NS&I
Finance

NS&I

National Savings & Investments

NS&I

How much does NS&I cost?

Prices are current as of 9 Oct 2026.

NS&I has no in-app products on record in the United Kingdom.

10+ alternatives to NS&I

NS&IMoneySavingExpertScottish WidowsMyAviva - Insurance & financeYorkshire Building SocietyLegal & GeneralSprive - Mortgage Free, FasterStandard LifeCoventry Building SocietyVanguard UKNest Pensions
Rating / 51.64.94.74.64.74.84.84.73.13.62.4
Reviews296148K59K52K52K13K8.4K6.5K777358137
Released20192022202020142020202420212011202420242024

NS&I reviews

1.6 out of 5, based on 296 reviews.

What people like

  • Setting up an account is very easy.
  • Signing in works smoothly for happy users.

What they complain about

  • Users often can't log in at all.
  • It lacks basic features like viewing messages.
  • Customer support doesn't actually help with bugs.
★★★★★ United Kingdom · v5.0.8 · 15 Sept 2026

Spot on

I just found the app. Very easy to register and sign in. Exactly what I needed.

— Billy-boyz-

★☆☆☆☆ United Kingdom · v5.0.8 · 4 Oct 2026

Rubbish

Rubbish

— Gleaves’4

★★★★☆ United Kingdom · v5.0.8 · 6 Sept 2026

Basics - sort off

Continues to just about / barely / of a fashion provide the most basic feature set imaginable. Somebody give this dev team some budget pls.

— ABL996

★★☆☆☆ United Kingdom · v5.0.8 · 29 Sept 2026

Bad app

I’ve just removed the app from my phone for the second time to reinstall it. It’s telling me there is no Internet connection, but I have Wi-Fi and data and this is not the first time this has happened. It doesn’t remember your details for very Low, going through the absolute torturous addition of all the details they want they all have to come from different places just makes this app awful.

— Batterseaguy

★★★☆☆ United Kingdom · v5.0.8 · 5 Oct 2026

Very basic

App is ok but it is ridiculously basic. Please add the ability to withdraw premium bonds from the app rather than having to go to the website.

— Simon Greig

★☆☆☆☆ United Kingdom · v5.0.8 · 4 Oct 2026

Doesn’t work

Haven’t been able to log in for a month, so it’s useless.

— Charc91

★★★★☆ United Kingdom · v5.0.8 · 3 Sept 2026

Can’t login

Not possible to use as the virtual keyboard overwrites the phone 2FA continue button and you can’t scroll down past it. Could be as I use a password store for my authentic details.

— 501club

★★☆☆☆ United Kingdom · v5.0.8 · 2 Sept 2026

Can’t withdraw easily

Can’t with Dre form the app so annoying when only have a phone yo do transactions surely it’s time to update this app

— Bhffhufcvnjk

★★★☆☆ United Kingdom · v5.0.7 · 7 Aug 2026

Please make 2 changes

The app is basic and would be much better if you could: 1) view messages on the app, I can’t login to the website on any browser on my phone and get stuck in a never-ending 2FA loop before being kicked back to the login page. Please add the function to view messages on the app 2) improve the payment process so you can complete pay by bank or pay by card, rather than having to copy and paste details across to another app All of my banking apps have both of the above, so couldn’t be hard to bring in…

— Nogberto

★☆☆☆☆ United Kingdom · v5.0.8 · 3 Oct 2026

Has never worked

The app is simple to set up but has never worked for me. Once I’ve logged in I always get a ‘Something went wrong’ error saying there’s a ‘technical issue’. I can’t see my accounts so it’s effectively useless.

— ChuckFlav

★☆☆☆☆ United Kingdom · v5.0.8 · 30 Sept 2026

Needs modernising

Where’s the option to cash out in the app? Instead users are forced to go to the website, then on a phone call to enter a code, which is cumbersome. The app should offer the same functionality, features and services as the website. No doubt the app has too many managers and processes that make pushing out app features a 6-month+ task.

— Full English

★☆☆☆☆ United Kingdom · v5.0.8 · 30 Sept 2026

App not working

App simply won’t even reach the login page without an error message. Please fix the app!!

— VF22.5

★☆☆☆☆ United Kingdom · v5.0.8 · 28 Sept 2026

App should be removed from iStore

This application no longer allows you to login. It asks you to confirm the number to call you upon , and then goes into an error mode. Seems I’m not alone with this error.

— Just An App Store User

★☆☆☆☆ United Kingdom · v5.0.8 · 28 Sept 2026

Does nothing

Bring on the waste of time cut and paste reply from the dev.

— Glenn1611

★☆☆☆☆ United Kingdom · v5.0.8 · 28 Sept 2026

Can’t log in

Unable to log in for over a year this is ridiculous. Tried their customer service but they couldn’t help either.

— MarkB007

★☆☆☆☆ United Kingdom · v5.0.8 · 26 Sept 2026

App has been broken for months

“Something went wrong” error message after logging in for months now. It says there’s a technical issue and to try again later, but always the same. I can see many other users have reported this issue already so why aren’t they fixing it?! Why do all the responses to these reviews say to email or call them rather than acknowledging the issue and resolving to fix it? It’s unbelievable that the app has been broken for this long without this being addressed

— George12894

★☆☆☆☆ United Kingdom · v5.0.8 · 22 Sept 2026

I can’t sign in at all

I get to the page where I need to request a 6-digit pin to my phone number and the continue/add phone number buttons just disappear as soon as the page loads. There’s no way to select my number and proceed. Complete failure of app development.

— AdamskiUK

NS&I FAQ

Is NS&I free?
Yes. The app is free, in all 1 country it sells in, and it sells nothing inside it.
Does NS&I have a free trial?
No. None of its offers (GB) come with a free trial.
What are the best alternatives to NS&I?
MoneySavingExpert (4.9 from 147,919 reviews), Scottish Widows (4.7 from 58,953 reviews) and MyAviva - Insurance & finance (4.6 from 52,278 reviews).

NS&I download

Last updated 1 month ago.

NS&I sells in 1 country. It was released 7 years and 3 months ago, on 19 Jun 2019. It holds a 1.6 rating from 296 reviews.

Supports 1 language: English.

How much does NS&I make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue —
Downloads 30K
Open the full NS&I analytics Revenue and downloads month by month, all 1 countries split out, and every product's share and trend