Austin Bank
Finance

Austin Bank

Austin Bank, Texas N. A.

How much does Austin Bank cost?

Prices are current as of 12 Sept 2026.

Austin Bank has no in-app products on record in the United States.

10+ alternatives to Austin Bank

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Rating / 54.84.94.84.84.94.84.84.74.84.74.6
Reviews5.2K35K16K10K10K7.4K5.1K3.7K3.5K3.4K472
Released20122011201220212016201220162011201120222017

Austin Bank reviews

4.8 out of 5, based on 5,164 reviews.

What people like

  • Instant balance updates work well
  • Card alerts help spot fraud quickly
  • Bank staff provides excellent personal service

What they complain about

  • App crashes or won't load often
  • Login fails or requires constant re-entry
  • Face ID and fingerprint login break easily
  • No Apple Pay or Zelle support
★★★★★ United States · v25.2.100 · 14 Mar 2026

Excellent customer service! Thanks for 20 years of service to us!

We have been customers since 2007 I think a year after moving to Texas. We love the small town service of Austin Bank and the attention to detail to keep our accounts safe! We appreciate yall so much!

— Beenie65

★☆☆☆☆ United States · v25.1.70 · 16 Dec 2025

Horrible app

It’s constantly down

— boommoob6789

★★★★☆ United States · v25.1.32 · 30 Nov 2025

Mobile depository

Takes too long to hit the account when deposit is made

— darlareed

★★☆☆☆ United States · v26.1.10 · 23 Aug 2026

Welcome to 2026!

Austin Bank, I’ve been banking with you all for over 20 years. I’ve had auto loans and personal loans and borrowed money to fix up our home. I want to provide some constructive feedback. Austin Bank’s mobile device experience is well behind what it should be for 2026. Your app is dated and could us a refresh. More times than I can count, I can’t even sign into the app. In this day and age we should be able to add our debit cards to our mobile phones wallet. Yet Auston Bank does not allow that. Ridiculous !! As a long time and loyal Austin Bank customer I really hope you consider joining the current trend and offer more services for your customers. I hope my feedback was honest and allowed for a more honest conversation within the company. Wishing you all the best !!

— JCarterMead

★★★☆☆ United States · v24.2.60 · 2 Mar 2025

Can’t log in

Will not let me log in. Over and over I continue to have problems with this app, not letting me login

— RanRee11

★★★★★ United States · v24.2.60 · 1 Apr 2025

Your Bank App

Please update this app.

— A longtime cust

★☆☆☆☆ United States · v25.1.32 · 5 Sept 2025

Horrible app!!

We have regretfully tried Austin Bank for our new LLC. Their app is an absolute nightmare. You will never know how much is due if you have a loan or LOC, unless you can login from a desktop computer. Even then, a password reset will be necessary every. single. time you login. You will need to call your banker with every payment, and make sure your payment was properly applied. It will NOT be properly applied (to interest & principle) unless you do this every single time. They will charge you a late fee if it is not properly applied, and it will be placed on your credit as late. Seriously!! I highly recommend Altra FCU, Bank Of America, and Vera Bank. Their apps are so customer friendly. Everything is what you would expect from a banking app. There are no surprises! I do not recommend Austin Bank!! I’ve jumped through my last hoop trying to make a payment correctly with them.

— Turman P.I.

★★★★☆ United States · v23.1.81 · 4 Jan 2024

Does the job but needs updated

While yes this app does the job, it needs to be updated. The layout of the app is old and needs a new look. The banking app has issues connecting to Zelle and does not connect to Apple wallet or anything like that. Not only those two problems there is glitches within the app. It might not be the apps fault, but when ordering things it will show me the wrong amount in my account. I have overdraft protection, but it caused me to be in the negative. I’m a young adult so I don’t have the best income. Luckily I got more money in my account now so I’m no longer $20 in the negative, but it showed I had $60 when I only had $8.50. That caused me to spend more than I had so when it glitched back the next day I was just tired of the glitch happening multiple times.

— hinatahuyga

★★☆☆☆ United States · v24.1.70 · 31 Oct 2024

Have to log in twice

Every time I log. I get a message that the app doesn’t recognize me. I have to hit ok then log in. Also the app is so elementary. Other banks have programs to save for Christmas funds that are automatically deducted. We need that. The alerts also don’t work as the should in every account.

— fat fingers happen

★★★☆☆ United States · v23.2.30 · 3 Mar 2024

App unreliable

Works pretty good for awhile, then suddenly makes me try to login twice. Usually the 2nd time I get app to work. However, 3/1/2024 app didn’t work for me, most of the day. I think Austin Bank ought to be more concerned about their app working instead of wasting money on a new logo!

— Bankrus

★★★★★ United States · v24.1.70 · 13 Dec 2024

Review

Don’t work to hard

— prestonplayz82737

★☆☆☆☆ United States · v24.2.60 · 15 Mar 2025

The worst

Idk how hard it is to make a properly functioning app but this one ain’t it I can count on one hand how many time this terrible app has worked with out issue

— Camer323781

★★★★☆ United States · v22.2.210 · 5 Oct 2023

Convenient for most things

I love this app. It has the instant balance feature which I can’t say I’ve used very much because of how quickly I can log in with Face ID. I especially love the card alerts so I can know any time my card is used and determine asap if my card has been compromised. One improvement I would recommend is the ability to view all my statements from the app. It is more of a hassle to have to login on the webpage to find all my statements.

— N3v3r m0r3

★★★☆☆ United States · v22.2.210 · 9 Dec 2023

Could be better

Only thing I would like to see is where I could pay extra on the principal in the app and I would give 5 stars

— Jayson1968

★★★★★ United States · v23.2.30 · 29 Feb 2024

Constantly not working

There’s always something going on with this app. It rarely works. I wish it would be fixed permanently to make it easier to use consistently. It’s down 2-3 times per week and frustrating to use.

— Ilia1224

★☆☆☆☆ United States · v24.2.60 · 3 Mar 2025

Overall Experience

My overall experience with this app hasn’t been great. Every so often I will receive a message stating the app is having technical difficulties. The app has been convenient at times, however all the bugs and issues with logging in and having to set my quick balance on has become a nuisance. If Austin Bank truly cares about their customers, they should begin with having a better app for convenience. Do better.

— Sierra117MC

★★★★☆ United States · v21.1.30 · 24 Sept 2021

Buggy

Every so often, the face recognize feature turns off and I have to go through my security question and turn it back on. Minor 1st world problem annoyance. it’s done this many times over the last year or two.

— Angeleyez111979

★★★☆☆ United States · v22.2.210 · 26 Jul 2023

Can’t open the app

I initially could not open the app. It did not give me an option to update it. Just closed out. After coming to the App Store to figure it out, I saw it needed an update. Very weird

— Layingnewfoundations

★★★★★ United States · v22.2.210 · 5 Sept 2023

Dealva Mingus

Thank you ! Austin Bank Emory tx! 😃🤩🤠

— De’Alva

★☆☆☆☆ United States · v24.2.60 · 19 Feb 2025

app rarely actually works

i thought you’re supposed to be able to use apps you download, maybe i’m wrong idk

— kai leigh laos

★★★★☆ United States · v20.2.50 · 3 Feb 2021

Face recognition

Does not work. Turn it on n it turns itself off. Goes back to pw. Will not stay on facial recognition.

— onoperable

★★★☆☆ United States · v21.3.40 · 13 Jul 2022

Photos

Had to photo 4 times for indorsement to be read

— jdonw

★★★★★ United States · v22.2.30 · 9 Mar 2023

App

The app it’s great and work most of the time I will say 9/10. I would love for the app and the bank to work with zelle and have zelle already install with the app, will make life more easy for some of us :)

— Ratibfs

★☆☆☆☆ United States · v24.2.60 · 18 Feb 2025

Authentication error

I get the same authentication error literally every single time I log in. I never log in on the first try because of the error. It’s been present since I got the app several years ago. I don’t understand how there hasn’t been a fix for this…

— SIippinJimmy

★★★★☆ United States · v19.3.20 · 15 Apr 2020

Need lots of improvement!

I’ve been with Austin Bank since February.(Left BofA after almost 30 years).That another nightmare story for another time.Love the bank... hate their app.... reliability isn’t even there, seems like ever other day they are having issues with the app. I end up using the online(slower and uses more data) more that the smart phone app. Just disappointing ,overall I like the basics of the app.... but the reliability really needs a whole lot more work.

— NativeTX65

★★★☆☆ United States · v20.2.50 · 5 Feb 2021

Fingerprint sensor problems

The lasted update on my iPhone 6s + Made the fingerprint login stop working. When it’s fixed I will update this review.

— timstan81@

★★★★★ United States · v21.3.40 · 10 May 2022

The best app too deposit

Your checks I recommended it’s easy

— Pelon LOcz

★☆☆☆☆ United States · v24.1.70 · 23 Aug 2024

No Apple Pay

Been banking for years with Austin bank and we still can’t get Apple Pay or even Zelle. We need to step it up.

— King_Julian06

★★★☆☆ United States · v20.2.50 · 31 Jan 2021

Works sometimes

When it wants to work it’s great. Feel like they are behind on some feature that bigger bank chains have.

— Fern master flex

★★★★★ United States · v21.2.70 · 23 Nov 2021

Excellent application

Excellent application

— pedterdsfh

★☆☆☆☆ United States · v23.2.30 · 16 Jun 2024

🗑️

🗑️🗑️🗑️🗑️🗑️🗑️🗑️🗑️

— jasonAllred

★★★☆☆ United States · v20.2.50 · 30 Jan 2021

Eh

App works great until you really need it. Works 90% of the time then all of a sudden it won’t work for days. Not happy about it

— landon gooch

★★★★★ United States · v20.2.50 · 2 Mar 2021

Office mgr

I love this bank and the app is easy to use

— Carol Sepulvado

★☆☆☆☆ United States · v23.2.30 · 4 Mar 2024

doesnt load transactions

fix it

— ford12858

★★★☆☆ United States · v18.4.70 · 26 Sept 2019

Only supports iOS 11 or newer

I love my old iPhone but it doesn't support any iOS past 10.3.3. The Austin Bank app only supports iOS 11 and above. I shouldn't have to buy a new phone just for an app. MAKE THE OLDER VERSION OF THIS APP AVAILABLE, AUSTIN BANK!!! Please!

— Copper614

★★★★★ United States · v19.2.50 · 27 Nov 2019

NEW FEATURES

It would be nice to add the feature of apple pay, Austin bank doesn’t offer apple pay.

— 1997Eddy

★☆☆☆☆ United States · v22.2.210 · 6 Dec 2023

What’s wrong with it

App quits as soon as I open it

— Hoovesofthunder

★★★☆☆ United States · v18.4.70 · 19 May 2019

doesn’t work

it’s worked once since i’ve gotten it. every other time either the app doesn’t load onto the next screen (shows austin bank) or it shows technical difficulties when i try to log in. i can’t check my how much i have in my bank anymore. please fix your app.

— a.collin

Austin Bank FAQ

Is Austin Bank free?
Yes. The app is free, in all 1 country it sells in, and it sells nothing inside it.
Does Austin Bank have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to Austin Bank?
Eastman Credit Union (4.9 from 34,509 reviews), East Texas Prof Credit Union (4.8 from 16,102 reviews) and CUTXMOBILE (4.8 from 10,396 reviews).

Austin Bank download

Last updated 5 months ago.

Austin Bank sells in 1 country. It was released 14 years and 3 months ago, on 3 Jul 2012. It holds a 4.8 rating from 5,164 reviews.

Supports 1 language: English.

How much does Austin Bank make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads < 5,000
Open the full Austin Bank analytics Revenue and downloads month by month, all 1 countries split out, and every product's share and trend