Bits Credit Card and More
Learn and manage credit better
How much does Bits Credit Card and More cost?
Prices are current as of 9 Oct 2026.
Bits Credit Card and More has no in-app products on record in the United Kingdom.
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| Bits Credit Card and More |   Zable - Mobile Finance |   Zilch: Smart Credit |   Pockit: Bank Card Alternative |   TotallyMoney - Credit Report |   Bip: Simple cardless credit |   CredAbility - Credit score |   Updraft: Pay Off Card Debt |   SteadyPay - Smart Money Loans |   Wollit |   Newpay | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.4 | 4.9 | 4.9 | 4.2 | 4.8 | 4.8 | 4.8 | 4.5 | 4.6 | 4.4 | 4.8 |
| Reviews | 6.2K | 279K | 33K | 17K | 8.6K | 7.1K | 5.6K | 3.3K | 2K | 1.4K | 1K |
| Released | 2019 | 2020 | 2021 | 2015 | 2017 | 2021 | 2020 | 2020 | 2018 | 2020 | 2021 |
Bits Credit Card and More reviews
4.4 out of 5, based on 6,245 reviews.
What people like
- Helped some users build their credit score
- Setup process is quick and easy
- Good for getting emergency money quickly
What they complain about
- You cannot cancel the subscription easily
- App keeps crashing or failing to load
- Customer support is unresponsive and automated
- They charge you even if you don't use it
Wrong info
They say everyone can have a card but someone lied then they say no
App crashed
I’m trying to get into the app so I can pay my credit card but it won’t let me login. It just keeps thinking over and over again. Then I’ll try and get hold of the support for the app and it won’t let you send a message. It gives you every other option apart from sending a message for an issue so I’m not sure how I’m supposed to pay my Bill to be honest.
Had previous 2 accounts opened now opened third time
Well yeah great for easy setup via the app and identification process past two times had account opened the standard 14 pound one but didn’t use it both times. Now I’ve gone for the 42 pound monthly plan hopefully should be great for raising my credit score let’s see
Since update
Used this for a while has helped massively with credit score, however Since updating the app i haven’t been able to access? So won’t be using until the app is easily accessible
Useless App
Would really help if the app was working and if the Support link didn’t reach a 401 error! How can you speak to someone if nothing works!!
Fantastic easy to use
Great app and great customer service
My bits app
This app started off very good even tho it charged It actually helped me out , but it’s gone down hill so fast . It did a hard check and cost me a lot on my credit score when it said it wouldn’t do a hard check on me . Also the app was very easy to use to start with but now it’s hard to use I can not find how to check my credit . Do not sign up to this app . I have tried to correspond with someone to help me use the app and I am just getting ignored I am in a situation where I can not find out if I do cancel the app it will charge me or further still damage my credit score even more . Another good system thag as been ruined by greed
"Resolved" by Doing Nothing: The AI Support Trap
Your support system is a complete failure. An AI bot promised me human assistance, ghosted me, and then marked my unresolved ticket as 'closed' within 24 hours. This isn't efficiency; it’s a gatekeeping tactic to avoid dealing with customers. I have rarely experienced a more dismissive and cynical approach to customer care
Shocking now
At first I had a small improvement but then I had a medical condition that made me struggle with the payments they cancelled my card yet continued to charge me for the account also your charged for the account but u dont used the catalog account just the card part no help at all the app says clear ur account and apply for new card yet customer service says no chance what help are you
App Crashes a lot
Every couple of weeks the app doesn’t load, logs me out and says “verification code sent to phone” which never arrives. I have to uninstall the app, redownload and log back in. It’s annoying and makes me not want to use the app.
Cherie Haydon
My bits credit card is a God send to me❤️
Avoid. Lies about "approving everyone"... then lies about why they decline people with CCJs
I downloaded Bits because its advertising explicitly claimed it “approves everyone”. After providing my details and verifying my identity, my subscription was declined, simply because I have an old CCJ. Bits then falsely claimed this was for “legal reasons”, and when challenged replied saying that their phrase 'approve everyone' (and I quote "should not be understood as overriding an eligibility assessment." If an 'eligibility assessment' means you don’t approve everyone, then advertising that you “approve everyone” is just lies. I am certainly legally eligible. It's just that they've decided for commercial reasons I'm not eligible for their subscription. So how is that "approving everyone?" And then just trying to weasel their way out of it is just pathetic, particularly as they are gaslighting me into believing there is a legal reason they cannot take me on as a customer, when that is just another lie.
Useless
It been the worst credit card ever.l thought it would be building my credit score,but l have not see any improvement at all,l have paid my subscription fee on time.l have been a customer for over a year now and & my credit limit has not been increased at all.. What’s the point of having this card? I would like a refund for my subscriptions
It’s all ai
Great to start with now being charged twice for monthly fee and what I use and I cannot speak to a human being about it and no one replies to the emails because it’s AI! Its ridiculous
Appreciate you
Appreciate you
TRAPPED INTO PAYING MONTH AFTER MONTH
They make it sound simple and easy: just pay X amount every month to improve your credit. But BE CAREFUL. One you agree to pay that money every month you CANNOT get out of it. They are not money lenders but they will behave like them when you miss a payment. I was paying £30 a month to improve my credit. After using it for a while, I decided to stop. I never borrowed any money from them or took out any kind of loan, but nonetheless, I am STUCK. They continue trying to take payments from my account, and customer service won’t help. They treat you as though you’re trying to stop off a credit card or a loan. This is supposed to be a credit improvement service, yet they treat you like debtor when you simply want to stop using it. BE VERY CAREFUL, this is not like paying a subscription - you are forced into an agreement regardless of whether you borrow money or not.
Bit’s app
Good for building credit score and emergency money
No customer support
Been trying to talk to someone to sort out my identification for my Bits Credit Card however i’ve had no response and no support since paying my £14 fee
Mate if u don’t know get to know
*****
Not for me
Wasn’t for me.
Mr
Cristiano Andrade
Help
I can’t access my account as it got my old number on
Disappointed
I do use the credit card function and pay the £14.00 subscription and had no issues which is fine. What I do have issue is with being further charged £9.99 for a money building app that said would increase my credit limit for my credit card. It hasn’t increased it nor is there way to cancel the subscription. I’m sure under the Digital Markets, Competition and Consumers (DMCC) Act 2024 and the Consumer Contracts Regulations 2013 there should be an option to “click to cancel “ so the fact there isn’t is really sketchy and makes me now feel quite insecure about using Bits as a company if they are skirting consumer and financial laws. I have been paying since Feb for something that has done nothing that it said it would and I want that money back. I’m really disappointed in Bits.
£14 per month? Rip off merchants
Far too expensive.
Miss
I’ve been a Bits customer since October 2022, but unfortunately I can no longer access my account. The SMS verification code required to log in is never delivered, despite my phone number remaining the same for over six years. I’ve contacted customer support multiple times, explained the issue in detail, and followed every instruction provided. Unfortunately, my case was repeatedly misunderstood—I was sent password reset links even though resetting my password was never the problem. The real issue is that I cannot receive the login verification code, making it impossible to access the app. After several emails and a long wait, the issue still hasn’t been resolved. As a long-term customer, this has been extremely frustrating. I can’t recommend the service in its current state because if you’re locked out of your account, getting the problem resolved is far more difficult than it should be.
Bits Credit Card and More FAQ
- Is Bits Credit Card and More free?
- Yes. The app is free, in all 1 country it sells in, and it sells nothing inside it.
- Does Bits Credit Card and More have a free trial?
- No. None of its offers (GB) come with a free trial.
- What are the best alternatives to Bits Credit Card and More?
- Zable - Mobile Finance (4.9 from 278,918 reviews), Zilch: Smart Credit (4.9 from 32,881 reviews) and Pockit: Bank Card Alternative (4.2 from 17,292 reviews).
Bits Credit Card and More download
Last updated 8 days ago.
Bits Credit Card and More sells in 1 country. It was released 6 years and 10 months ago, on 13 Nov 2019. It holds a 4.4 rating from 6,245 reviews.
Supports 1 language: English.
How much does Bits Credit Card and More make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.