnification for the visually impaired
I love this
This app works great no issues
You should definitely be ashamed of how you talked to us and how unprofessional you were.
We sent two pay off checks for two loans, so since you wouldn’t put those loans together in the first place, you made interest off two loans off us. Never again then we ask what we owe after you call us saying you got the check but couldn’t give me a balance because you jumped the gun on calling us before you had an amount we were under. So we sent almost $23,000 to pay off the loans and you treated us so bad over $134.90. I asked 4 people for an amount so I could pay it and everyone kept doing security verification with us over $134.90. I will share how we were treated with all my friends and family on social media. You messed up. My husband has a credit score that is in the 800’s we’re not beginners and if that’s how you treat people you won’t last long. This is why credit unions are awful and I cringed when I heard “Beginnings” to finance such beautiful sleds. If you don’t want this review maybe your president should reach out and refund the interest on one loan since you treat people badly and don’t even have you job done with a total before you call us being extremely rude becuz our pay off checks weren’t enough. $134.90 be ashamed. Jeffery & Marcie Williams.
Screen
I would like to be able to rotate my iPad and not just the portrait screen.
Always there
Great online presence always improving the experience with great phone support. GREAT!
Won’t open
App won’t open.. giving me unexpected network error ?
What a pain
Why did you change the old app? I used to be able to easily transfer funds to my kids within cfcu. Now it s a nightmare, time consuming from both ends. Apps in theory improve efficiency, not this one!
App doesn’t work
I have a new iPhone 17 and it doesn’t work how disrespectful is that i don’t know what happened but I’ve unloaded it and reset the phone and app nothing what is wrong with it
The worst banking app I’ve ever used.
I have been with CFCU for many years and never had a complaint. I worked there for a long time and helped members with app or website login problems. This new app is awful! So much so that I am considering taking my accounts elsewhere. EVERY TIME I log in I have to go through the verification process and receive a code before I can log in. I reached out to the call center for help, letting them know I’ve done all of the usual things to troubleshoot, she basically told me she couldn’t help. This used to be a Credit Union where people knew your name, they cared about their members… ever since Lisa took over it’s just about expanding and making herself more money… and trust me, I could air a lot of dirty laundry. What a let down.
Clunky poorly designed user in her face.
Very cumbersome a lot of steps for simple tasks. The UI is brutally, ugly and difficult to navigate.
Terrible bank app
It frequently crashes, struggles with deposits and freezes randomly mid transaction crashing the app. It’s almost unusable.
great app with lots of features
lots of extras and super easy to use.
Very difficult to work with app
Not. Good choice
Name
Still having a hard time with all the new name changes. I do like access on the app!
But this is the worst app in the world
This is the worst app in the world always need sign in this app always ask the username and the password and every single time if I want to login if you want to pay online your loan or your payment usually it’s not work
Inconvenience
Won’t let me go into the app for some reason and that is a inconvenience for me
Genuinely terrible
Constantly down for maintenance, and openly admitting that card and account security functions are going to be down often. Even with them doing all this, the app is often glitchy and broken. It has not remembered my device for a week now, with me needing to enter a mobile code at least once a day despite clicking ‘remember device’ every time. Beginnings also takes days to process most transactions, including on weekdays. Which wouldn’t be a big issue except for the fact that they aren’t reflecting your payments on your balance until they are. Meaning that I have to manually keep track of my balance despite having an app that should be perfectly capable of doing it for me.
Annoyed
I do not like the new set up. Since CFCU switched over I have had issues with connection to other financial accounts and CFCU is not connecting or responding to PLAID. They need someone on the IT side or whoever built this app go in and fix the bugs. I’m really ready to change banks. CFCU has been a problem since signing on with them
Transfers
Slow transfers , old website wayyyyy faster
Beginnings Credit Union FAQ
- Is Beginnings Credit Union free?
- Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.
- Does Beginnings Credit Union have a free trial?
- No. None of its offers (US) come with a free trial.
- What are the best alternatives to Beginnings Credit Union?
- NBT Bank (4.7 from 38,451 reviews), CFCU Mobile (4.9 from 12,061 reviews) and SFCU CU-Online (4.8 from 11,044 reviews).
Beginnings Credit Union download
Last updated 2 months ago.
Beginnings Credit Union sells in 175 countries. It was released 3 years and 10 months ago, on 28 Nov 2022. It holds a 4.3 rating from 3,508 reviews.
Supports 2 languages: English, Spanish.
How much does Beginnings Credit Union make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.