IndSMART IndianBank Mobile App
Finance

IndSMART IndianBank Mobile App

Indian Bank

How much does IndSMART IndianBank Mobile App cost?

Prices are current as of 7 Sept 2026.

IndSMART IndianBank Mobile App has no in-app products on record in the United States.

10+ alternatives to IndSMART IndianBank Mobile App

IndSMART IndianBank Mobile AppIndusInd Bank: Savings A/C, FDslice: UPI credit card & bankKotak Bank (New)IRIS by YES BANK - Mobile AppKVB - DLite & Mobile BankingThangamayil DigiGoldIOB Connect-Mobile Banking App
Rating / 54.14.74.44.74.74.64.83.9
Reviews22K152K54K40K37K10K4.9K1.4K
Released20242023201620242023201820212025

IndSMART IndianBank Mobile App reviews

4.1 out of 5, based on 21,733 reviews.

What people like

  • Clean interface with easy daily banking tasks.
  • Much better design than the old version.
  • Branch staff help set it up well.

What they complain about

  • App crashes when you try UPI payments.
  • OTP messages often never arrive on time.
  • Works poorly or not at all abroad.
  • Too many passwords and PINs to enter.
β˜…β˜…β˜…β˜…β˜… United States Β· v1.0.48 Β· 22 Aug 2026

User friendly

πŸ•‰οΈ Branch managers and staff of IPU campus branch is very supportive and helpful; good support for pensioners senior citizens πŸ’πŸ’πŸŒ·πŸŒ·

β€” ACS IPU

β˜…β˜†β˜†β˜†β˜† United States Β· v1.0.29 Β· 25 Aug 2025

the worst bank and app

limits. limited capabilities. tough to use app (try finding the SWIFT code), navigation is a nightmare. would be amazing if they hired a UC team instead of a bunch of freshers from a non human interface background

β€” πŸ˜„πŸ˜„πŸ˜„πŸ˜„πŸ˜„πŸ˜„πŸ˜ƒβ˜ΊπŸ˜€πŸ˜—πŸ˜™

β˜…β˜…β˜…β˜…β˜† United States Β· v1.0.36 Β· 1 Jan 2026

Works well in India. Outside India still has problems

The new app is well designed and works very well in India for all Indian Bank activities. It’s an amazing improvement from the previous app. However, outside India, it still has bugs and limitations such as not being able to update KYC through app, delayed OTP delivery and occasional crashing (though it has become much less in the last few months). A very good effort by Indian bank where I do all my banking in India.

β€” amosdad

β˜…β˜…β˜†β˜†β˜† United States Β· v1.0.34 Β· 3 Dec 2025

User unfriendly

Very buggy. Extremely frustrating to use. Will close my accounts due to the poor quality of online banking and the app

β€” User8560!?

β˜…β˜…β˜…β˜†β˜† United States Β· v1.0.41 Β· 11 Apr 2026

Font size

Need to make the font size a bit bigger and bolder as senior members find it very hard to read as there is no option to zoom in the page.

β€” Kasi Reddy

β˜…β˜…β˜…β˜…β˜… United States Β· v1.0.48 Β· 13 Aug 2026

Mobile app use

Super easy safe and convenient

β€” Shifine Abraham

β˜…β˜†β˜†β˜†β˜† United States Β· v1.0.26 Β· 19 Jul 2025

Anandhi

Keep getting time out error not able to do any transactions too bad. Poor service

β€” Anandhi 2008

β˜…β˜…β˜†β˜†β˜† United States Β· v1.0.20 Β· 27 Apr 2025

App is not constant loading and does not function properly.

I am here in US and trying to navigate through the app . Though the registered Indian SIM card is working , and with proper network connections as well . I am unable to use the app . It’s constantly loading and very slow .

β€” Customer 2708

β˜…β˜…β˜…β˜†β˜† United States Β· v1.0.37 Β· 13 Feb 2026

Not very user friendly

It is a royal pain to be not able to see your account balances unless you click show account balances. One already goes through several hoops to launch the application with nonsense like MPIN, MTPIN, TXN PIN, enabling Face ID ETC. Then once Face ID clears it why make the user go through additional clicks to show the account balances unless? Also all computer science research shows that making the user change passwords does not improve security but rather only decreases the security. When will the so called security czars keep themselves abreast on these and stop insisting on changing passwords.

β€” Jr131879

β˜…β˜…β˜…β˜…β˜… United States Β· v1.0.45 Β· 18 Jun 2026

Government Bank App but Feels like international Bank app

I was so surprised by tile setup of this app where most of daily use stuff are very well laid out . I was surprised that government bank app is so nice

β€” namenotthere

β˜…β˜†β˜†β˜†β˜† United States Β· v1.0.20 Β· 25 Apr 2025

Such a worst customer service from Indian bank

Worst bank

β€” Jerinjaxk

β˜…β˜…β˜†β˜†β˜† United States Β· v1.0.3 Β· 31 Jul 2024

UPI LINKS NOT WORKING

Please do little more testing in this new app, has lots of bug. Upi links aren’t working. Send money to contacts is not working . Money dedu ted and not received by receiver neither got refunded, no email to complain/share feedback

β€” nan00n

β˜…β˜…β˜…β˜†β˜† United States Β· v1.0.29 Β· 22 Aug 2025

Well made app!

Much is going right for this app. They just need to keep it up. But I’m having major problems with UPI payments. I set it up and now the app crashes every time I press the UPI button while on the app.

β€” A_M Ind

β˜…β˜…β˜…β˜…β˜… United States Β· v1.0.45 Β· 7 Jun 2026

Easy beezy

Finally an app from Indian bank that is very easy to use and get your banking work done in a breeze. Much better than net banking and surprisingly very well laid out with clear menu, information at once without drilling too much deep and excellent performance.

β€” SenthilSK

β˜…β˜†β˜†β˜†β˜† United States Β· v1.0.17 Β· 20 Mar 2025

App Registration

I am using esim and while registration and during sending the SMS it says no sim. So unable to register the app. I need solution ASAP.

β€” SG-Swati

β˜…β˜…β˜…β˜†β˜† United States Β· v1.0.9 Β· 5 Nov 2024

UI is better , but overall experience is average

I think usability could be improved, APIs it is interacting seems slow and takes a while to load.

β€” daashan7

β˜…β˜…β˜…β˜…β˜… United States Β· v1.0.42 Β· 30 Apr 2026

Indian Bank Mylapore

The Manager at Mylapore branch is so kind and customer friendly , most importantly, she knows what the system is and guides perfectly

β€” VIGNESKRISHNA

β˜…β˜†β˜†β˜†β˜† United States Β· v1.0.15 Β· 1 Feb 2025

Unable to update newer version

Update app option unavailable in the App Store. It seems like I have to erase the app and reinstall.

β€” unhappy - App Not useful

β˜…β˜…β˜…β˜…β˜… United States Β· v1.0.40 Β· 9 Apr 2026

Excellent

Works as expected and nice

β€” Optimistarun

β˜…β˜†β˜†β˜†β˜† United States Β· v1.0.11 Β· 13 Dec 2024

Poor navigation

UI is slightly better but the navigation and loading page are poor. Sometime it takes long time for loading and scrolling does not works sometimes. Need a better IT team for Indian bank. The UX and testing needs to be improved.

β€” bharathb86

β˜…β˜…β˜…β˜…β˜… United States Β· v1.0.37 Β· 5 Mar 2026

So easy to work on Indian Bank account from US using this app

The bank manager and his staff at Alkapuri branch worked diligently to setup online banking for me while I was in US. Many thanks to them. Now using this app, I can bank from here in US like I am banking at the branch. There are quirks like it wont work if phone is connected to wifi network, will work if wifi is turned off and cellular network is used. But overall I am quite happy with its capabilities. Many thumbs up.

β€” Quahog1598

β˜…β˜†β˜†β˜†β˜† United States Β· v1.0.10 Β· 29 Nov 2024

DOES NOT FUNCTION PROPERLY

The App does not work most of the time. Cannot trust this App to make a payment when needed because in most cases, it won’t work so ultimately I have to use my other bank Apps to make a payment. Please improve the functioning of your App.

β€” 1-1User1-1

β˜…β˜…β˜…β˜…β˜… United States Β· v1.0.37 Β· 26 Feb 2026

Interface

Great app/ interface

β€” Mrs Trikha

β˜…β˜†β˜†β˜†β˜† United States Β· v1.0.10 Β· 26 Nov 2024

IndSMART

Hopeless. I have been waiting for OTP consequently for 3 occasions and it never came. HOPELESS App. You don’t deserve any good rating.

β€” Nirenji

β˜…β˜…β˜…β˜…β˜… United States Β· v1.0.36 Β· 23 Jan 2026

Good App

App has been improved

β€” Uday C

β˜…β˜†β˜†β˜†β˜† United States Β· v1.0.9 Β· 8 Nov 2024

Worst banking application

This is the worst banking application ever faced. Every step used to log out and examine your patience. Better dropout from Indian bank services if the issue with bank

β€” Ravi Kumar Avv

β˜…β˜…β˜…β˜…β˜… United States Β· v1.0.29 Β· 10 Sept 2025

App Usage while in Overseas

Easy for navigation from one application to another. MMD,s closing & opening could be done without any hassles of OTP

β€” PFC44313

β˜…β˜†β˜†β˜†β˜† United States Β· v1.0.8 Β· 27 Oct 2024

Not opening

After this new update, it is asking only version17 or above only can update or the older version only wil be downloaded, but even though after downloading the older version it is asking to install the new version, my phone is ios17. Vat to do now, I am in emergency situation to transfer money and am facing this issue. Very bad

β€” jessijaden

IndSMART IndianBank Mobile App FAQ

Is IndSMART IndianBank Mobile App free?
Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.
Does IndSMART IndianBank Mobile App have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to IndSMART IndianBank Mobile App?
IndusInd Bank: Savings A/C, FD (4.7 from 152,067 reviews), slice: UPI credit card & bank (4.4 from 53,872 reviews) and Kotak Bank (New) (4.7 from 40,441 reviews).

IndSMART IndianBank Mobile App download

Last updated 2 months ago.

IndSMART IndianBank Mobile App sells in 175 countries. It was released 2 years and 3 months ago, on 23 Jun 2024. It holds a 4.1 rating from 21,733 reviews.

Supports 1 language: English.

How much does IndSMART IndianBank Mobile App make?

Third-party estimates for the last 30 days, worldwide β€” not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads 70K
Open the full IndSMART IndianBank Mobile App analytics Revenue and downloads month by month, all 175 countries split out, and every product's share and trend