Horizon CU Mobile Banking








How much does Horizon CU Mobile Banking cost?
Prices are current as of 12 Sept 2026.
Horizon CU Mobile Banking has no in-app products on record in the United States.
10+ alternatives to Horizon CU Mobile Banking
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|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.7 | 4.9 | 4.8 | 4.4 | 4.8 | 4.8 | 4.2 | 2.7 | 2.4 | 2.4 | 4.0 |
| Reviews | 3.8K | 60K | 14K | 4K | 3.5K | 3.2K | 1.2K | 35 | 18 | 11 | 1 |
| Released | 2011 | 2014 | 2012 | 2013 | 2024 | 2015 | 2011 | 2013 | 2025 | 2013 | 2020 |
Horizon CU Mobile Banking reviews
4.7 out of 5, based on 3,809 reviews.
What people like
- Very easy and friendly to use
- Great local staff who know you
- Helpful tools for budgeting and loans
What they complain about
- Transactions take days to update
- Recent updates make it harder to use
- Missing check deposit feature for savings
5 star review
Horizon is a wonderful credit union to be apart of. The app is super user friendly and easy to use. The customer service is wonderful and that's why I've used them for 10+ years!
1990’s Technology
The HZCU app is absolutely awful. It’s like they went back to the 1990’s and chose the cheapest option for the platform.
Great banking app
I can do most anything I need from the app. Very convenient and login is very fast.
Very Slow Updates on Account Balances
Of all the financial service apps I use, this one has the slowest update on transactions (aside from debit). It can sometimes take days for my checking account to balance on the app. I will watch it and this long time delay even happens on weekday and not just weekends.
Fund transfer not “scheduled”
“Schedule “ a fund transfer does not ask for the date you wish to for funds to transfer, it just does the transaction immediately.
Good app
User friendly, can do most things on that you would need to.
Unable to make payments
It should not be this hard to set up payments. I had to create 3 different logins and talked to two separate people on how to access the “app” and then had to use a different portal to set up the payments. I was told I can’t make payments through the app it’s self and that setting up automatic payments and then making additional payments ontop makes it glitch. That rather I need to set up my additional payments on the automatic payments. Let alone that I will have to go find this separate domain to be able to do it! This is the worst online banking service I’ve ever had and I regret using this bank for a loan.
Missing…
There used to be a place to make a memo regarding a money transfer between accounts and it is no longer there for iPhone. It is still there for iPad. Please fix as this is important. Thank you
Why did you move check deposit?
I’ve used this app for years and a recent update removed Check Deposit from the toolbar along the bottom and replaced it with Apply For a Loan. I deposit checks all the time and rarely if ever apply for a loan. At least give an option to let users select their toolbar options. The Apply For a Loan option has almost zero usefulness.
Blind
It is not completely accessible for the blind. i’m not able to tell where money has been going in my account..
Simply the best!
I would like to say how friendly and great the staff are at your Washington Street location. They recognize me and we have great conversations. We laugh, and I feel cared for and appreciated. Oh yes and they do great with the banking aspect also lol.
New Update
This new update is ridiculous. Do you guys even run this by members when testing it! I highly doubt it. Nothing wrong with the previous design.
Keyboard
Don’t like splitkeyboard
Hackers
I was in a foreign Country and was notified that my Debit Card was hacked in the USA while I was gone. Big inconvenience. It’s either Republicans or Russians. What can be done. I’m still two weeks away from getting home to get another card. Can I set up two Debit Card accounts.
Update: downgraded quality
Latest update is going backwards in capability. The one useful compact view once you log in is now filled with giant text and so much white space you have to scroll to see all of your accounts. Other config pages that should scroll do not. Some tools do not need constant updates.
App works fine, I’m still broke though
It’s super easy to use, but I still have no money every time I check.
You Rock!
Thank you for always being there for me and my family.
Widget hasn’t been updated for iOS 18
There was a banking widget for iOS 15 that allowed you to put a widget showing your account balances on your phones screen, no need to open app and log in, with the new iOS the widget no longer exists. It just needs to be updated
Only a few things missing
For the most part, I really like this app. We actually chose where to open accounts based on who had mobile deposit, and I don’t know the last time we actually went in for something that didn’t require a notary (thank you for having notaries, btw). The only things I wish were included that aren’t are the ability to deposit checks into savings and for the payer to show up on check deposits/withdrawals. That second one probably has to hit the website first, but I hope it happens.
Horizon Credit Union personnel are very helpful
Everyone at Horizon Credit Union are very knowledgeable and helpful when we have questions. They helped us with a personal loan and are always available for any questions we may have.
Behind the times
HZCU app and the organization itself has always been behind the times and depending on location, poor service.
Statements
Statements take too long to post. I have a hard time keeping track of my purchases.
WORST BANK EVER
HORRIBLE CUSTOMER SERVICE!!!! Do not waste your time doing business with Horizon credit union. Washington trust bank is a million times better. This place is a joke!!
Favorite CU
I’ve had 3 or 4 credit unions over the years, and Horizon is definitely my favorite. Deena and Terri at the Sandpoint always welcome me as soon as I walk in. They are amazing
Review the app
Not user friendly and pretty complicated and have to take lots of extra steps for something that shouldn’t be that difficult.
Great App
I’ve had this app going on a year and a half. Like any app it has had some issues but they do a great job improving it and adding really easy to use products/services. The ability to apply for any loan they offer in the app is a great addition and pre-pulls across all your data making the process quick and easy. Their money management tool has also helped me budget better by being able to link my outside accounts to it as well and setting goals for different aspects of spending. HZCU is a great credit union and I’m proud to be a member!
Recent update -5/18/23
So I’ve been using this app for probably about 5 years now and I’ve loved it for its simple intuitive interface The recent update has changed that Where once it was easy to see your accounts and make transfers, manage them and pay them off now that setting is hidden in a sub-menu and the opening page is filled with reviewing their policy with no way to dismiss or readdress Until they have updated it again I would strongly recommend avoiding this app It’s a mess right now
Koon
You
Closed account without notice- WORST BANK
Worst bank ever. Paid for payment protection for years in case of emergency’s and had back surgery they closed my visa account and never contacted me. I’ve had this bank for years and I’ve never been treated so poorly. Even the lady emailing me never mentioned who to call and they’re still billing me for the protection payment insurance even after they closed my visa worst bank ever.! User friendly! Love my horizon and the staff ladies at the Spokane valley location know me by name and are always so professional and kind. I would work there lol
Horizon CU Mobile Banking FAQ
- Is Horizon CU Mobile Banking free?
- Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.
- Does Horizon CU Mobile Banking have a free trial?
- No. None of its offers (US) come with a free trial.
- What are the best alternatives to Horizon CU Mobile Banking?
- STCU Mobile Banking (4.9 from 60,280 reviews), CapEd Mobile Banking (4.8 from 14,155 reviews) and Horizon Bank Mobile Banking (4.4 from 3,993 reviews).
Horizon CU Mobile Banking download
Last updated 3 months ago.
Horizon CU Mobile Banking sells in 175 countries. It was released 14 years and 11 months ago, on 4 Nov 2011. It holds a 4.7 rating from 3,809 reviews.
Supports 2 languages: English, Chinese.
How much does Horizon CU Mobile Banking make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.





