LendingPoint
Loan Management
How much does LendingPoint cost?
Prices are current as of 12 Sept 2026.
LendingPoint has no in-app products on record in the United States.
10+ alternatives to LendingPoint
| LendingPoint |   SoLo Funds: Lend & Borrow |   VANSi - Cash Advance |   Prosper: Personal Loans |   Cashably: Cash Advance, Credit |   OneBlinc Cash Advance |   ImmediatePay |   Get Paid Early: Cash Advance |   NinjaCard® – Banking & Credit |   AF247 - Advance Financial 24/7 |   CASH 1 LOANS | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.8 | 4.4 | 4.7 | 4.8 | 4.6 | 4.8 | 4.9 | 4.5 | 4.2 | 2.8 | 3.0 |
| Reviews | 3.2K | 40K | 27K | 24K | 21K | 14K | 7.8K | 6.8K | 480 | 156 | 20 |
| Released | 2020 | 2018 | 2023 | 2021 | 2024 | 2022 | 2019 | 2023 | 2024 | 2019 | 2020 |
| Monthly price | — | — | — | — | $7.99 | — | — | — | — | — | — |
The going rate for each plan in United States, in its own currency, shaded from the cheapest price on the row to the dearest.
LendingPoint reviews
4.8 out of 5, based on 3,215 reviews.
What people like
- Funds arrive very quickly, often same day.
- Customer service is friendly and helpful.
- No hidden fees or penalties for early payoff.
What they complain about
- App crashes when you try to log in.
- Payment screen gives confusing error messages.
- Interest rates and fees feel too high.
So awesome
They work with you even when you are behind! Excellent company
Can’t login on app, version 4.4.53 did not fix
Can’t login on app as of this month, version 4.4.53 did not fix. Error message reads: “Something didn’t go right but let’s try again.”
Fast money
If you’re in a bind and need cash fast LendingPoint is your go to. I like the fact that after a few months of on time payment you can refinance and get some more needed funds. The only issue is the interests and fees. They’re too high
Extra payment??
The app is mostly fine, however, when trying to submit a payment for my loan, I get to the screen where I’m about to submit payment and it says I already submitted a payment (which I have not). So the button says “submit extra payment” which makes no sense, and deters me from submitting at all because I don’t want to accidentally pay my bill twice.
Easy setup
Very fast approval easy to set up auto pay. The app is very user friendly
It is not as described
It is not as described. Don’t ruin your information by giving it to them. They are big time liars and do not help anyone as I’ve found out myself and by others who tried it. They deceive many people. Watch out for them. They along with other apps need to be shut down and not allowed back on the apps!!!
App Not Working
This app doesn’t open properly on iphone 14 pro max. Keeps saying “this app is not reliable on this device???
Great Service!
Lending Point were the only ones that would give me a loan when I needed a new A/C & furnace (living in AZ having an A/C is a must). The interest rate was a little higher at 14% but could have been much worse. I was able to reach someone at any time with questions and they were really nice, reliable, and quick to answer questions. I was able to pay off my loan half way through with no penalties. That was also very easy. I don’t think I ever had to wait in queue which is so refreshing these days!Thanks! Highly recommend!
Useless POS
As the title says
Awesome
Fast and efficient
Not for everyone
Every time I try to get a loan Im always being denied.
Great experience
LendingPoint got me 24.5k at a nice 13% which was not bad and had me funded in a day and worked with me every step of the way, payoff was simple no extra just what I owed will definetly use them if needed again in future top notch top service great rate can’t say enough
Scam
This app sales your information off to scammers!
Excellent Service
Online service fast and efficient.
Crashes upon launch
The latest update crashes upon launch. I get to the login screen, but clicking Log In crashes the app.
Life Saver
They are so cool for allowing me to pay off my debt.
Horrible experience
VERY DISAPPOINTED in this company!!!!! I would NEVER recommend this company to my worse enemy!!!! Stay away from this company had a horrible experience with them and they wouldn’t make it right they said it was my fault they took out double payments not theirs. A company like this that can’t reimburse a person when a double payment is taken out isn’t here for the customer! It’s sad you lost this customer over less than $40 wow such greed and yes less than $40 people wouldn’t care about but when your a single mom not even making it paycheck to paycheck that $40 could be all I had left for groceries for my kids.
Customer service
The customer service was top notch. I was given updates every given time my payment was approaching. No hidden fees.
It’s not working
Why is the app not working? It kicks me out please fix.
Great service!
They made the whole process quick and easy!
Doesn’t work.
Can’t sign in. Keep getting errors. Doesn’t recognize my phone number or email address. Please have developers fix issue.
Asad Simba
Fast and helpful lender.
Crashes trying to login after update
App now crashes when trying to login after the newest update
LendingPoint FAQ
- Is LendingPoint free?
- Yes. The app is free, in all 1 country it sells in, and it sells nothing inside it.
- Does LendingPoint have a free trial?
- No. None of its offers (US) come with a free trial.
- What are the best alternatives to LendingPoint?
- SoLo Funds: Lend & Borrow (4.4 from 39,822 reviews), VANSi - Cash Advance (4.7 from 27,230 reviews) and Prosper: Personal Loans (4.8 from 23,955 reviews).
LendingPoint download
Last updated 1 month ago.
LendingPoint sells in 1 country. It was released 6 years and 3 months ago, on 5 Jul 2020. It holds a 4.8 rating from 3,215 reviews.
Supports 1 language: English.
How much does LendingPoint make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.