Ford Credit
Fast, Secure Mobile Payments
How much does Ford Credit cost?
Prices are current as of 12 Sept 2026.
Ford Credit has no in-app products on record in the United States.
10+ alternatives to Ford Credit
| Ford Credit |   Bread Financial |   Card by FNBO |   Freedom Mortgage |   MySynchrony |   Newrez |   My LoanCare Go |   Lakeview Mortgage |   MyFinancial |   Happen Bank |   Sheffield Financial | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.5 | 4.8 | 4.8 | 4.9 | 4.8 | 4.8 | 4.8 | 4.8 | 4.9 | 4.8 | 1.4 |
| Reviews | 1.2K | 160K | 127K | 111K | 106K | 40K | 33K | 29K | 12K | 9K | 442 |
| Released | 2023 | 2023 | 2013 | 2022 | 2017 | 2019 | 2023 | 2023 | 2021 | 2012 | 2023 |
Ford Credit reviews
4.5 out of 5, based on 1,190 reviews.
What people like
- Makes paying your loan very easy
- Clear view of your account balance
- Tracks mileage for lease limits well
- Simple interface with no confusion
What they complain about
- Constant server errors block login
- Customer service is unhelpful and rude
- Forces you to accept marketing cookies
- Payment methods often fail without reason
Lease Management Made Easy
This app takes the hassle out of managing my lease. Getting payment reminders and checking my current mileage makes staying on top of everything so simple!
Worst app ever
Every time that is asking me to do some authentication it won't send me any emails to confirm. Waste of time
Ford expedition
“I would love for the app to support controlling the air conditioner and heating for the 2026 Ford Expedition.”
Ford credit app
App works and it fine but when you forget to sign in for about a month it tells you to sign in but have to confirm your identity and it don’t work you gotta call customer service
Broken
App will not let me log in. Keep getting an error message that there was some error on the server and to please try again later. It has been days and no change. I have even deleted and reinstalled the app 4 times and changed from WiFi to cellular service back and forth and nothing works. I have called in to customer service and they say that they are not hearing of any issues with the Ford Credit app…Am I the only one with this problem? I did use it for 3 years straight to make my payments but as of a few days ago this problem has not allowed the app to work…Please fix!!
Ford Credit
Keep up the great work!
Bad design
I have attempted to use the app to schedule my monthly payment but it defaults to the current date and does not allow you to choose the due date. If you try custom date the calendar is formatted incorrectly for a phone screen and you cant select the next month.
Does not allow you to make cookie choices
It purposely does not allow you to opt out of cookies even though it prompts you to select your choices. Ford is obsessed with selling your data and it’s disgusting
App
The ford credit app is now broken as I do make payments through this app and now I cannot log in...
Useful App
I like the mileage tracker. I use autopay but the payments functions look easy to use. Having my lease documents handy in on place is a nice to have even though my dealer gave me electronic copies at the lease signing. A useful , bug free and easy to use app
Worst Company and App
This app/service is garbage. Every month you need to log in to pay and cannot setup autopay until the payment for that month is settled. The service constantly forgets your account exists and makes it very difficult to log in to make a payment. Worst experience every time, and then of course, customer service is always busy or suddenly unavailable. So this will be a task that just sits incomplete until I find time to re-engage, hopefully customer service is available when I am. Makes me hate the brand.
Honestly just a horrible app.
Faulty, won’t accept certain payment methods. Customer service is completely horrible. Interrupting me over and over, telling me my thoughts were wrong etc. I am over a month late now because for some reason it won’t accept my new bank I added. Bank hasn’t reported anything sketchy, the app is just trash.
App down
For over a week now I have been trying to make payment but says the app is down for scheduled maintenance. A week is too long for a scheduled maintenance
Exceptional user-friendly app
Easy to use, straight and to the point of business and done quickly!!!
Horrible
Used to be great and now it’s making me jump through hoops and even wants my social. To see a loan balance? Really?? Deleting this trash
Incredible Customer Support
A few months ago I wrote in requesting a feature to help track your mileage against your lease mileage limit and to help understand why your overage charges would be at the end of the lease term. Lo and behold, after the next app update came out this precise feature was added. Seeing the feature that I described and requested brought to life was an amazing experience and this feature is every bit as helpful as I had hoped.
Paying bills shouldn’t be this hard
For a month now it’s been a server error. I have to pay a car payment and you make it painful to do so. Come on man.. Killer customer service. How about you roll back the version to before it got janky?
Deferred Payments
This was a Gift from someone up above! Having several medical issues and this is Truly Amazing. Not sure if I can only do this once or again after X months?
Error server
App keeps on saying error on server and they still haven’t fixed it
This app makes things fast and easy
I’ve had my car for a little over a year now, I’ve had great success with both the ford apps.
Server Error
App will not let me log in, it just says server error everytime I get past the login screen. It has been like this for a few days and another reviewer from 11 days prior seems to have the same issue
Functional and nice Ux
Ford Credit app is a pretty decent app, including a very nice interface
Previously Good App
App doesn’t even function now. Cannot login via app, had to use the Ford Credit webpage. Also, makes you “approve” targeted sales cookies option, does not let you deselect in the privacy options.
Solid App
I love how easy it is to pay my truck note with this app. I’m also able to see my equity for when it’s time to trade if I want and also see my remaining balance with payoff. It just has so much info that is all transparent!
Continuous Server Error
The app continually says “Server Error. Please try again later.” This is all the time. My app is up to date.
Can’t use for commercial accounts
Really not a good look! You have to rely on going into a browser, signing in, possibly on an unsecured network, take a risk your info is stolen to make a payment or do it from a laptop. People with commercial accounts don’t have time for that nor do they want to. I really think the pass app and credit app should be all in one but at least if your gonna force us to have two, make it where we can have personal and commercial/business in the same place. JUNK!
Ford Credit FAQ
- Is Ford Credit free?
- Yes. The app is free, in all 1 country it sells in, and it sells nothing inside it.
- Does Ford Credit have a free trial?
- No. None of its offers (US) come with a free trial.
- What are the best alternatives to Ford Credit?
- Bread Financial (4.8 from 160,257 reviews), Card by FNBO (4.8 from 127,383 reviews) and Freedom Mortgage (4.9 from 111,307 reviews).
Ford Credit download
Last updated 1 month ago.
Ford Credit sells in 1 country. It was released 3 years and 5 months ago, on 27 Apr 2023. It holds a 4.5 rating from 1,190 reviews.
Supports 1 language: English.
How much does Ford Credit make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.