Franc: Save & Invest
Finance

Franc: Save & Invest

Franc Group (Pty) Ltd

How much does Franc: Save & Invest cost?

Prices are current as of 9 Sept 2026.

Franc: Save & Invest has no in-app products on record in the United States.

10+ alternatives to Franc: Save & Invest

Franc: Save & InvestNaked InsuranceShyft – Global Money AppPineappleEasyEquitiesOld MutualFedgroup
Rating / 54.44.94.84.43.63.53.9
Reviews4798.8K5K2.2K1.7K185102
Released2018201820162018201820202018

Franc: Save & Invest reviews

4.4 out of 5, based on 479 reviews.

What people like

  • Very easy for beginners to use.
  • Helps you stay motivated to save.
  • Simple interface that just works.

What they complain about

  • Withdrawals take way too long.
  • Fees are high and hidden.
  • Customer support is unhelpful and slow.
  • App glitches and logs you out.
★★★★★ South Africa · v5.13.1 · 7 Jul 2026

Amazing investment App

I have been using it for the past 3 months and it’s been holding me accountable plus the process is super easy.

— Mkhize Family

★☆☆☆☆ South Africa · v5.13.1 · 14 May 2026

App seems to be down

I can’t see to login. App is down.

— Content Creator Girl

★★★★☆ South Africa · v4.6.0 · 27 Feb 2024

Great app mediocre investing

App is very convenient. Great for keeping money separate from your bank. The investment fees however are high looking at transactions and when investing conservatively it takes from your investment value. Will get better nett returns from bank savings. Have not tried investing in more aggressive funds in the long term. Allan Gray is a great asset manager with adequate funds.

— Nikolai Edwards

★★☆☆☆ South Africa · v5.13.1 · 9 May 2026

No Immediate Payment

Great app but not good for emergencies. Having to wait for business days to get your withdrawal is just bad

— Sizweggs

★★★☆☆ South Africa · v5.13.2 · 29 Aug 2026

Verify mobile number is not working

I just got the app going through the verification process. The OTP function is not working properly. I get the OTP and punch it correctly, in response to that, nothing happens. I tried to enter an incorrect OTP to and it does say the OTP is incorrect when you have entered an incorrect OTP but when the OTP is correct nothing happens. I do get an sms though saying my Franc contact number has changed but on the app nothing and the number is still not verified.

— EmarantiaN

★★★★★ South Africa · v5.13.1 · 21 Apr 2026

Franc

User friendly platform and also provides reminders for one to make deposits into savings funds. Keep it up

— Money witty

★☆☆☆☆ South Africa · v5.12.0 · 18 Mar 2026

Withdrawal limits

Just want to know if there are any limits for withdrawing a large lump sum of money out of an emergency fund. I’ve put in x amount of money and when needed to withdraw it it says I have half of that amount , why? This should be communicated with with the user because the money is sitting there to be used for emergencies PS your submit button on your contact you site isn’t working

— Miss Pheko

★★★★☆ South Africa · v4.1.0 · 11 Oct 2023

Overall convenient app for beginners

It’s a really convenient app - works well and is a good start for beginners. I am a beginner but I have done my research and in my opinion the fees are high and many. They charge 1% per year which is taken on a monthly basis excluding brokerage and transaction costs . You have a better chance of growing your money (especially if it’s not much) on other platforms such as Easy Equities but the issue there is you manage your own investments but you can put your own money in a Satrix40 or Allan Gray Cash Fund.

— Nel Dhlamini

★★☆☆☆ South Africa · v5.7.0 · 5 Mar 2025

I Can’t believe this

I’ve been using Franc for about a year and was enjoying it when making deposits but now that I am wanting to withdraw a large sum of money it’s taking such a long time just to transfer money within a goal and it said it would take 3-5 days. It’s been 5 days now and it’s still “processing”! On top of that everyday I go into the account the amount of money I have left dropped little by little! Im gonna withdraw it all because of this!

— Sebas P 7

★★★☆☆ South Africa · v5.13.1 · 2 Jul 2026

Making deposits

I find it difficult to automate my deposits as the IOS app keeps on glitching. I cannot select the frequency option.

— NicoKM

★★★★★ South Africa · v5.12.0 · 30 Jan 2026

Simple investing

Franc makes it’s so easy to decide on how to invest. Highly recommend this team and their product!

— Abnfza

★☆☆☆☆ South Africa · v5.12.0 · 19 Nov 2025

No service

The customer service has to be the worst. I have been attempting to withdraw since last week Friday. I was being sent to a chatbot that did not understand the issue before I eventually led to the WhatsApp line. I got help from the agent who was as helpful as chat box. Yoh Yoh I am so defeated. I was ignored on WhatsApp I go to Franc then I’m told to not speak to them on two platforms. So where do I get help. Ngathi im begging for my money sana . I’m begging for my money 😭😭😭😭

— 🥹??!!

★★★☆☆ South Africa · v5.10.2 · 13 Aug 2025

Capitec

Can’t seem to deposit from capitec. The bank isn’t there as an option

— gr8fu111

★★★★★ South Africa · v5.12.0 · 6 Jan 2026

Love the personalised goals!

I love that you can personalise your investment goal. It helps me stay motivated to stick to my monthly investment.

— Cass Noodle

★☆☆☆☆ South Africa · v5.12.0 · 6 Nov 2025

Franc app investment

The app is user friendly but the cost of withdrawal is high, I feel like it eats away the interest accumulated

— Mbalz1.

★★★★★ South Africa · v5.12.0 · 18 Dec 2025

So far so good

Just started trying the app and so far so good. I wish to have a very fruitful relationship with this app

— Mbulelo96

★☆☆☆☆ South Africa · v5.8.1 · 2 May 2025

1 star really stressful

the app logs me out all the time and i get glitches with my deposits

— Mikuuw

★★★★★ South Africa · v5.12.0 · 10 Dec 2025

So easy & simple to use for investing!

Franc has opened my eyes as to how simple and easy it is to start investing! They’re made it so easy and affordable for anyone to start!

— Double Charging Error

★☆☆☆☆ South Africa · v5.7.0 · 1 Mar 2025

App not working

I have been signed out of my app for more than 2 months now and I tried communicating with a consultant to assist me but they are not helpful at all

— Rofhiwa Tshikalange

★★★★★ South Africa · v5.11.0 · 8 Sept 2025

First time investor

It’s great app and easy to work with and seeing my money grow everyday encourages me to continue to leave my money on the Franc app and not to mention the interests I get every month ☺️ it’s amazing.

— KeebooSpeaksWednesday

★☆☆☆☆ South Africa · v5.4.0 · 20 Oct 2024

Be careful of all the hidden fees

This app seems simple and user-friendly, but there are hidden fees and limits. They have withdrawal limits within a ‘goal’ and charge for transferring money within the same goal. I had to add more money just to meet the minimum withdrawal, only to lose it to fees. I’m still unable to close my account because I need a specific balance to transfer and withdraw everything. Support has been unhelpful, repeating the same advice that the app won’t allow me to follow.

— Jordan0606

★★★★★ South Africa · v5.10.2 · 2 Jul 2025

Great SA investment platform

An investment platform designed for anyone, I have been with this app for more than 3 years and I am impressed by how much I am able to invest

— LauraLerato

★☆☆☆☆ South Africa · v5.3.0 · 7 Sept 2024

Missing funds

Franc does not make you aware of platform fees. They charged me fees I was not aware of and deducted it from my investments. A really unprofessional company. I a market with so many fin tech options I would stay away from anyone who isn’t transparent. What a disgrace.

— oiko0

★★★★★ South Africa · v5.9.3 · 18 Jun 2025

Great app

Good app for investing beginners ! Absolutely simplified the process

— Jsiesisnah

★☆☆☆☆ South Africa · v5.1.0 · 29 Jul 2024

WITHDRAWAL

I am very disappointed with the app. I made a withdrawal around the 20th of June, today is the 29th and I still haven’t received the funds. The person who was supposed to assist ignores my emails. Highly disappointed wouldn’t recommend to some if this is the type of service they are providing.

— Zithul

★★★★★ South Africa · v5.6.0 · 25 Feb 2025

Watch your money grow

I love the fact that you can watch your savings grow in real time. The app is easy to use and simple to understand. It does take a while for the funds to reflect, but the moment it does, your money is instantly invested.

— Xiao MVR

★☆☆☆☆ South Africa · v4.9.1 · 19 Apr 2024

This app wants to be updated everyday

This app wants to be updated everyday

— Vuyo@93

Franc: Save & Invest FAQ

Is Franc: Save & Invest free?
Yes. The app is free, in all 174 countries it sells in, and it sells nothing inside it.
Does Franc: Save & Invest have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to Franc: Save & Invest?
Naked Insurance (4.9 from 8,804 reviews), Shyft – Global Money App (4.8 from 5,005 reviews) and Pineapple (4.4 from 2,187 reviews).

Franc: Save & Invest download

Last updated 1 month ago.

Franc: Save & Invest sells in 174 countries. It was released 8 years and 6 months ago, on 3 Apr 2018. It holds a 4.4 rating from 479 reviews.

Supports 1 language: English.

How much does Franc: Save & Invest make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads < 5,000
Open the full Franc: Save & Invest analytics Revenue and downloads month by month, all 174 countries split out, and every product's share and trend