UK Credit Union
FinanceBusiness

UK Credit Union

University of Kentucky Federal Credit Union

How much does UK Credit Union cost?

Prices are current as of 12 Sept 2026.

UK Credit Union has no in-app products on record in the United States.

10+ alternatives to UK Credit Union

UK Credit UnionCommonwealth CU Go MobileCTBI MobileL&N FCU MobileGeneral Electric Credit UnionCentralMOBILEStock Yards Bank MobileAbound Credit Union MobileMembers Heritage CUPark Community CU MobileWhitaker Bank Mobile
Rating / 54.74.84.94.84.84.84.54.54.82.01.9
Reviews6.2K17K13K12K7.4K4.6K3.8K2.6K1.7K4935
Released20142011201120152017201420142026201920172012

UK Credit Union reviews

4.7 out of 5, based on 6,185 reviews.

What people like

  • Easy to use and simple
  • Great customer service support
  • Clear info without searching much

What they complain about

  • Hard to find bill pay
  • App keeps crashing or freezing
  • Too many annoying ads inside
★★★★★ United States · v13.0.260700 · 4 Sept 2026

Pleasantly surprised!

Not much to say, but this app has been so easy and gives me the facts. I didn’t expect much, honestly, but I couldn’t be happier.

— meekins tierney

★☆☆☆☆ United States · v13.0.260700 · 17 Aug 2026

It’s a bank that doesn’t want to do business.

Management since Matt left has been miserable. Can’t offer any decent loan products.

— jeedii12

★★★★☆ United States · v13.0.260700 · 30 Aug 2026

Good, could be better

The BillPay function needs to be on the main screen or one click away, instead of moved into multiple sub-menus as it was in the recent version. Same with logging out

— madoss06

★★☆☆☆ United States · v13.0.260700 · 21 Aug 2026

Often doesn’t work

Often app wont work at all

— Leitsch40515

★★★☆☆ United States · v13.0.260700 · 1 Sept 2026

Poor layout

Bill pay should not be three clicks in. Front page please.

— I don’t have a nickname22

★★★★★ United States · v13.0.260700 · 3 Sept 2026

Banking

Great app 5 stars

— iirisc

★☆☆☆☆ United States · v13.0.260700 · 15 Aug 2026

Too Hard to Schedule Bills!

It takes multiple steps and multiple confirmations to schedule a single bill.

— Garyejr

★★★★☆ United States · v13.0.260700 · 24 Aug 2026

Notifications

Seems like app notification are sent in big batch and cause app to not function. Everyone’s is clicking and causing app to not work. Smaller batch notifications over couple hours

— Mtj1969

★★☆☆☆ United States · v13.0.260700 · 13 Aug 2026

An app that never works

I don’t find the app very user-friendly especially when it comes to travel alerts. Every time I log onto to put a travel alert in, I never can find where it is and you have to go through multiple menus to find it. It’s the same for credit card payments. The app also lists my credit card balance backwards from what credit available is. I’ve taken it to the local branch near me several times and nobody ever seems to have an explanation.

— LostTrip

★★★☆☆ United States · v13.0.260700 · 7 Aug 2026

Not thrilled w any apps

UKCU has gotten more member friendly schools once when I first joined.

— nkdurall

★★★★★ United States · v13.0.260700 · 1 Sept 2026

Good stuff

The CU and the app are responsive to the needs of the members

— tip62

★☆☆☆☆ United States · v13.0.260700 · 9 Aug 2026

Terrible

I have to turn my phone off and back on to get this app to work for a little bit. It seems to have gotten much worse in the last year.

— ljcooke1

★★★★☆ United States · v13.0.260700 · 14 Aug 2026

UKFCU

I like the app, however it is often difficult to find things. In particular paying their credit card. It gets moved to a new location it seems like often. Then it is very hard to figure out where it is, and how to get into it. They even change what it is called. I don’t know why “pay card” is such a hard thing for them to call it. Oh well.

— Caroyalicam

★★★★★ United States · v13.0.260700 · 28 Aug 2026

Easy to access and payment

Best bank for offer credit in simple way no complication

— Maurice u

★☆☆☆☆ United States · v13.0.260700 · 6 Aug 2026

Online banking

Honestly pathetic. Early pay is two days early. Didn’t get mine today and it’s almost 7pm. Two days from Monday would be today. Pending all day. Sad. Also I’ve seen my bank account negative again only to update three or four hours later. Seems technology is passing you by. Should update automatically when using your debit card. Again sad. The app may be ok but the credit union itself needs a major overhaul.

— dawson40234

★★★★☆ United States · v13.0.260700 · 7 Aug 2026

UKFCU APP EASE

This app has improved quite a bit since I have used their credit union. The only thing I do not like is the terminology of “share”. Does not make sense to me but overall pretty good.

— Kids8892

★★★★★ United States · v13.0.260700 · 25 Aug 2026

Great Service!

This new app is great!

— Bguer00

★☆☆☆☆ United States · v13.0.260700 · 27 Jul 2026

Operation

The operation of my credit union is failing me

— R1200gs06

★★★★☆ United States · v12.0.260500 · 9 Jul 2026

Everything bank app

Able to manage 99% of my banking needs via the app. Intuitive user interface.

— Brad613

★★★★★ United States · v13.0.260700 · 24 Aug 2026

Customer

Great customer service

— Pizzaeria

★☆☆☆☆ United States · v12.1.260500 · 18 Jul 2026

Hate it

I hate the app and I hate UK credit union. I miss Cove. Never had issues like we have now! You can’t even get through to talk to someone!

— psw4278

★★★★★ United States · v13.0.260700 · 21 Aug 2026

App

I love the app. So easy to use.

— mckirb

★☆☆☆☆ United States · v12.0.260500 · 4 Jul 2026

More ads than banking

Full of ads for Blue Vantage checking. I don’t want a $7 a month checking account and MULTIPLE ads in the app is obnoxious.

— User337-

★★★★★ United States · v13.0.260700 · 21 Aug 2026

Service

Excellent customer service and communication ethics

— KD n Lexington KY

★☆☆☆☆ United States · v12.0.260500 · 3 Jul 2026

UX is a sub-par

Disappointing, UX updated and has not been the same since. Really wish this was similar to a real banking app

— malicious_md

★★★★★ United States · v13.0.260700 · 17 Aug 2026

Great Service

Great Bank

— Mwsitd

★★★★★ United States · v13.0.260700 · 17 Aug 2026

Very informative

Full of all the information I need without having to go search for it.

— Kentucky Blues Boy

UK Credit Union FAQ

Is UK Credit Union free?
Yes. The app is free, in all 1 country it sells in, and it sells nothing inside it.
Does UK Credit Union have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to UK Credit Union?
Commonwealth CU Go Mobile (4.8 from 16,551 reviews), CTBI Mobile (4.9 from 13,273 reviews) and L&N FCU Mobile (4.8 from 11,976 reviews).

UK Credit Union download

Last updated 2 months ago.

UK Credit Union sells in 1 country. It was released 12 years and 2 months ago, on 26 Jul 2014. It holds a 4.7 rating from 6,185 reviews.

Supports 4 languages: English, Portuguese, Chinese, Spanish.

How much does UK Credit Union make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads < 5,000
Open the full UK Credit Union analytics Revenue and downloads month by month, all 1 countries split out, and every product's share and trend