Is Bread Financial free?

Yes. The app is free, in all 1 country it sells in, and it sells nothing inside it.

Does Bread Financial have a free trial?

No. None of its offers (US) come with a free trial.

Mission Lane Card (4.9 from 497,468 reviews), Amazon Store Card (4.7 from 130,803 reviews) and Mercury Cards (4.8 from 108,010 reviews).

Finance

Name: Bread Financial
Rating: 4.8 (160257 reviews)
Author: Bread Financial Holdings, Inc.

Manage Your Comenity Cards

Bread Financial Holdings, Inc.

Prices are current as of 20 Aug 2026.

Bread Financial has no in-app products on record in the United States.

	Bread Financial	Mission Lane Card	Amazon Store Card	Mercury Cards	MySynchrony	Bread Savings	Concora Credit	Prosper Card	Ollo Credit Card Mobile App	Fortiva Account Center	Aspire Account Center
Rating / 5	4.8	4.9	4.7	4.8	4.8	4.7	3.0	4.8	4.0	2.1	2.5
Reviews	160K	497K	131K	108K	106K	6.2K	1.5K	1.3K	426	160	151
Released	2023	2017	2018	2019	2017	2018	2023	2021	2025	2018	2019

4.8 out of 5, based on 160,257 reviews.

Is Bread Financial free?: Yes. The app is free, in all 1 country it sells in, and it sells nothing inside it.
Does Bread Financial have a free trial?: No. None of its offers (US) come with a free trial.
What are the best alternatives to Bread Financial?: Mission Lane Card (4.9 from 497,468 reviews), Amazon Store Card (4.7 from 130,803 reviews) and Mercury Cards (4.8 from 108,010 reviews).

Last updated 1 month ago.

Bread Financial sells in 1 country. It was released 3 years and 3 months ago, on 5 Jul 2023. It holds a 4.8 rating from 160,257 reviews.

Supports 1 language: English.

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000

Downloads 100K