Radiant Credit Union
How much does Radiant Credit Union cost?
Prices are current as of 12 Sept 2026.
Radiant Credit Union has no in-app products on record in the United States.
10+ alternatives to Radiant Credit Union
| Radiant Credit Union |   FCU Mobile Banking |   VyStar Mobile |   Seacoast Mobile Banking |   CAMPUS USA Credit Union |   Ameris Mobile |   Capital City Bank Mobile |   FFBank |   VyStar Card Control |   LSB On The Go |   First Coast | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.9 | 4.9 | 4.8 | 4.5 | 4.6 | 4.7 | 4.7 | 4.8 | 2.5 | 4.7 | 2.3 |
| Reviews | 5.8K | 30K | 23K | 5.7K | 5.5K | 4.5K | 4.4K | 3.2K | 639 | 255 | 19 |
| Released | 2017 | 2013 | 2022 | 2011 | 2016 | 2023 | 2014 | 2013 | 2018 | 2017 | 2013 |
Radiant Credit Union reviews
4.9 out of 5, based on 5,813 reviews.
What people like
- Staff is friendly and helpful
- No appointment needed for service
- Get debit card same day
What they complain about
- App crashes and spins constantly
- Cannot find credit card fees
- Forced to log out often
Love the new app
They just updated their mobile banking. The quick preview of balances and automatic bill pay have worked really well! I love banking with radiant because it has all of the perks of a huge credit union and all of the feel of a local one.
device
what’s the point in having a “remember this device” function if it never remembers the device?
Keith
Y’all close the branch in Jonesville, which made it very inconvenient for anyone West of Gainesville.
I can’t sign in with new updated iPhone. It’s a modem we site connection issue
It seriously bugs out. I’ve tried switching from 2g to 5g home internet to connect for this app it sits and spins. This app has too many bugs after i upgraded my phone. They need to fix this asap.
Like this app
Is a good tool
Why bank anywhere else, when we have Radiant!
Kind, caring, great service all these years….Thank you! You go the distance with kindness .
Stop randomly locking me out👍🏿
The app likes to randomly sign you out and not let you back in
1 star short
I have a business and personal accounts and I’d like one login for both. Also another bank app I have only requires a passcode to open it and if I close the app it automatically logs out.
Annoying
Most of the time, the verifying I’m human box doesn’t work on my IPhone which is frustrating. Gratefully, when that happens it works on my iPad. The apps on both devices are updated.
New
This is new but the mobile app works. I would like to be able to have my personal account on the phone as well
Takes forever to load anything
This app is so irritating, take forever like 5 plus minutes to alone anything. They need to fix all the bugs it has.
Phenomenal service!
I was in the market for a local banking situation that actually offered a physical location with personal service WITHOUT having to make an appointment several weeks in advance. I prefer a Credit Union situation, but was having issues locating one that i was comfortable with and did not have more negative reviews than i was ok with. Then a friend of mine referred me to Radiant CU in Live Oak, FL. I went into the branch at Live Oak, WITHOUT an appointment, and inquired about opening an account with them and within the hour i was all set up and also had my debit card IN HAND. So there was NO waiting to receive it on order to make purchases or access funds after opening my account. The person who opened my account was the branch Asst. Manager, and she was the most professional, yet personable and FRIENDLY and HELPFUL, rather than the “norm” of what i had experienced in the past from other entities. I have been with Radiant CU now for the better part of a year, and i absolutely LOVE them. They are always friendly and helpful, no matter what issue one may have. I dont normally write reviews, but felt i needed to for Radiant. And this is coming from a 25+ year member of a certain credit union who’s name begins with a V whom id had nothing BUT trouble with following my divorce. Up to and including my ex being allowed to access my account AFTER he had been removed, and then doing nothing to rectify the issues. Radiant has been AMAZING!! Youll be 100% satisfied with the people and their services if you join membership with them!
Update has rendered it useless
Since last update I haven’t been able to transfer funds between accounts. I then deleted app and reinstalled it and now the app won’t even open. Nice work Radiant IT.
Stellar Service
Whenever I Have Dealings With Radiant The Service Has Been Outstanding!! So Good In Fact That I I Was Able To Convince My & Son To Become Members!!
Dissatisfied
This app used to work but since it was updated I can’t get it to work properly it takes forever to open and it doesn’t remember you you have to put everything back in each time so I’m no longer satisfied with this app but I do love the bank though
Very pleased
I’m happy to have such a satisfying experience with the institution..
Does not show CC or loan fees
Love this credit union but the app is horrible. They’ve updated the app with new features but you cannot find the fees you are being charged on your credit card or loans. I paid my monthly bill like normal but did not know I was late by one day (shortened month threw everything off). This led to months of fees as I was always late but could figure out why because the app does not show the fees. I’ve reported over the phone with customer service and they removed on fee but we are talking months on several accounts so it was kind gesture but did not alleviate the issue. Waited 6 months to post this because we were promised an update to address the issue and it has not been resolved. Customer service has acknowledged the issue on their end still no update to the app or from their development team. It’s a banking app so expecting your transactions to show on your accounts is a basic ask. Feels shady from an institution I’ve held in high regard.
Radient bank lover
Friendly helpful staff!
Suggestions
App seems to work pretty well and is stable. However, a suggestion would be, multiple account usage. It would be great if I could view my personal account and my business account without having to sign in and out.
Love
Have had this bank account for years. Paid off a few vehicles and they are always dependable! Love everything about them.
Representative in a hurry
He didn’t stay on the line long enough to help me set up auto pay. Apparently John felt I could do this by myself.Meemaroo
#1 Credit Union
Radiant is fantastic!
Wth
I can’t pay over bill pay
Easy to use
Would not bank with no other bank in Gainesville, because I got the number one banking in Gainesville area.
Radiant Credit Union FAQ
- Is Radiant Credit Union free?
- Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.
- Does Radiant Credit Union have a free trial?
- No. None of its offers (US) come with a free trial.
- What are the best alternatives to Radiant Credit Union?
- FCU Mobile Banking (4.9 from 29,828 reviews), VyStar Mobile (4.8 from 23,081 reviews) and Seacoast Mobile Banking (4.5 from 5,676 reviews).
Radiant Credit Union download
Last updated 1 month ago.
Radiant Credit Union sells in 175 countries. It was released 9 years and 4 months ago, on 18 May 2017. It holds a 4.9 rating from 5,813 reviews.
Supports 1 language: English.
How much does Radiant Credit Union make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.