NinjaCard® – Banking & Credit
No in-app products collected for this app.
| Rating | |||
|---|---|---|---|
| United States | 100%480 | 4.24 |
Description
Your car breaks down. You need $1,800. The app you've been using offers $500.
That's the gap NinjaCard® was built for.
NinjaCard’s FlexLine Line of Credit can give you revolving credit up to $2,500 — draw what you need, pay it back, draw again. No minimum credit score. No reapplying. No disappearing after one use.
FlexLine is currently available in: AL, AZ, DE, FL, ID, IN, KS, KY, LA, MI, MN, MO, MS, MT, NE, OH, OK, SC, TN, TX, UT, WI, and WY. Not in your state yet? Join the waitlist at ninjacard.com.
FLEXLINE — CREDIT ACCESS UP TO $2,500
Revolving line of credit — borrow, repay, borrow again
No minimum credit score required
We evaluate your income and banking history — so we can say yes when traditional lenders say no
FLEXBANKING — CHECKING AND SAVINGS
FDIC-insured checking and savings accounts
Visa debit card accepted everywhere Visa is
Get paid up to 2 days early with direct deposit
No overdraft fees, no NSF fees, no minimum balance penalties
Banking services provided by Republic Bank of Chicago, Member FDIC
FLEXADVANCE MEMBERSHIP— CREDIT TOOLS PLUS A CASH ADVANCE
$2.99/month subscription fee provides access to:
Experian credit monitoring, score tracking, and score planning
A $100 cash advance available when you need it
Subject to subscription terms
Learn more at ninjacard.com
YOUR PATH FORWARD
The NinjaCard platform is designed to help you progress towards prime
The longer you stay and the better your financial habits, the more you can unlock
Responsible use may reduce your fees and increase your limits over time
MEMBER PERKS — MORE VALUE, EVERY DAY
Earn money playing games
Save on meal delivery and streaming
Get deals on clothing, electronics, and travel
No searching. No clipping. Access in the NinjaCard app.
If you’ve ever felt like the traditional banking system wasn’t built for you — it wasn’t. NinjaCard was.
From the team behind CreditNinja — 275,000+ Americans served since 2018.
Download the NinjaCard app today to see what you qualify for.
NinjaCard, LLC isn’t a bank, it’s the financial platform focused on real progress for real Americans that traditional banks overlooked. Banking services provided by Republic Bank of Chicago, Member FDIC. FlexLine provided by First Electronic Bank or another lender named in your agreement. FlexLine availability varies by state. NinjaCard may report information about your FlexLine account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.