Prosper: Personal Loans
Low interest | Fixed Terms
How much does Prosper: Personal Loans cost?
Prices are current as of 12 Sept 2026.
Prosper: Personal Loans has no in-app products on record in the United States.
10+ alternatives to Prosper: Personal Loans
| Prosper: Personal Loans |   Lenme: Borrowing and Lending |   Upstart: Personal Loans + More |   SoLo Funds: Lend & Borrow |   Cashably: Cash Advance, Credit |   OneBlinc Cash Advance |   ImmediatePay |   Get Paid Early: Cash Advance |   LendingPoint |   NinjaCard® – Banking & Credit |   CASH 1 LOANS | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.8 | 4.5 | 4.9 | 4.4 | 4.6 | 4.8 | 4.9 | 4.5 | 4.8 | 4.2 | 3.0 |
| Reviews | 24K | 92K | 41K | 40K | 21K | 14K | 7.8K | 6.8K | 3.2K | 480 | 20 |
| Released | 2021 | 2018 | 2023 | 2018 | 2024 | 2022 | 2019 | 2023 | 2020 | 2024 | 2020 |
| Monthly price | — | $3.99 | — | — | $7.99 | — | — | — | — | — | — |
| Annual price | — | $29.99 | — | — | — | — | — | — | — | — | — |
| One-time price | — | $1.99 | — | — | — | — | — | — | — | — | — |
The going rate for each plan in United States, in its own currency, shaded from the cheapest price on the row to the dearest.
Prosper: Personal Loans reviews
4.8 out of 5, based on 23,955 reviews.
What people like
- Money arrives in just two or three days.
- Easy to apply and check your rate.
- No penalty if you pay off early.
- Great for paying off high interest debt.
What they complain about
- Interest rates can be extremely high.
- App crashes when checking loan rates.
- They reported you late even after payment.
- Extra payments don’t process immediately.
Saved me a lot of money!
Was able to pay off my credit cards and save a lot paying less interest. Highly recommend Prosper.
So confusing
Why does the app take you straight to a page for a new loan? I don’t want a loan. I want to pay my bill. I don’t have an option to do that.
Kicks me out
I keep trying to check my rate on an additional loan and the app just kicks me out when I click the button to see my rate.. my app is up to date.
Payment scheduling
I dont like how it doesnt take out immediately when i make additional payments.
New job for me
Requesting a new job please with higher pay!
Highest Interest
No customer loyalty.
Personal loan
This is my second time using Prosper, and I couldn’t be happier with the service. Checking my initial rate was fast and didn’t impact my credit score. Once I applied, the dashboard kept me updated every step of the way, and there were no unexpected surprises at closing. A smooth, seamless, and honest transaction. 5 stars!
Just like every other loan company
They pretend to approve you and say you’re approved, only to pull the rug out from underneath you because they don’t like the way your bank account looks even though I have over a decade of solid credit history and only missed three payments in 13 years. American loan companies are horrible. Every single one of them.
Great Company to deal with!
I was amazed how easy it was to get the first loan done. it only took three days to receive the money after the application process. I have had three loan since with the last one over 10 K and that only took two days to hit my bank.. Fantastic company to work with.!
Don't get
Downloaded it it gave a pre approval offer then after you accept it it runs your credit and denies you. Should be a banned app
Thanks Prosper
Prosper is a great company
Sucks
Bad
Prosper
Great help when I was in a pinch. As long as you pay back they are there
Don’t believe anything others say about this app. It does not approve everyone.
Terrible. Absolutely unfair.
Easy and stress free
Prosper helped me pay off my debt by making my payments affordable. The interest rate was not outrageous and the no penalty early payoff option helps tremendously.
Loan company that lies
I don’t appreciate your company lying about me regarding my loan!
Legit Loan broker
I love Prosper they help me so much & I can make overpayments if I like & they stated I can get two loan & I look forward to doing that. Interest is daily but overall I don’t care they are amazing & help with having money I look to keep getting loans always
SCAMMED
Be careful with these people or their employees, I was scammed out of $300 which was all I had in my account. They said it was the application fee and I am sure if I had more money they would have have taken it all. I am a 73 yr old woman living on social security so I say to you make triple sure that the people you are working with are the real thing. I was desperate so I trusted them they had all the right paperwork etc. BE CAREFUL…
Efficient
Loan is easy to apply for with options to pay
Trickery
When you change due date. Be sure to confirm that they don’t turn off your auto pay. Once payment is missed they will send notification of you. That if you pay immediately they won’t report to credit bureau. False. I paid, they explained that the auto pay turns off after you change the due date. Two days later I’m notified that they reported to credit bureau. Fair enough, I was late due to me not confirming. Will never due business with again. To the point that I refinanced with a different company and will pay off this loan.
Loan
Great lender and easy process, I’m a returning customer!
Stay away from prosper
Interest is extremely high, so it’s like you’re not getting anything paid off.
Prosper: Personal Loans FAQ
- Is Prosper: Personal Loans free?
- Yes. The app is free, in all 1 country it sells in, and it sells nothing inside it.
- Does Prosper: Personal Loans have a free trial?
- No. None of its offers (US) come with a free trial.
- What are the best alternatives to Prosper: Personal Loans?
- Lenme: Borrowing and Lending (4.5 from 91,899 reviews, premium from $1.99), Upstart: Personal Loans + More (4.9 from 40,979 reviews) and SoLo Funds: Lend & Borrow (4.4 from 39,822 reviews).
Prosper: Personal Loans download
Last updated 2 months ago.
Prosper: Personal Loans sells in 1 country. It was released 4 years and 9 months ago, on 16 Dec 2021. It holds a 4.8 rating from 23,955 reviews.
Supports 1 language: English.
How much does Prosper: Personal Loans make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.