MSGCU Mobile
Finance

MSGCU Mobile

Michigan Schools and Government Credit Union

How much does MSGCU Mobile cost?

Prices are current as of 12 Sept 2026.

MSGCU Mobile has no in-app products on record in the United States.

10+ alternatives to MSGCU Mobile

MSGCU MobileMichigan First AppGenisys MobileCredit Union ONE (Michigan)Vibe Credit Union MobileCommunity Choice e-BankingChristianFCU BankingMSUFCU MobileUMCU Mobile BankingHanover MobileLake Trust Mobile Banking
Rating / 54.84.84.84.84.84.64.82.52.42.02.6
Reviews13K26K11K9.3K6.1K4.5K2.6K57918215770
Released20202010201820202013201020222012201320172026

MSGCU Mobile reviews

4.8 out of 5, based on 12,663 reviews.

What people like

  • Staff really helps with loans
  • App feels clean and easy
  • Great for quick transactions on the go

What they complain about

  • Bill pay is hard to find
  • Face ID login never works right
  • New update makes app unreadable
  • Support just copies and pastes replies
★★★★★ United States · v5.13.98 · 2 Oct 2025

is it possible to see in landscape mode?

I can’t see all accounts in one page, awkward to try to use in verification position to pay bills. how do I put it in landscape mode?

— older passenger

★☆☆☆☆ United States · v5.16.1141 · 18 Jul 2026

Ruined

I genuinely am considering completely switching banks because of the vomit-inducing changes made to the app. Mind you, FOR NO REASON. It looks like garbage, is horribly mangled, and is completely unusable. It went from being user friendly and simple to looking like AI slop.

— Titless Rat

★★★★☆ United States · v5.16.1141 · 19 Aug 2026

keeps logging me out

everytime i open the app it keeps logging me out for some reason but other than that its good

— mathewdetine

★★☆☆☆ United States · v5.15.98 · 18 May 2026

Failure in app design UI/UX

If you’re looking to make payments, this is perfect. But if you want to actually look at your transactions, set up/cancel auto payment, this app is absolutely garbage for this. The app seriously needs better visibility for recurring payments/autopay management. I was trying to cancel a scheduled loan payment and could not find it anywhere in the app or website. The loan screen said “$0 payment due,” there were no obvious active transactions listed, and even the support AI only explained how to CREATE recurring payments — not how to cancel them. I ultimately had to call customer service to stop the payment. For a financial app, recurring withdrawals and cancellation options should be easy to find and clearly separated from normal account balances/payment due information. Customers should not have to dig through multiple menus or call support just to prevent an unwanted withdrawal.

— CherrymixPi

★★★☆☆ United States · v5.13.98 · 27 Oct 2025

New App-Bill Pay

The new app has made the bill system terrible to navigate on my phone.

— BAA038

★★★★★ United States · v4.41.123 · 7 Sept 2025

Msgcu

Great credit union! I have worked with them over the years for multiple things. Not my primary banking entity, but had good loans , and credit caed service!

— Pinchock

★☆☆☆☆ United States · v5.15.98 · 26 Mar 2026

Canned Responses

Any time a critical review is left on the App Store, the same canned response is copied and pasted by the dev - that’s disheartening and tells users that there is no intent to make the experience better.

— Freyjana

★★★★☆ United States · v4.41.1140 · 21 May 2024

MSGCU is home

There are many reasons a person needs a financial institution with merit. Michigan Schools has been there to answer financial questions even when it’s not in association with doing business there. Mortgage, loans and other accounts that are needed, all supplied at your convenience with web access anytime so when you travel it’s always available.

— gearjammer297

★★☆☆☆ United States · v5.14.93 · 2 Mar 2026

The new update sucks

There’s always some issue with this app and the update is just stupid. They need to revert back to how it was, fix the pending system, and just stay on top of things.

— TheRealXTE

★★★☆☆ United States · v4.41.123 · 13 Apr 2025

Face id

Face id never works. I always have to login with the password first to activate the face id capability. Sort of defeats the purpose.

— Dwilli444

★★★★★ United States · v4.41.123 · 3 Jul 2025

Efficiency Plus for MSGCU app!$!

I am able to do a multitude of transactions quickly & easily on my MSGCU app—even while traveling! Thank you for making it so user friendly, too!

— Lofty Art

★☆☆☆☆ United States · v5.14.93 · 9 Mar 2026

Bill pay not mobile

Have your app developer log into power apps and change the bill pay page to mobile as well as desktop. It should be a few clicks so it’s not that hard.

— Nosfra2

★★★★☆ United States · v4.41.1131 · 5 Mar 2024

Canton manager is great

I had a nightmare getting online. Henry Haidous at the canton branch spent fifteen minutes getting me all hooked up. I even decided to open a checking account. Great service.

— comish1

★★☆☆☆ United States · v4.41.123 · 21 Jun 2024

Slow response

Could have been much better with other features like Face ID login zelle etc

— mo911223344

★★★☆☆ United States · v4.41.1131 · 26 Aug 2023

Works only with newer phones

Only works well with updated phones. Keep up with outdated models.

— Billthedudenamedbill

★★★★★ United States · v4.41.123 · 21 May 2025

My review

Great layout easy too use

— Brand017

★☆☆☆☆ United States · v5.14.93 · 22 Jan 2026

Horrible update

Went from perfect to now I’m searching how to pay my car note. This was unnecessary. Difficult to navigate for no reason.

— Deezie313

★★★★☆ United States · v4.41.1131 · 4 Oct 2023

Clean and functional, but feels slightly dated

Very easy to use the app, and it has a very clean ui. Some modernizations of the ui with some more modern styling conventions works easily bring this app up to 5 stars for me. Unrelated to the app, MSGCU is a fantastic credit union, with a very friendly and informative staff.

— MahoganyMule

★★★☆☆ United States · v4.41.1130 · 13 Jul 2023

Issues with Face Recognition

It’s been months since face recognition has worked. The slide tab does not even let you reset. Please fix

— qbhrh

★★★★★ United States · v4.41.123 · 16 Mar 2025

Love it

Cool little CU

— 92kamibelle

★☆☆☆☆ United States · v5.14.93 · 16 Jan 2026

Horrible New App

Horrible upgrade. Instead of easier access… It seems like way more scrolling through the app. The bill pay is extremely hard to do because you now have to pinch the screen to see the actual bill pay section. It’s easy to make a mistake in the bill pay section now. You should’ve left well enough alone. I’m going to change credit unions ASAP. .. and your suggestions from your app creators are of no help. Obviously, from all the other reviews… People don’t like what you did. Change it back.

— Deetag1

★★★★☆ United States · v4.41.96 · 29 Mar 2023

Please

Integrate with plaid!

— Tour bus driver

★★★★★ United States · v4.41.123 · 11 Feb 2025

Thank you

Always help me wen I need it most

— Needafewbucks

★☆☆☆☆ United States · v5.14.93 · 13 Jan 2026

ipad version is not usable for me with forced vertical viewing.

title says it all. I use the keyboard with my ipad, and the app update forced a vertical viewing.

— pauliganful

★★★★★ United States · v4.41.123 · 6 Feb 2025

Best Credit Union

I really appreciate this credit union! They helped me refinance my first car loan and helped me get my first unsecured credit card in the same day. Definitely planning to get my first home loan with them.

— Believer1216

★☆☆☆☆ United States · v5.14.93 · 5 Jan 2026

Terrible upgrade

This went from a perfect functioning mobile banking app to a horrendous desktop version that barely functions on a phone. If I wanted to use the desktop version on my phone, I would go to the website on my phone. Everything on this version requires pinching or zooming and multiple pop-up windows. Worst “upgrade“ you have ever done.

— NoGooD~KamikazY

★★★★★ United States · v4.41.123 · 3 Jan 2025

New account

Sue maki is the best

— Markiknar

★☆☆☆☆ United States · v5.13.98 · 23 Oct 2025

New update ruined Msgcu.

considering switching to a new bank after this app update. The app used to be so easy to navigate, pay bills, transfer money, and now the update has made things so much more complex. For reference, I am twenty years old. I know how to use technology. I can only imagine an older person trying to navigate this new update. It is such a drastic change. Usually, an “update” consists of bug fixes and maybe a new feature or two, but this is ridiculous. I’m sure there are some nice features on the new update, but having to change the entirety of what was once a user friendly app, to this, is crazy. Also the color scheme (which I know is changeable) is awful. Even the people who work at my credit union are upset about how awful the updated app is. I’m sure this update was seen by many people before it was approved, and I don’t know how everyone looked at it and thought it was a good idea.

— Missmiaaa1

★★★★★ United States · v4.41.123 · 21 Oct 2024

MSGCU Rocks!

An excellent Credit Union for your every need! Very personal & knowledgeable service at all times.

— RegalDove

★☆☆☆☆ United States · v4.41.123 · 6 Oct 2025

Cannot load the new app…

I do not have iOS 16 on my iPad and am unable to download this new app. I can’t even get into my old one as it keeps telling me I need to download the new one!

— ipad 4 old gal

★★★★★ United States · v4.41.123 · 30 Jun 2024

Love MSGCU❤️❤️❤️❤️

Love being apart of this credit union A+

— SomaTribe70

★☆☆☆☆ United States · v5.13.98 · 25 Sept 2025

New Update is Trash

The newest update ruined this app, everything on the screen is blue and it makes it incredibly hard to read. There are notifications from the app that stay at the top of the screen so you have to scroll past to get to your accounts. Transferring money is no longer easy, and again the app is very hard to read. No longer enjoy mobile banking.

— Now I need a nickname to post

MSGCU Mobile FAQ

Is MSGCU Mobile free?
Yes. The app is free, in all 3 countries it sells in, and it sells nothing inside it.
Does MSGCU Mobile have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to MSGCU Mobile?
Michigan First App (4.8 from 26,094 reviews), Genisys Mobile (4.8 from 11,073 reviews) and Credit Union ONE (Michigan) (4.8 from 9,308 reviews).

MSGCU Mobile download

Last updated 2 months ago.

MSGCU Mobile sells in 3 countries. It was released 6 years and 7 months ago, on 13 Feb 2020. It holds a 4.8 rating from 12,663 reviews.

Supports 1 language: English.

How much does MSGCU Mobile make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads < 5,000
Open the full MSGCU Mobile analytics Revenue and downloads month by month, all 3 countries split out, and every product's share and trend