Elements Mobile Banking
How much does Elements Mobile Banking cost?
Prices are current as of 12 Sept 2026.
Elements Mobile Banking has no in-app products on record in the United States.
10+ alternatives to Elements Mobile Banking
| Elements Mobile Banking |   Everwise Mobile Banking |   NWFCU Mobile Banking |   NASA FCU |   Indiana Members CU |   Centra Mobile |   KeyPoint Credit Union Mobile |   BluPeak Credit Union |   Financial Center First CU |   FORUM Credit Union |   Element - Mobile Banking | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.4 | 4.7 | 4.9 | 4.9 | 4.7 | 4.9 | 4.8 | 4.8 | 4.8 | 3.3 | 4.1 |
| Reviews | 1.2K | 17K | 16K | 16K | 13K | 12K | 9K | 3.2K | 773 | 73 | 9 |
| Released | 2012 | 2022 | 2012 | 2010 | 2014 | 2012 | 2015 | 2010 | 2013 | 2011 | 2018 |
Elements Mobile Banking reviews
4.4 out of 5, based on 1,173 reviews.
What people like
- Mobile check deposit works great from home
- Staff are professional and very helpful
- Convenient way to pay bills electronically
- Does almost everything the website does
What they complain about
- Latest update made it slow and ugly
- Bill pay feature is frustrating and hard to use
- Keeps logging you out unexpectedly
- Support blocked payments and demanded extra fees
Great Banking App
This app lets me pretty much do anything that my iMac web browser can do and then some. The mobile deposit feature is awesome!
App blocked and monthly payment refused unless I authorized an additional, oversized charge
On May 15, 2025 I attempted to make my regular monthly payment of $706.20 through Elements Financial’s mobile app, only to find my account blocked without explanation. I called the collections line and spoke first with Kaylan and then Laura. After more than 25 minutes: 1. They refused to accept my on-time payment unless I provided my card and agreed to a second, automatic charge of $1,429.90 on June 29, 2025 (covering an extra installment, late fees, and part of the past-due balance they calculate). 2. They insisted my loan was 42 days late, ignoring that I have paid every month (Feb 20, Mar 19, Apr 24) — simply not on their preferred 7th of the month. 3. When I finally authorized the one payment, they ran the card twice until it was declined, then told me to “borrow from family or friends.” 4. They refused to unblock the app until I accepted their larger payment plan, leaving me no practical way to stay current. The approach was unprofessional, inflexible, and coercive: they blocked my payment channels, tried to impose unauthorized auto-debits, and suggested I seek outside cash. In my view this is an abusive practice that puts both my credit and my vehicle at risk.
Step backwards
The latest version is really a step backwards for how I use the app. I’m all about functionality. And this version uses font that are huge, is super slow to load, and I can’t see all my account accounts at the same time or can I see the options of transactions to do at the same time. For the way I use the app, the last version was way better.
Add location services choices
This app needs to have all three choices available in iOS under location services. Please add the choice "While using the app" as using "Always" for a setting is an unnecessary battery drain and using "Never" requires user go into phone settings to switch to "Always" to find nearby locations. Also find a location within the app defaults to nearby and gives no flexibility to find locations elsewhere other than moving the map around. Add an address search box! 10-6-2024 Previously reported problem has definitely been fixed. Now there is no location option for the app in iOS settings.
Overall Fine
The app works fine most of the time. I do frequently run into a problem where transactions are not calculated properly and I have no idea how much is in my account, particularly because this happens most frequently with larger transactions. The app is good for those who like everything in one place but not great for money management if you don’t know your balance.
Satisfied
I am 56 yrs old, I have done business with a multitude of financial institutions over the years and NOT ONE has compared to the professionalism, courtesy and helpfulness of Elements. Thank you all for your efforts on my behalf, may you have blessed lives .
Ruined interface
Newest visual update ruined the interface and made it much harder to tell at a glance what is in all my accounts. They instead added stupid flashing banners and a Zelle button both taking up huge amounts of space. On top of everything the entire app now runs incredibly slow. Personally I think the developers behind the latest version of the code are sloppy and lazy and do not understand basic app visual design
Works well
Connecting external accounts is a bit cumbersome. Moving money and scheduling transfer is mostly simple
Keeps kicking me out
Clicking the back navigation button logs me out of the app. So always have to click on the Menu and select an option from there again. Depositing a check kicks me out as well and there is no way to tell if the check was deposited or not. Gave up after 3 attempts and now when I login it says deposit failed since it’s a duplicate deposit. Crazy!!
Bill Pay part of app isn’t very good at all
The Elements App is good, but I primarily use the app for my bill pay and the bill pay portion isn’t very good at all. I get so frustrated every time using it. You can’t easily or even at all sometimes, look at the payees contact information to verify. If you viewed a payee and you want to go back to the previous screen it takes you all the way back to Home Screen and you have to start all over. It should be a lot easier to work with and is so frustrating to use!
Love Elements, People and the App
Love all of the Elements Apps
Meh, need to include debit card control
This is a meh version of the website. Not great. Needs card control integrated. Needs to be maxed for iPhone.
Good overall, but,
App does not always allow Face ID to unlock. I have to enter the password instead of having the Face ID more often than I’d like.
Payments
Super confusing on the app and doesn’t work great. I set up a payment for the day before the bill was due but when I went to edit it to add additional expenses, it made me enter an amount manually. It would be nice to have a function to quickly pay the entire balance when editing a payment you scheduled earlier.
Awesome app!
Elements has so many features and such that I wonder, ‘Who needs the big chains?’ Great service and neighborhood friendly representatives.
Not functioning for me
I have a new account. App randomly logs me out and the deposit check function does not work at all.
Would be great to show account interest rate
Also would be great to have a qualifying transactions counter to be eligible for promo interest
Remember Device
I always have to authenticate because it never remembers my device. Very annoying
Great app
Elements continues with good service, even on the app!
App changes
Bill pay options are extremely Difficult to use on a phone. Also not user friendly. Has not improved over several years of use. Bill pay options still terrible
2/5 Stars - App Keeps Asking to Call Me
When I login with my username and password on the same phone I keep getting told I need to receive a phone call or email with another 6 digit code. I have not turned on any setting inside the app saying I want to verify the same phone over and over again.
Great app for banking
Love it has all the features
Worst bank I’ve ever used
The app is horrendous, customer service all tell you ways to do something that don’t work. I’ve never had this much trouble to tell a bank to take my money to pay off a loan…but they’ll collect those late fees real fast and in a hurry
Works great
Good app. Best Credit union!!!
Error every time I open the app
Every time I open the app I get an “unexpected error” that can only be fixed by closing the app completely and restarting it.
Everything I need to do is here
Great app. Fast and easy to use. I can do most of my transaction through the app.
One of the worst banking apps ever
Poorly done, cheap and lack of info. I have banking apps from BoA and Chase among others and this people should learn from them. Not clear information of venue used and not very intuitive.
ELEMENTS review
I like Elements because I can pay bills electronically and I can electronically deposit small checks from home. Easy to search for individual checks. I like ELEMENTS. It’s much more convenient than driving to a brick-and-mortar credit union.
Feels like a bad website, not an app
This “app” does not feel like it was designed to be a phone application, but just a rescaled website for a phone. Not to mention this company has some of the worst customer service I’ve ever experienced.
Like
Like the convenience😀
Elements Mobile Banking FAQ
- Is Elements Mobile Banking free?
- Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.
- Does Elements Mobile Banking have a free trial?
- No. None of its offers (US) come with a free trial.
- What are the best alternatives to Elements Mobile Banking?
- Everwise Mobile Banking (4.7 from 16,722 reviews), NWFCU Mobile Banking (4.9 from 15,899 reviews) and NASA FCU (4.9 from 15,663 reviews).
Elements Mobile Banking download
Last updated 29 days ago.
Elements Mobile Banking sells in 175 countries. It was released 14 years and 6 months ago, on 5 Apr 2012. It holds a 4.4 rating from 1,173 reviews.
Supports 3 languages: English, French, Spanish.
How much does Elements Mobile Banking make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.