BKT Smart
How much does BKT Smart cost?
Prices are current as of 7 Sept 2026.
BKT Smart has no in-app products on record in the United States.
10+ alternatives to BKT Smart
| BKT Smart |   ISPBA Mobile Banking |   CREDINS online |   Raiffeisen ON |   OTP Bank Albania |   Raiffeisen Youth |   TiBank |   POK |   Posta Shqiptare |   epara | |
|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.0 | 4.7 | 3.2 | 3.8 | 3.7 | 4.1 | 3.0 | 4.1 | 3.0 | 4.3 |
| Reviews | 401 | 1.6K | 688 | 506 | 235 | 189 | 146 | 139 | 123 | 100 |
| Released | 2016 | 2018 | 2013 | 2017 | 2021 | 2024 | 2021 | 2021 | 2019 | 2024 |
BKT Smart reviews
4.0 out of 5, based on 401 reviews.
What people like
- Interface looks modern and clean.
- Easy to use for daily tasks.
- Fast and reliable connection.
What they complain about
- Apple Pay is missing.
- App crashes or won't open.
- Login process is annoying.
The Best
Tbh the banking app with the best interface😅.
Why you removed the possibility to create passwords with letters?
Why you removed the possibility to create passwords with letters? This is not acceptable
Aplikacion i thjeshte dhe funksional
Aplikacion shume i mire, i thjesht per tu perdorur dhe funksional. E vetmja gje qe do i merrte 5 yje eshte qe nuk ka apple pay/wallet.
Inconvenience
It’s really inconvenient for you to have to put the code sent on your phone number to log in even after password and face id.
Urgent accessibility improvement needed
Needs serious accessibility improvement for screen reader users
5 Stars
Banka me e mire ne Shqiperi
Add apple pay
Add apple pay
Apple Pay Support
Integrate Apple Pay
Türkçe KULLANIM YÜKLENİRSE DAHA GÜZEL OLUR
Uygulamaya lütfen Türkçe kullanım ekleyin Arnavutça bilmeyen Türkler için kullanım kolaylık olur nasılsa sahipleri Türk
Levizje llogarie
Nuk merr dot nje levizje llogarie pas ores 16.00 .. per cfare sherben banka online ??!! Pjesa tjeter e veprimeve eshte ok
Është shum i lejte
Super
Deshtim
Aplilacion me i deshtuar per klientet biznes. Eshte e pamundur te besh veprime pa karte ne bankomat pasi sherbimi ofrohet vetem per klientet individ. Nese keyen veprime me karte online nuk te vjen asnje lloj njoftimi pasi sherbimi eshte vetem per klientet individ
Add Apple Pay.
Please add Apple Pay it’s 2025. Credins and Pro credit bank already have it. Settings for debit card would be necessary such as spending limit and withdrawal limit. There are some bugs on the transactions done in almost any case where the name of the person or the comment section is not displayed properly. Overall great app experience.
Taksa vendore
Taksat vendore nga llog personale , ne favor te biznesit nuk i merr , ka ndodhur nje gabim thote , provoje serish me vone..
BKT app ks functional, but missing key features
While Raiffeisen and Credins in Albania have already introduced Apple Pay, BKT still hasn’t caught up. It would be great to see BKT focus more on improving the overall user experience. For example, the app still struggles with basic features like autocompletion when paying utility bills or phone receipts. Additionally, it’s not possible to select a default source account when making transfers, the app always chooses one automatically, which can be frustrating for users who have multiple accounts (e.g., savings in ALL, EUR 1, EUR 2, etc.). There are also several modern banking features missing, such as virtual cards, automatic savings options, savings “pots” similar to Monzo, and spending categorization like what Wise and other leading banking apps already offer. These improvements would make the app far more user-friendly and competitive.
Super aplikacion
Super aplikacion nuk e kam parë më deren e bankës kurse shumë kohë
Fake reviews
They have fake reviews. The app is good but the bank is horrible.
Apple pay
Duhet te implementoni kartat e bankes me apple pay
Not Consistent
The app is very inconsistent and some days it is very glitchy and you can’t do anything. This application is for work and not a game, for that it needs to work in a consistent basis all the time. Otherwise I like the design and user experience.
Great app
Great and functional app. This app is well developed and is very user friendly. I can access everything I want at my fingertips. Definitely much better than the apps that I have used for my banks in US.
Nuk logohemi dot
Ju lutem rregulloni aplikacionin se nuk po logohemi dot , merrni kohen per te rregulluar sistemin dhe tani prap nuk hyjm dot
4 yje me mik 😜
App i shfaqur si risi nga BKT. Por duhet te jet me inovativ duke filluar qe nga nderfaqa qe eshte stil i viteve 2000 me gradient. Hidhini nje sy Chase per inspirim ose unicredit . Gjths Nice job
Meh
Do ishte mire sikur interface te ishte me i perditsuar dhe te kishim nje lloj interaction si ne website nga nje kompjuter.
Very useful application
Very useful application
Problematike !
Vazhdon te mos funksionoje mundesia per fshirjen e perfituesve nga aplikacioni BKT smart, edhe pse opsioni eshte aty nuk punon prej kohesh.
Support Iphone X
Interfaqja eshte goxha e ngadalte dhe e vjeter ne design. Gjithashtu duhet nje suport per iPhone X
Super app
Faleminderit bkt per kte super aplikacion. Jeni me te miret
Worst bank in Albania 👎
When trying to do an international transfer it gave me a backoffice bug. When trying to submit a complaint about this, the input form also bugged out.
Asret
What about some kind of app for bkt in kosova we need it update it !!!
👎🏼
Sherbim shum i ngadalte po te vesh te banka te ike dita duke prit aty ne rradhe 👎🏼
Nice and smooth
Works fine, smooth and has plenty of trasnactions other banks does not have...
:((
Pasi kam bere updating me versionin e fundit aplikacioni nuk hapet me fare!Iphone xmax version ios 14.4.1!!Fix it pls
Great app
Fast, reliable and user-friendly. Next generation of E-Banking :)
App does not open at all.
The app gets stuck on the splash screen since the last update. I’m on an iPhone 11 Pro. Also doesn’t work on an iPhone X.
BKT Smart FAQ
- Is BKT Smart free?
- Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.
- Does BKT Smart have a free trial?
- No. None of its offers (US) come with a free trial.
- What are the best alternatives to BKT Smart?
- ISPBA Mobile Banking (4.7 from 1,574 reviews), CREDINS online (3.2 from 688 reviews) and Raiffeisen ON (3.8 from 506 reviews).
BKT Smart download
Last updated 4 months ago.
BKT Smart sells in 175 countries. It was released 10 years and 8 months ago, on 5 Feb 2016. It holds a 4.0 rating from 401 reviews.
Supports 2 languages: English, Albanian.
How much does BKT Smart make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.