Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.

Does X1 Card have a free trial?

No. None of its offers (US) come with a free trial.

What are the best alternatives to X1 Card?

Seen Mobile - Build Credit (4.8 from 30,129 reviews), Petal Card (4.7 from 10,860 reviews) and Grow Credit (4.8 from 10,116 reviews).

FinanceUtilities

Smart Credit Card

Robinhood Markets, Inc.

Prices are current as of 21 Aug 2026.

X1 Card has no in-app products on record in the United States.

	X1 Card	Seen Mobile - Build Credit	Petal Card	Grow Credit	cred.ai	Yendo	Arro: Build & Grow Credit	Neu Money: Build Your Credit	TomoCredit	NinjaCard® – Banking & Credit	Zable Credit Card
Rating / 5	4.9	4.8	4.7	4.8	4.8	4.8	4.6	4.8	3.5	4.2	4.7
Reviews	12K	30K	11K	10K	6.8K	4K	1.7K	1.3K	569	480	438
Released	2021	2023	2018	2019	2020	2022	2023	2023	2024	2024	2024

4.9 out of 5, based on 12,149 reviews.

Is X1 Card free?: Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.
Does X1 Card have a free trial?: No. None of its offers (US) come with a free trial.
What are the best alternatives to X1 Card?: Seen Mobile - Build Credit (4.8 from 30,129 reviews), Petal Card (4.7 from 10,860 reviews) and Grow Credit (4.8 from 10,116 reviews).

Last updated 5 months ago.

X1 Card sells in 175 countries. It was released 5 years and 1 month ago, on 19 Aug 2021. It holds a 4.9 rating from 12,149 reviews.

Supports 1 language: English.

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000

Downloads < 5,000