Onmo - Credit, Simplified
Your money, at your fingertips
How much does Onmo - Credit, Simplified cost?
Prices are current as of 9 Oct 2026.
Onmo - Credit, Simplified has no in-app products on record in the United Kingdom.
10+ alternatives to Onmo - Credit, Simplified
| Onmo - Credit, Simplified |   marbles card |   Fluid card |   118 118 Money |   ASDA Money Credit Card |   Jaja Credit Card |   Bits Credit Card and More |   Vanquis Credit Card |   CredAbility - Credit score |   Drafty | Personal Credit |   Elfin Market | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.8 | 4.8 | 4.8 | 4.7 | 4.8 | 4.7 | 4.4 | 4.6 | 4.8 | 4.8 | 3.4 |
| Reviews | 3.2K | 79K | 47K | 23K | 23K | 16K | 6.2K | 5.6K | 5.6K | 2.6K | 71 |
| Released | 2025 | 2016 | 2018 | 2022 | 2022 | 2020 | 2019 | 2026 | 2020 | 2016 | 2020 |
Onmo - Credit, Simplified reviews
4.8 out of 5, based on 3,154 reviews.
What people like
- Simple app that does the job
- Easy to get your credit card
- Helpful staff with no pressure
What they complain about
- App won't let you log in
- Payments get declined even with money
- Customer service is slow and rude
- No Apple Pay support available
Easy to use
Perfect
Rubbish app
This app is a waste of time. Can never get logged in to it. It’s proving impossible to make a payment
Apple Pay
Great card however they don’t support Apple Pay
Excellent Service
Quick & Easy
No apple pay?
I cannot seem to find apple pay
Stop please…
Updates every few weeks ‘can’t use the app till you update’ etc Put the work in the first time and stop making me Update every few weeks
Terrible company
Entice you with low interest rates then slam them up to excruciating levels. Read the reviews online . Avoid like the plague.
Payment Declined
Got the card, activated it tried paying something Declined. Did tried 3 other payments declined all. I dont understand the purpose of this card now. Might withdraw from agreement in 14days. Not worth it, app itself sucks
App Works - Using this workaround
I had the same issue as all the other 1 star reviewers until I logged in using an ANDROID PHONE/TABLET then tried again using iOS for it to finally work. Hope this method helps everybody else having difficulty until the company addresses the login problem.
Does the job just fine
Simple basic card simple basic app does everything you need to nothing complicated as long as you keep up your payments the interest rate isn’t really relevant. I just pay off what I spent the month before I found it very useful after a few weeks, they gave me a small card rise to amount that I’m very happy with and I’m quite happy to say yeah, I would recommend it
Avoid at all costs
I’ve been with Onmo for almost 2 years. Avoid at all costs. I’ve had to apply for other credit cards as they randomly take your card and will try cancelling it without explanation , the app dosent work, the customer service are horrible , they take weeks to respond. They start declining payments when funds are available. They ignore you constantly and don’t care and give you the run around time after time. This is the worst credit card company I’ve even experienced and would suggest you all avoid it. It’s declined payments when money has been clearly in the account. Worst company ever.
App not working -Update
Thanks for your response. I was able to troubleshoot myself. Your app does not support VPN use, which is frustrating as this is a required security measure in my line of work. For anyone else having issues logging in since the last update, if you use a VPN, this may well be the cause.
Credit card
Great company, they make it all worth while to get back on track
Only thing simplified with this card is the frustration!
I got accepted for this card recently. It came through and I got ready to use it. Well, that was wishful thinking because I’ve been struggling with the 3D authentication process 🤬 Took forever for them to accept my photos of my driving license and, even when they did finally accept that along with the 2 other ‘challenges’ they STILL haven’t cleared me to make the purchase that was the whole reason for getting the card. I’ve had other credit cards and never had this issue. Maybe tell people during the application process that, once accepted, they’ll have to do further tasks before being able to use it. I’m at the stage where I’m considering just cancelling because, honestly, the item I want is definitely going to sell out before this lot let me use the card for its intended use. I get online safely and welcome it, but this is beyond a joke.
Brilliant service
From application to receiving the card- everything was seemless
App doesn’t work
“We are unable to send a verification code - please try again shortly”. Been seeing this error message for MONTHS, reinstalled/updated the app multiple times, IOS on my iPhone is up-to-date, still can’t even get past this error message. Never seen anything like it
Card
Highly recommend
App nonfunctional
Multiple months of not being able just to open the app, respectfully poor app
ONMO
Always helpful and never no pressure
App latest release doesn’t work
After updating the App (on IPhone) with the latest release I can’t access anymore. Please fix it! Thanks
Great card
Great easy services
Unable to Activate my New Card
This app is a joke. I am unable to activate my credit card.
Old card damaged
Great service
App Not Working
The app used to work. Now doesn’t work at all saying something about verification code??!!! No idea what that’s about. Can’t access my account. Can’t verify my card!!! Very disappointed!!!
Onmo - Credit, Simplified FAQ
- Is Onmo - Credit, Simplified free?
- Yes. The app is free, in all 1 country it sells in, and it sells nothing inside it.
- Does Onmo - Credit, Simplified have a free trial?
- No. None of its offers (GB) come with a free trial.
- What are the best alternatives to Onmo - Credit, Simplified?
- marbles card (4.8 from 79,160 reviews), Fluid card (4.8 from 47,483 reviews) and 118 118 Money (4.7 from 22,904 reviews).
Onmo - Credit, Simplified download
Last updated 22 days ago.
Onmo - Credit, Simplified sells in 1 country. It was released 1 year and 8 months ago, on 3 Feb 2025. It holds a 4.8 rating from 3,154 reviews.
Supports 1 language: English.
How much does Onmo - Credit, Simplified make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.