Members 1st FCU
Finance

Members 1st FCU

We put our members first.

Members 1st Federal Credit Union

How much does Members 1st FCU cost?

Prices are current as of 12 Sept 2026.

Members 1st FCU has no in-app products on record in the United States.

10+ alternatives to Members 1st FCU

Members 1st FCUM&T Mobile BankingFNB DirectPSECU MobileFulton Bank Mobile BankingCitadel Mobile BankingNorthwest Mobile BankingBelco Money ManagerErie Insurance MobileMembers First Credit UnionOrrstown Bank
Rating / 54.44.94.84.84.84.84.74.94.44.54.0
Reviews3.1K359K52K32K29K25K22K7.8K2.8K1.9K1.9K
Released20122010201220172013201220212014202020132012

Members 1st FCU reviews

4.4 out of 5, based on 3,088 reviews.

What people like

  • App feels safe with strong identity checks
  • Interface is simple, fast, and easy to use
  • Support staff are helpful and knowledgeable

What they complain about

  • White screen crashes stop you from logging in
  • Recent updates removed convenient Face ID login
  • Mobile deposit feature is confusing and broken
★★★★★ United States · v10.6.1 · 10 Sept 2026

New update

New update does not have Face ID for Apple users to log in. The login screen is very basic and appears sketchy. Not a fan of the app now

— Troains

★☆☆☆☆ United States · v10.6.1 · 5 Sept 2026

Latest update

This last update you did a few days ago completely messed up my app. I used to be able to quickly and efficiently access my banking info now I can’t use Face ID or Siri. So es I checked the settings and they weren’t changed. It’s a pain in the butt to keep putting in all my login info and keep confirming it’s me. Please fix it

— Nicke2711

★★★★☆ United States · v10.6.0 · 28 Aug 2026

Good app

App is easy to use

— Miss Kathie

★★☆☆☆ United States · v10.6.0 · 13 Aug 2026

Frustrated

When I’m trying to login to make a car payment, I get so frustrated. It continues to go to the white screen and just keep running without opening the app. I have to try several times before it will leave open praying my car payment is not gonna be late.

— Slacker-T

★★★☆☆ United States · v10.6.1 · 3 Sept 2026

Length of time

It’s a good credit union to be a part of, however I wish they would make it easier to transfer your own money to your own account or to another account you have with another banking system. It takes entirely too long. And they do not use Zelle.

— bettyb579

★★★★★ United States · v10.6.1 · 4 Sept 2026

Keeping my account safe

I really like that Members 1st makes you verify your identity, makes me feel safe that my account is always safe, thank you, Members 1st

— J-Lapp

★☆☆☆☆ United States · v10.6.1 · 5 Sept 2026

What happened?

I loved having Face ID after having a child due to me not remembering any of my login and you updated and then took it away

— Court123w

★★★★☆ United States · v10.6.0 · 19 Aug 2026

Overall good app

Overall the app does what is expected. But it has room to grow. Feature Request: Could the ability be added to manually add a transaction and match them when they finally come out. Like say I schedule a bill, I want to manually add that to my recent transactions as pending so that I know that hey that is coming out soon. Basically a digital check register. My old bank had this.

— gr0uchyhubz

★★☆☆☆ United States · v10.4.0 · 2 Jul 2026

Mobile Deposit Used to be Great

I’ve used the M1st app for years. It’s mostly the same, but the new update to the mobile deposit feature is absolutely terrible. First, it takes you out of the app to upload images - feels sketchy, though I’m sure it’s fine. However now there’s also no auto-capture, no on-screen guidelines when taking photos of the check, and I’m getting mysterious errors when trying to upload the endorsement photos. For example - how is there a “cropping error” when my check is in full view in the photo? I have no context to tell me how to adjust anything. The in-app text touting “mobile deposit is now even easier!” is just not true. Please, please return to the old mobile deposit format. This feels like a regression, not a new or streamlined feature.

— Valkyriat

★★★☆☆ United States · v10.6.1 · 2 Sept 2026

App is changing too much

It seems every time I log in the app has changed and how I have to use features changes; especially the important one like Bill Pay. Not sure who or how they get input on for these “improvements” but sometimes it seems they just make the banking more confusing and more complicated to use.

— rocksteady60

★★★★★ United States · v10.6.0 · 29 Aug 2026

Money

Ilikemoney

— ThatThingInTheCorner

★☆☆☆☆ United States · v10.6.1 · 3 Sept 2026

It isn’t working

App sucks it won’t save my log info now I gotta type everything in when I had it set up for Face ID

— aceanddeuce

★★★★☆ United States · v10.3.2 · 30 Jun 2026

App was great until recently

I have had no issues with this app until maybe a month or two ago. Now every time or every other I try to sign in it says authentication failed. I have had to change my password multiple times because it ends up locking me out of my account.

— Squidmeister8

★★★☆☆ United States · v10.3.2 · 29 Jun 2026

Speed of app

For some reason the app has gotten slower in the past month. Not sure what happened. Hopefully next update will fix that. Thank you!

— Annemk@

★★★★★ United States · v10.6.0 · 27 Aug 2026

Great App

Lots of banking features. Lots of banking options. Lots of security features. Makes it easy to manage money.

— blackanus

★☆☆☆☆ United States · v10.6.0 · 28 Aug 2026

Doesnt work

Doesnt work. At all. Requires a pin to sign in but when you attempt to recover this pin then return to the app the loading circle keeps swirling and never allows you to do anything. Completely worthless.

— JWShelbyOwner

★★★★☆ United States · v10.3.1 · 20 May 2026

Needs more alert options

When I was with M&T I was able to get a text every morning with my account balance. As well as when it got below a certain point or a deposit happened. I have the last 2. But I would like to have my balance sent every day.

— little lorax

★★★☆☆ United States · v10.3.1 · 1 Jun 2026

Transfers

They moved the transfer menus, took me five minutes to figure out how to transfer money from checking the savings

— EllaTheCoconut

★★★★★ United States · v10.6.0 · 25 Aug 2026

Mobile App

Most of the time no issues but, when transferring money to outside bank ( especially CIBC bank), after I enter all the details, screen blanks out ( grayed)- nothing happens! Can’t even log out. I just have to turn the phone off! I have communicated with your staff member, don’t know it was brought to upper management or IT group. Thanks, Matu

— matubhai

★☆☆☆☆ United States · v10.6.0 · 24 Aug 2026

Terrible credit union

It’s like pulling teeth to get someone to help you, the app force logs out in the middle of unhelpful chat with agents. They refuse to troubleshoot issues. I’m seeing an error on my screen and the agent said no LOL

— Brittianyy

★★★★★ United States · v10.6.0 · 19 Aug 2026

Transfer

It’s really convenient

— Corsica39888

★☆☆☆☆ United States · v10.6.0 · 21 Aug 2026

BUGS

This app used to work fine. Whatever they have been doing the last several months is not working. The app is completely unusable at this point. It just loads and loads until it crashes.

— ScubaDoob22

★★★★★ United States · v10.5.0 · 3 Aug 2026

App.

Best banking app ever! Simple, easy and fast!

— Kalehman

★☆☆☆☆ United States · v10.6.0 · 20 Aug 2026

White screen

Banking app refuses to let me log on. Using iPhone 17 Pro, app always worked until now . 4 hours,3 people, no help! Went to my branch, no help!

— francoharris58

★★★★★ United States · v10.4.0 · 28 Jul 2026

Easy

So easy and convenient to do all my banking. Great!

— Leisurely Shopper

★☆☆☆☆ United States · v10.5.0 · 10 Aug 2026

Now I can’t pay my bills

Log in and just get white screen.

— Tigerpaw069

★★★★★ United States · v10.4.0 · 27 Jul 2026

Top-Rated Experiences

I have been exceptionally pleased with Members 1st over the years. Their staff is personable and knowledgeable. The app is user friendly, and the fraud team has my back. Thank you for always putting members first.

— CookingMama101

★☆☆☆☆ United States · v10.4.0 · 6 Jul 2026

Useless

App is useless, can’t pay my credit card and check my account because all I get is a white screen when I try logging in.Got a new phone hoping it would fix the issue and didn’t so I guess I’ll delete the app.

— Satans nutsack

★★★★★ United States · v10.4.0 · 26 Jul 2026

Convenient

I absolutely love this app. I always have access to everything. Like have the teller in my pocket!😉😎

— KameelaW

★☆☆☆☆ United States · v10.4.0 · 6 Jul 2026

No help

This review isn’t for the app but the bank as a whole. Members 1st is completely useless if you don’t already have credit history. Unfortunately I don’t so I applied for the most likely credit card and was not approved because I don’t have credit history. I can’t get a loan because I don’t have a credit history. I can’t get a credit history because I don’t know why. Least helpful bank.

— Stiffjohnson67

Members 1st FCU FAQ

Is Members 1st FCU free?
Yes. The app is free, in all 1 country it sells in, and it sells nothing inside it.
Does Members 1st FCU have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to Members 1st FCU?
M&T Mobile Banking (4.9 from 359,346 reviews), FNB Direct (4.8 from 52,184 reviews) and PSECU Mobile (4.8 from 32,220 reviews).

Members 1st FCU download

Last updated 1 month ago.

Members 1st FCU sells in 1 country. It was released 14 years and 8 months ago, on 9 Jan 2012. It holds a 4.4 rating from 3,088 reviews.

Supports 3 languages: English, French, Spanish.

How much does Members 1st FCU make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads < 5,000
Open the full Members 1st FCU analytics Revenue and downloads month by month, all 1 countries split out, and every product's share and trend