Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.

Does cred.ai have a free trial?

No. None of its offers (US) come with a free trial.

What are the best alternatives to cred.ai?

Ava: Build Credit Fast (4.9 from 49,650 reviews), Nav Business Funding Roadmap (4.9 from 22,024 reviews) and X1 Card (4.9 from 12,149 reviews).

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CRED Technologies LLC

Prices are current as of 17 Aug 2026.

cred.ai has no in-app products on record in the United States.

	cred.ai	Ava: Build Credit Fast	Nav Business Funding Roadmap	X1 Card	Kovo - Fast Credit Builder	Petal Card	Grow Credit	Arro: Build & Grow Credit	Boom - Build credit with rent.	TomoCredit
Rating / 5	4.8	4.9	4.9	4.9	4.9	4.7	4.8	4.6	4.6	3.5
Reviews	6.8K	50K	22K	12K	11K	11K	10K	1.7K	1.3K	569
Released	2020	2021	2016	2021	2024	2018	2019	2023	2021	2024

4.8 out of 5, based on 6,763 reviews.

Is cred.ai free?: Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.
Does cred.ai have a free trial?: No. None of its offers (US) come with a free trial.
What are the best alternatives to cred.ai?: Ava: Build Credit Fast (4.9 from 49,650 reviews), Nav Business Funding Roadmap (4.9 from 22,024 reviews) and X1 Card (4.9 from 12,149 reviews).

Last updated 2 months ago.

cred.ai sells in 175 countries. It was released 5 years and 11 months ago, on 20 Oct 2020. It holds a 4.8 rating from 6,763 reviews.

Supports 1 language: English.

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000

Downloads < 5,000