FinanceUtilities

JioFinance

Name: JioFinance
Rating: 4.71 (7284 reviews)
Author: Jio Finance Platform and Service Limited

For your life!

Jio Finance Platform and Service Limited · released 30 May 2024 · Open in App Store ↗

Revenue 30d $1,000 estimate, worldwide

Downloads 30d 22,500 estimate, worldwide

Rating 4.71 7,284 reviews

No in-app products collected for this app.

		Rating
India	100%7,284	4.71

Description

JioFinance is an all-in-one app to manage your money smartly. From secure UPI and bill payments to mutual fund investing and digital gold to loans, insurance, and savings accounts, JioFinance handles all your financial needs with one trusted app.

Pay anyone:

Fast UPI payments for shopping, food, travel and more

Link your RuPay credit card with UPI for instant merchant payments

Make cross-border UPI International payments with ease

Pay all bills:

Manage all bills with recurring reminders. Pay credit card, utility, gas, and power bills instantly. Recharge mobile, DTH, broadband, and FASTag in one place.

Bank on the go:

Open a zero-balance digital savings account, offered by Jio Payments Bank Limited

Transfer funds securely via NEFT or IMPS

Get a physical debit card for ATM withdrawals and POS shopping

Combine savings and investments:

Upgrade to Savings Pro: The industry’s first auto-investing account.

Invest in fixed deposits starting at 4%* p.a.:

Get higher FD interest rates from across small finance banks and NBFCs

Enjoy instant FD booking with fast and secure KYC

Interest rates are subject to change.

Invest with JioBlackRock:

Invest in mutual funds with global expertise and local insights, offered by JioBlackRock

Start SIPs or one-time investments starting at just ₹500

Zero-commission direct mutual funds designed to keep costs low

Track fund performance and returns directly on the app

Apply for loans:

Apply for home loans, balance transfers and loans against property

Get quick loans against shares and mutual funds through a mostly digital process

Example: For ₹1 lakh borrowed at 9.9% flat interest, payable after one year = ₹1,11,400 (incl. all charges)

Apply for a personal loan*:

Get online personal loan from partners (IDFC First, EarlySalary (Fibe))

Limits: ₹50,000 to ₹25,00,000

Tenure: 6 to 60 months

Rates: 10.99% to 35% p.a.

Processing fee: 0% to 6%

Example: ₹1L @ 9.9% for 1yr = ₹1,11,400.

Example: ₹1,00,000 @24.49% for 12 months, 2.5% fee + GST, EMI = ₹9,479.69. Total Payable = ₹1,13,756.27

Note: This is an estimate; the actual interest rate and processing fees may vary depending on the product.

JioFinance only provides a platform to facilitate money lending by registered banks or NBFCs. We’re not directly engaged in it. Currently available for limited users.

Buy Jio Gold:

Buy or sell 24K digital gold anytime (minimum ₹10 investment)

Secure storage in insured vaults (Brinks)

Start a digital gold SIP with daily, weekly or monthly autopay

Redeem for cash or physical gold anytime

Invest in pure gold without worrying about storage or safety

Plan and file taxes:

Plan your taxes with JioFinance and compare between old and new regimes

File your taxes by going the DIY route or using expert assistance

Tax filing starts at just ₹24, CA assisted filing starting at ₹ 999.

Buy insurance plans:

Compare and buy health, car, and bike insurance in minutes