Tinker FCU
Finance

Tinker FCU

Tinker Federal Credit Union

How much does Tinker FCU cost?

Prices are current as of 12 Sept 2026.

Tinker FCU has no in-app products on record in the United States.

10+ alternatives to Tinker FCU

Tinker FCUArvest Mobile Banking AppMidFirst Bank MobileBank of Oklahoma MobileBancFirst MobileCFCU MobileWEOKIE MobileTTCU Mobile BankingMidFirst BankFirst United Bank MobileCity National Bank Mobile
Rating / 54.84.84.84.94.84.94.74.84.94.53.5
Reviews38K265K46K35K31K12K4.9K4.6K4.1K3.8K170
Released20222017201220102011201520172012202420162011

Tinker FCU reviews

4.8 out of 5, based on 37,689 reviews.

What people like

  • Staff is friendly and helpful.
  • App is easy to use.
  • Balances update instantly without waiting.

What they complain about

  • Updates often break the app completely.
  • Won't work if your phone isn't updated.
  • Can only transfer whole dollar amounts.
★★★★★ United States · v3.37.0 · 4 Sept 2026

New to Tinker FCU

I’ve been very impressed with opening an account with Tinker. Norman Rep Kelsey Coop is amazing! Their mobile app is so easy to use, info refreshes immediately so no wait time, CD interest rates better than a private bank and is non-profit which benefits your $$$. Tinker offers great personalized assistance and so much more. Glad I made the switch.

— ACK@1953

★☆☆☆☆ United States · v3.28.0 · 9 Sept 2026

UPDATE?

My bank app requires an update to run. How do I update this?

— LyMor

★★★★☆ United States · v3.36.0 · 2 Aug 2026

Transfer

When I transfer from checking to pay my Visa, the app only lets me transfer whole dollar amounts. For example, if I try to transfer from checking $40.15, the app isn’t recognizing the cents. So I have to transfer $40. I do not like that!

— bmoorek

★★☆☆☆ United States · v3.36.0 · 14 Aug 2026

Deposits

It takes too long for transfers to clear.

— Valiant Lady

★★★☆☆ United States · v3.37.0 · 23 Aug 2026

Difficult navigation

The app is difficult to navigate. Ex: Transfers. Why not just “make payment “?

— BCowan45

★★★★★ United States · v3.37.0 · 1 Sept 2026

Ease of use

Easy to use.2 photos and done

— UWeekender

★☆☆☆☆ United States · v3.28.0 · 5 Sept 2026

No longer usable w/ older iPhone

I have an iPhone 12 that I've stopped iOS updates on because they risk bricking my phone. Well since my phone isn't on the latest iOS, this app can't update but it won't let me use a compatible version for "security reasons". I highly doubt my financial information is unsecure with an outdated app, & if it truly is at risk then this app was never secure at all. Having to use my browser & log in every time I just want to check my balance is very inconvenient, but it's now my only option. Very disappointed because I frequently used this before & now can't.

— TheNoPantsDance

★★★★☆ United States · v3.35.0 · 1 Jul 2026

Zelle

Zelle is not integrated into the app.

— b1ll_bull0ck

★★★☆☆ United States · v3.37.0 · 21 Aug 2026

More features

Would really like to see the app a little more user friendly. Also I have another account with a shared bank. No offense but they seem to make transfers almost instantly between accounts. Would like to see that within TFCU. As I am a new member, however I do plan on using TFCU as my primary bank from now on.

— kkirby96

★★★★★ United States · v3.37.0 · 31 Aug 2026

App Help

I called for app assistance and the lady was very friendly and helpful.

— Lita921

★☆☆☆☆ United States · v3.35.0 · 28 Jun 2026

All Mobile Transactions Blocked!

Not Functional

— KungfuBrenton

★★★★☆ United States · v3.35.0 · 25 Jun 2026

Pro’s and cons

I actually do enjoy this app, I don’t have to waist money on gas to go to the bank to pay my credit card, or keep track of receipts so I know how much I’m spending. I can do everything from this app it convenient and saves me both time and money, I still go to the bank if I want to open a new account or something the like, but supposedly you can do that here aswell. As for cons there really aren’t many worth mentioning. The biggest problem is it not working if you don’t update your phone.

— Bot1739-1

★★★★★ United States · v3.37.0 · 29 Aug 2026

Love it, makes life easier

Very convenient. I wish I could deposit larger amounts but I get that there are scammers out there. My only criticism is that…everything else is great.

— J.petergunn

★☆☆☆☆ United States · v3.35.0 · 28 Jun 2026

App doesn’t work after update

So, I couldn’t use the app until I updated it, now it doesn’t work at all. Updates always make things worse.

— Ginger813

★★★★★ United States · v3.37.0 · 19 Aug 2026

Banking With Tinker FCU

Always That Easy !

— Brisk-1

★☆☆☆☆ United States · v3.35.0 · 27 Jun 2026

App is almost as bad as the actual credit union

Can’t even see my current checking amount because your app is so busted, can’t wait to switch.

— Riley12221

★★★★★ United States · v3.36.0 · 12 Aug 2026

TFCU is banking Perfection

Since my early days in the USAF I have come back to TFCU for accomplishing major purchases and lines of credit which have been delivered responsively fast and with friendly customer service. Cannot give a higher compliment to any other financial institution. Thanks for looking after me over the years!

— debt mgmt

★☆☆☆☆ United States · v3.35.0 · 18 Jun 2026

app won’t open

i just stare at the field and sky pic. nothing opens further

— American Scandinavian

★★★★★ United States · v3.36.0 · 10 Aug 2026

Banking with TFCU

I’ve been banking with Tinker Federal Credit Union since 2009. I’ve had car loans. I’ve had personal loans. I have a credit card balance. It’s the best financial institution I have ever had the pleasure to do business.

— GrannyB56

★☆☆☆☆ United States · v3.28.0 · 17 Jun 2026

No longer works because of update

Can’t use because of update.

— Stanpan98

★★★★★ United States · v3.36.0 · 6 Aug 2026

Smooth transactions

All their employees have been awesome every time I’ve needed assistance, thank you for being a trust worthy bank!!!!

— J0dom

★☆☆☆☆ United States · v3.28.0 · 13 Jun 2026

Stuck in A Loop

I get the message the app needs an update, but it redirects me to the Apple App Store. Can’t even use it.

— LCunning1

★★★★★ United States · v3.36.0 · 1 Aug 2026

Easy & reliable

TFCU App is great to use!

— ColungaOkie

★☆☆☆☆ United States · v3.35.0 · 12 Jun 2026

Can’t log in

Last update basically made the app inaccessible. Update 6/11/26. Just updated and still cannot log into the app.

— KGBSooner

★★★★★ United States · v3.36.0 · 22 Jul 2026

They are awesome

They care about people, and I appreciate that so much. They aren’t judgemental and they’re real. Thank you!

— Peterpan1992

★☆☆☆☆ United States · v3.35.0 · 12 Jun 2026

This app

This app is finicky at best. Whenever I updated it just sits there and loads and loads and loads and doesn’t load anything as far as my account goes. If I could leave a zero star review, I would!!!!!

— mikey2031

Tinker FCU FAQ

Is Tinker FCU free?
Yes. The app is free, in all 149 countries it sells in, and it sells nothing inside it.
Does Tinker FCU have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to Tinker FCU?
Arvest Mobile Banking App (4.8 from 265,265 reviews), MidFirst Bank Mobile (4.8 from 45,882 reviews) and Bank of Oklahoma Mobile (4.9 from 34,814 reviews).

Tinker FCU download

Last updated 1 month ago.

Tinker FCU sells in 149 countries. It was released 4 years and 6 months ago, on 14 Mar 2022. It holds a 4.8 rating from 37,689 reviews.

Supports 2 languages: English, Spanish.

How much does Tinker FCU make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads < 5,000
Open the full Tinker FCU analytics Revenue and downloads month by month, all 149 countries split out, and every product's share and trend