Clearwater Digital Branch
How much does Clearwater Digital Branch cost?
Prices are current as of 12 Sept 2026.
Clearwater Digital Branch has no in-app products on record in the United States.
10+ alternatives to Clearwater Digital Branch
| Clearwater Digital Branch |   Glacier Bank |   Stockman Bank – Mobile Banking |   Horizon CU Mobile Banking |   Rocky Mountain CU Mobile |   First Security Bank Bozeman |   FirstSecurityBankMissoula |   Valley Bank |   FSB Mobile Money |   Park Side CU Mobile Banking |   TrailWest Bank-Mobile | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.8 | 4.8 | 4.8 | 4.7 | 4.8 | 4.8 | 4.8 | 4.8 | 4.6 | 4.8 | 3.1 |
| Reviews | 3.2K | 6.8K | 4.8K | 3.8K | 2.4K | 2.3K | 2.1K | 2.1K | 1.3K | 1.2K | 30 |
| Released | 2015 | 2024 | 2019 | 2011 | 2012 | 2024 | 2024 | 2024 | 2019 | 2019 | 2014 |
Clearwater Digital Branch reviews
4.8 out of 5, based on 3,198 reviews.
What people like
- Much easier to use than before.
- Staff is patient and helpful.
- Transferring money between accounts is simple.
- You can check your credit score.
What they complain about
- Mobile deposit often fails to work.
- Face ID and Touch ID keep failing.
- Ads for tax services annoy users.
- App keeps logging you out randomly.
Great application
Fácil de usar y encuentro todo lo que necesito . Todo a la mano .
Poor system processing
After following Check cashing instructions and matching to the example provided, it will still get held for review so you won’t be able to access your funds until the following day and even if you’re account is set to “Remember Me” it will often log you back out.
Thank you CWCU
Finally a good app. User friendly and I SO appreciate it. The mobile deposit is kinda wonky and no dark mode. Still MUCH improved
PLEASE ADD DARK MODE!
The app is working good so far! However please add dark mode to allow us to choose. Every app has this but yours is missing this vital final piece. Had to drop it several stars because your not listening.
Mobile deposit hasn’t worked for a while
App is usually OK, but the mobile deposit feature hasn’t worked for a while. Won’t get to the “snap a photo” portion when the prompt is clicked.
Great App
The old app was fine, but they recently did an update that allows you to do more of your banking easier, especially in transfer money. Our family does a digital envelope system with different savings accounts and being able to transfer that money easily has made the biggest difference. Especially when sending money to people, for bills or service.
CANNOT DEPOSIT CHECKS
Love the overall reboot, but super upset about the new “parameters” for check deposit. Unable to get one or the other side correct and photos will not submit, even if they are just fine. There is always some arbitrary issue, the frame is wrong, the scale is off, the signature is not in view. There is no override function like there was previously and it makes the app almost unusable for those who depend on mobile check deposits.
Good App- Great CU!
I have never had any trouble with this app. You just have to know how to navigate through it. And it’s not rocket science. This is THE BEST Credit Union I’ve ever worked with!
Like entering long passwords?
Got biometrics? Well it doesn’t matter. About every other time, despite having FaceID on iPhone, and Touch ID on iPad, the biometric is ignored and then you have to log in, with a long, complicated password that they insist on. Hey: it’s my face, my fingerprint. It’s me, guys. Let me the f in.
Best credit union in Missoula
Been with CCU since it was MFCU, banks just don’t do what a credit union has to offer. Reliable and great people who work with you. Thank you CCU staff.
Intrusive ads?
The new app started out great but now we have to deal with intrusive ads for H&R Block and Turbo Tax in the app. Boo Clearwater you should be better than this.
Not too bad
Seems like many people have had poor experiences with this app. I’ve had it for a few years through several updates and it’s never been that bad for me. A little pokey, but it serves its purpose. Could be that it’s bad for some and not for others. It’s worth trying and seeing how it works for you.
Mobile deposit needs help!
Every app I use to scan a picture works great except for this app. It can’t find the edges, it can’t read the date, too close, too far…error error error. Then you look to see if the deposit went through and there is nothing listed under deposit history. However, if you click “deposit” from the account tab it actually shows you. Seems like 2 steps in the wrong direction. I’d also like to have the ability to customize the bottom tabs to fit my usage not a canned “this is what people should be using” setup/template. There are quite a few small changes that would greatly improve this app. Hope they find those and fix them.
Butte uptown branch
Awesome branch. Knowledgeable and friendly staff.5/5
Ads
Remove the ads
Glitches
When I go into the app it’s just blank with the name of the bank
Works amazing!
Love my Clearwater Credit Union app! Works well!
16 digit password is ridiculous
Very unhappy about the fact that they force you to create a 16 digit password. That is a ridiculously long requirement. This is making me want to switch banks.
Bare minimum
I am a happy customer of Clearwater FCU but using the mobile app is like being transported to the bygone age of the early 2000s before UX design and high-quality apps became mainstream. This app provides basic functionality, but be prepared for a lot of rough edges and inconsistent design patterns compared to other iOS apps you’re familiar with. There’s a particularly annoying bug that logs me out frequently — even though I have Face ID enabled for the login. 🤷🏻♂️ Clearwater FCU should invest in user research and consider making strides to improve the usability of their mobile apps.
Great tool
Gotta love these guys, great update
Terrible New App
Glitchy, and a SIXTEEN character password with poorly functioning mobile deposit
Bad app
Glad the bank spent the money to change the name and color scheme but can’t keep the app functional. Had an update a week ago and haven’t been able to access the app since.
Clearwater Credit Union
So friendly. Had trouble with new system but help was a phone call away. The assistant was so very patient and helpful. Stayed on the phone with me as I struggled through my situation. So thankful we bank with Clearwater Credit Union in Missoula Montana!
Worst App Update Ever
Clearwater credit union app used to be perfect and was flawless and then they did this update and we absolutely hate it and it has made our online experience horrible and we will be looking for a new bank. We’ve also heard this from multiple other folks that we know bank with Clearwater.
Love the update
I’m a long time happy member of Clearwater, they just updated app and I absolutely love it! I have loaded my accounts from other orgs, can watch at my credit score and I’m sure there is more but so far it’s love!!
All around just plain awful
Boooo, thumbs way down
Great updated app, except no dark mode :(
The new app was much needed and a great improvement over the old one. Glad they got this updated! The only thing they missed is that there is seemingly no dark mode feature (as well as no dark mode icon for iOS); this should be a must for every app at this point. Hope they implement it in the future. Otherwise nice work!
Too many bugs
I just wish the Touch ID would work. It doesn’t.
Congratulations! Light years of improvement!!
Finally!! An elegant, sophisticated, simple digital user experience! Thank you for completely transforming the CWCU digital bank! This is not simply a new version of the old app, this is a brand new thing, and jt is excellent! Kudos to the team that made this happen. I’ve been a loyal MFCU/CWCU member for nearly 40 years, and for the last decade have been frustrated enough with the antiquated technology of the website and app that I considered switching to a different bank. But with your digital banking transformation, my search has ended. THANK YOU!
Pointless
The app only exists so they can say they have an app. The mobile deposit is completely unfunctional and, as such, an unintentional lie by Clearwater: They are unable to offer mobile deposit. Don’t join this bank for either of these reasons.
Clearwater Digital Branch FAQ
- Is Clearwater Digital Branch free?
- Yes. The app is free, in all 4 countries it sells in, and it sells nothing inside it.
- Does Clearwater Digital Branch have a free trial?
- No. None of its offers (US) come with a free trial.
- What are the best alternatives to Clearwater Digital Branch?
- Glacier Bank (4.8 from 6,761 reviews), Stockman Bank – Mobile Banking (4.8 from 4,822 reviews) and Horizon CU Mobile Banking (4.7 from 3,809 reviews).
Clearwater Digital Branch download
Last updated 1 month ago.
Clearwater Digital Branch sells in 4 countries. It was released 11 years and 4 months ago, on 25 May 2015. It holds a 4.8 rating from 3,198 reviews.
Supports 2 languages: English, Spanish.
How much does Clearwater Digital Branch make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.