BM Online
FinanceBusiness

BM Online

Banque Misr S.A.E

How much does BM Online cost?

Prices are current as of 10 Sept 2026.

BM Online has no in-app products on record in the United States.

10+ alternatives to BM Online

BM OnlinemyfawryHalan: Lending, BNPL, PaymentsInstaPay EgyptNBE MobileThndr: Invest Your MoneyMoney Fellows: Online CirclesMashreq EgyptNBE-PhoneCashCIB Mobile Banking AppNBE Token
Rating / 54.34.54.64.23.04.34.34.73.03.62.9
Reviews27K190K63K15K8.4K7.1K5.4K3.4K2.3K2.1K343
Released20192019201820222022202020162017201420242022

BM Online reviews

4.3 out of 5, based on 26,889 reviews.

What people like

  • Staff are friendly and helpful
  • Interface is easy to use
  • Face ID login now works

What they complain about

  • Session times out way too fast
  • Forces you to change passwords often
  • App crashes and loads infinitely
  • Transfers sometimes fail or get delayed
★★★★★ United States · v2.4.12.0 · 23 Aug 2026

تفعيل المصادقة الإلكترونية من خلال تطبيق الهوية الوطنية

بصراحة تطبيق جميل و مريح و سهل و نتمني تفعيل ايضا المصادقة الالكترونية عشان تبقوا اول بنك في مصر سهلها علينا مش محتاج توقيع بس مصادقة

— Dr Weso

★☆☆☆☆ United States · v2.4.11.2 · 10 Jul 2026

تطوير طرق الشحن

يافندم لو سمحت عندنا طلب فى تطوير طرق الشحن وهو لما نيجى نشحن رصيد للموبايل من التطبيق بيدى قيمه لحد 200 جنيه عاوزين البرنامج يدينا حرية اننا نكتب المبلغ المطلوب بنفسنا ، ثانيا لما نيجى نشحن باقة الانترنت بباقات اضافيه اخر التطبيق 100جيجا طب ليه مش مزودين باقى الباقات الاضافيه ( شركة وى ) ولما نحب نشحن رصيد لخط الانترنت الارضى مش متاح شحن رصيد المتاح فقط تجديد الباقه عاوزين امكانية اننا نشحن الخط فلوس من غير تجديد الباقه ، ثالثا عاوزين اضافه فى البرنامج لشحن كروت العدادات كهرباء وغاز ومياه رجاء العمل على الاقتراحات ارسلنا الطلب منذ فتره ووعدتونا بالتنفيذ ولم يتم اى شئ للآن

— Isaac 9512

★★★★☆ Egypt · v2.4.11.2 · 23 Jul 2026

Spending feature stop working

Spending feature stop working why ?

— Ah.orabi

★★☆☆☆ Egypt · v2.4.11.2 · 10 Jul 2026

Cannot access to spending money Page

Cannot access to spending money Page the app loads infinitely

— omarrhany

★★★☆☆ Egypt · v2.4.11.1 · 30 Jun 2026

ً

هو ايه اللي كل شويه update???

— Rahma004

★★★★★ United States · v2.3.0.5 · 7 Apr 2025

one if the best

one if the best

— fouad moghazy

★☆☆☆☆ United States · v2.4.10.0 · 25 May 2026

التطبيق يجبرني على التجديد بعد انتهاء المدة

عند اختيار "عدم" تحديد وديعة فلكس بلس الشهرية ، التطبيق يتجاهل اختياري و يختار تجديدها بعد انتهاء المدة !

— Zoza@88

★★★★☆ Egypt · v2.4.11.1 · 29 Jun 2026

Invalid Input parameters error

After the latest update the transfers are not working… I get invalid input parameters error when I make an IPN transfer and enter the correct OTP

— Mahmouds12

★★☆☆☆ Egypt · v2.4.11.1 · 1 Jul 2026

حدوث اخطاء في التحويل

حدوث اخطاء أثناء التحويلات تمنع وصول المبالغ الي الطرف الاخر في الوقت المناسب. انتظار ٥ ايام عمل

— MinaGourgy

★★★☆☆ Egypt · v2.4.11.1 · 29 Jun 2026

البرنامج غير متاح

البرنامج به مشكلة كبيرة لا يفتح نهائياً ويعطيك رسالةانه يوجد تحديثات باسم برنامج جديد وبعد ساعات يستقر البرنامج ويفتح !!!!؟

— Abodiabhos

★★★★★ United States · v2.3.0.0 · 15 Dec 2024

Very efficient

I love the BM app. Very user friendly. Easy to follow. In comparison to other apps I find quite good

— Rouds M

★☆☆☆☆ United States · v2.4.4.1 · 6 Oct 2025

اسوأ بنك في مصر

اوقات كتيره الابلكيشن مش بيفتح، الكرت مبيشتغلشي ويرجع يشتغل علي مزاجهم، عادي تيجي تشتري حاجه وانت بتحاسب تلاقيه مش شغال، ويقولولك بنحدث السيستم (معناها انه عطلان كالعاده) عادي ابعتب فلوس الصبح الاقي اسعار الخصم واصلني باليل، يعني لو فيه مشكله زمانها انتهت وراحت الفلوس، وطبعا ده سببه موبيلي الكخه مش السيستم بتاعهم اللي بيتحدث (يعني خربان) وكمان التحويلات مش بتسمع، وبيحطوا ايديهم علي الفلوس ومش بيردوها الا بعد شكاوي وخمسين مكالمه، شفت ازمات ومواقف ملهاش عد مع البنك ده(اغنيتهم اللي بيتريقوا بيها علي نفسهم)

— Mourad777

★★★★☆ United Kingdom · v2.4.10.0 · 2 Jun 2026

Best Bank in Egypt with Digital first features.

Editing my original review to say FaceID is now available for login into the application. However, the application should allow password managers to enter saved passwords into the login fields. This feature is still missing!

— G.Morc

★★☆☆☆ Egypt · v2.4.10.0 · 7 Jun 2026

اقتراح

اجو ان ينزل تحديث يكون تغير شامل للتطبيق الواجه ومن الداخل لاجهزة الايفون عشان يمشي مع ios 26 وكمان وجهة التطبيق تكون مدعمه الوضع الليلي؟؟؟

— hossam.alzeary

★★★☆☆ Egypt · v2.4.11.0 · 27 Jun 2026

Abdu

مشكلة كلمة السر اللى كل كام شهر تتغير دا العيب الوحيد فى التطبيق

— fucesf

★★★★★ United States · v2.2.1.4 · 16 Nov 2024

Great option Face ID. In last. We can use Face ID like other in the World.

Great option Face ID. In last. We can use Face ID like other World. Thank you BM very much

— CEO. Mohamed A A

★☆☆☆☆ United States · v2.4.4.0 · 31 Aug 2025

Worst banking app ever

I have to log in every a few mins just to do one thing. It keeps logging me out. When I try to set up face ID log ing it says service is not available weirdo! I have no idea why if it os linked to my number n email what is the point of asking it for an OTP from another app? To set up the OPT app is a different story. They don’t consider that people change their phone n travel. This needs to be rebuilt. This app lives in the past like 100 yrs ago. They need to copy an international app. They don’t need to add their touches.

— MESHMESH_PRO

★★★★☆ Egypt · v2.4.8.1 · 21 Jan 2026

Good but….

The app is good, though when I compare with instapay, I would use Instalpay except when I’mtransferring between my accounts or checking my balances ( for free) I have 2 main issues against the app: 1- most important is the very short timeout limit (it’s one minute only). This is frustrating when I’m making transfer, especially for a new beneficiary, where I need to enter the account number, then I’m out, and need to login and repeat everything. [Instapay will log me in and take me back to the point where it left me, then I’d continue] Either to extend the timeout limit, or to remember where I was when I was logged out) 2- this is a minor issue: when I’m making a transfer, the app tells me to choose instant or regular transfer, and shows the fees for both. However, this fee changes after doing the transfer, eg., it tells me that it will deduct LE2 for instant and 2 for regular, but I will find that I paid LE 10 (after making the transfer) Regards

— Heshamsaeed

★★☆☆☆ Egypt · v2.4.10.0 · 16 May 2026

Need modifications that is existing in other banks

Complain : Why timeout is that small Modifications in other banks: Why i cant sell dollars through app to bank and they send me money in my EGP account Why i cant purchase in fund investments

— Moheb fee Allah

★★★☆☆ Egypt · v2.4.8.1 · 25 Mar 2026

استرداد الشهادات

استرداد الشهادات الإسلامية غير متاح من التطبيق مع ان الشهادات اللي مش اسلامية فيها استرداد.. ليه بتصعبوها على منتسبي الفروع الاسلامية ؟

— Dr_Hanan_Farouk

★★★★★ United States · v2.2.1.4 · 8 Nov 2024

Certificates Renew or Redeem drop-down list

I have a suggestion that is really helpful for the certificates customers, could you please add a drop-down list button on each certificate detail to choose if the customer needs to “Renew” the certificate after expires or “Redeem” and add another drop-down list to choose one of his local accounts to redeem it like saving or checking, that will reduce the load on the customer service branch and give us a customer some flexibility to use our internet mobile app

— Moanes Abdelshaheed

★☆☆☆☆ United States · v2.4.3.0 · 21 Jul 2025

؟

ليه لازم ازور الفرع عشان الابلكيشن يتفعل الموضوع مزعج جدا

— nadaaa.222

★★★★☆ Saudi Arabia · v2.4.6.0 · 10 Nov 2025

اضافه

ارجو اضافة خيارات قفل الشراء عبر الانترنت للبطاقات من داخل التطبيق

— تيانبعاينيتستت

★★☆☆☆ Egypt · v2.4.8.1 · 26 Feb 2026

!

ازاي تطلبو account number وانا لسه بعمل regarding for opening account !!!

— steeif-

★★★☆☆ Egypt · v2.4.8.1 · 11 Mar 2026

Haytham

The app is ok but it’s missing very important tool which is transferring between my accounts (from USD account to EGP account) which is available in all other applications , like CIB app or NBK app or AAIB app, all of the have the option of transferring money from foreign currency to local currency, need to be improved urgently

— Haythamooov

★★★★★ United States · v2.2.1.4 · 31 Oct 2024

Face ID for BM Token

The App is perfect. I just hate to enter a manual password to get OTP on the BM Token. Please enable Face ID like with the BM Corporate Token. Thank you for making my life easier with this amazing app

— shadykhouzam

★☆☆☆☆ United States · v2.3.0.3 · 4 Mar 2025

اغبي تطبيق

كل كام يوم عايزينك تغير باسورد وتجيب باسورد عمرك مستخدمته قبل كدا حتي لو كنت مفعل بصمك الوجه بردو عايزين باسورد جديد كل شوية، انصح بحذفه وتغير البنك الي بنك محترم بتطبيق محترم

— maherkhalil007

★★★★☆ United Kingdom · v2.2.104.325269 · 22 Oct 2024

Please consider the following to make the app much better in UX.

I’ve dealt with many bank apps abroad and you can do some things like them: 1. Use phone authentication (face ID or fingerprint) instead of logging in manually every single time. Also require it when the app enter from the foreground status. 2. Elongate password change period, it’s not practical to keep changing them every 3 months. 3. Elongate the session itself. It makes an awful experience when you are checking some sections in app and a sudden popup says session expired. 4. Sending money should be much more simple. 5. Add section where you can see and copy paste: card number, card cvv, expiry date and PIN. 6. Make transactions clickable and have an explanation of it instead of some generic titles.

— Newsonic24

★★☆☆☆ Saudi Arabia · v2.4.2.1 · 2 Jul 2025

مشكله في ادخال رمز اضافه البطاقه

هناك مشكله تظهر عن اضافه البطاقه Apple pay عند ادخال الرمز المرسل التطبيق لايستجيب للادخال

— acc ahmed abd elwahab

★★★☆☆ United States · v2.2.0.34 · 5 Apr 2024

Biometric login

All bank app are working with biometric login only the bm online not have this option plz we need in new update

— emenem88_eg

★★★★★ United States · v2.2.1.1 · 26 Aug 2024

اضافة بصمة بيومتريك

التطبيق اكثر من رائع لكن هناك مشكلة كتابة البيانات عند كل مره ارجو اضافة خاصية الدخول باستخدام البصمة البيومترية

— ramyelaref

★☆☆☆☆ United States · v2.3.0.3 · 4 Mar 2025

Worst online banking experience

Totally unsafe application

— D. Ki

★★★★☆ United States · v2.2.1.1 · 3 Aug 2024

How to enter the program

Please add a smart login method to the program instead of the traditional typing login.

— Abdalla_ggg

★★☆☆☆ United States · v2.2.1.0 · 10 Jul 2024

Slow developing

Add face id verification instead of writing the stupid user name and password every time!

— PaulJoa

★★★☆☆ United States · v2.2.0.27 · 10 Nov 2023

مشكه

يرجي تفعيل بصمه الوجه للتطبيق علي الايفون مش كل مره نقوم بفتح التطبيق يلزم كتابه ايم المستخدم وكلمه السر

— علي الو فارس

★★★★★ United States · v2.2.0.36 · 2 Jun 2024

Face ID

Great app, is it possible to upgrade the app so we use Face ID (biometric) for log in? I use an iPhone Xs, running iOS 17.5.1

— Sherif Galal

★☆☆☆☆ United States · v2.3.0.0 · 28 Dec 2024

عدم إمكانية دخول البرنامج خارج مصر

أنا سافرت الي الخارج و جربت الفيزا في الماكينة و اشتغلت لكن البرنامج لا يعمل و عمل بلوك علي دخول العضوية بالرغم ان برنامج البنك الأهلي يعمل جيدا بدون مشاكل

— Ashrafyo

★★★★☆ United States · v2.2.0.25 · 27 Sept 2023

Face id

We need face id for login

— Alex2011422

★★☆☆☆ Canada · v2.1.2.11 · 13 Oct 2021

You made it very hard to log in securely

It is standard practice for anyone to use long and random passwords for all your accounts, especially online banking accounts. But the only way to do that is by using a password manager because there is no way you can remember your random passwords. In one of the more recent updates, you removed the ability to fill the login info using the phone’s built in password manager and you disabled pasting the password in the password field. Now I can’t log in because it’s very hard to type in my password. I should also be able to save my password and log in with FaceID or TouchID, as is standard with other banking apps.

— thespacexdragonbee

★★★☆☆ United States · v2.2.0.22 · 3 Sept 2023

A

Good , but the username and password must be and open with face Id

— amrrrrooro

★★★★★ United States · v2.2.0.34 · 4 Apr 2024

Appreciation

I never expect this exceptional service from BM Esmail Ramzy branch. All employee are amazing and very friendly and helpful especially the branch manager Mrs Marian and Mr Abdala

— mourad ibrahim.

★☆☆☆☆ United States · v2.2.1.4 · 21 Nov 2024

cannot depend on it

The application works well about 20% of the time. lousy arbitrary session expiry very delayed response and even transaction get reversed without any reason

— QHM696969

★★★★☆ United States · v2.2.0.13 · 2 May 2023

Essamzaher550@@gmail.com

‏يا ريت لو تعملوا Face ID على ال أبلكيشن

— e s s a m ❤️

★★☆☆☆ United Kingdom · v2.1.2.1 · 9 May 2021

Unable to connect to server

بقالي اسبوع بحاول ادخل الابليكشن و يفضل يديني Unable to connect to server Please try again later ??

— Esslam2020

★★★☆☆ United States · v2.2.0.17 · 19 Jun 2023

Face ID biometric loggin !!

I wonder why till now no Face ID biometric loggin for an advanced app like this. NBE has the Face ID. And despite that BM app is more enhanced in some areas. It lacks the Face ID option for logging. Please consider

— Karimsha

★★★★★ United States · v2.2.0.20 · 11 Aug 2023

اقتراح

إضافةً البصمة البيومترية

— Ahmedberry

★☆☆☆☆ United States · v2.2.1.2 · 25 Sept 2024

It’s completely rubbish

**Terrible Experience with this Bank App** I’m beyond frustrated with this bank’s app. Not only do they charge us ridiculous fees every couple of months, but you’d think they would at least make sure their software works properly! The app is constantly crashing, lagging, and full of bugs. Simple tasks take forever, and every update seems to break something new. For the amount of money we’re being charged, the least they could do is ensure the app works as expected. It’s completely rubbish and a waste of time.

— Khaled.Eid

★★★★☆ United Kingdom · v2.2.0.2 · 19 Sept 2022

Face id is needed

Can you please consider adding face id verification step As it is very difficult to enter the user name and password every time I log in All the new iphones does not have finger print Thanks for the app

— Dr A Abdelrazek

★★☆☆☆ United Kingdom · v2.0.2.58 · 18 Jan 2021

عدم القدره علي الغاءالشهادات

الابلكيشين مش قد كدا ناقصه حجات كتير .. عدم الغاء الشهادات . عدم القدره علي التحويل لحسابات اخري

— gawargy

★★★☆☆ United States · v2.2.0.15 · 7 Jun 2023

‏Biometric untication

ناقص هذه الخدمة الرجاء العمل عليها

— Sherif_M

BM Online FAQ

Is BM Online free?
Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.
Does BM Online have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to BM Online?
myfawry (4.5 from 190,175 reviews), Halan: Lending, BNPL, Payments (4.6 from 63,429 reviews) and InstaPay Egypt (4.2 from 15,265 reviews).

BM Online download

Last updated 1 month ago.

BM Online sells in 175 countries. It was released 7 years and 1 month ago, on 18 Aug 2019. It holds a 4.3 rating from 26,889 reviews.

Supports 2 languages: English, Arabic.

How much does BM Online make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads 40K
Open the full BM Online analytics Revenue and downloads month by month, all 175 countries split out, and every product's share and trend