DCU Digital Banking
Finance

DCU Digital Banking

DIGITAL FEDERAL CREDIT UNION

How much does DCU Digital Banking cost?

Prices are current as of 11 Sept 2026.

DCU Digital Banking has no in-app products on record in the United States.

10+ alternatives to DCU Digital Banking

DCU Digital BankingCitizens Bank Mobile BankingSantander Bank USPenFed MobileFNBONovo - Small Business CheckingAfriex - Money transferRiver: Buy BitcoinAlliant Mobile BankingBask Bank MobileDTA Connect
Rating / 54.94.84.74.84.84.84.74.94.64.73.0
Reviews129K737K435K58K44K20K9.9K8.6K8.5K3.2K836
Released20222010201320112013201820202021201020192016

DCU Digital Banking reviews

4.9 out of 5, based on 128,914 reviews.

What people like

  • Customer service is genuinely helpful
  • Great interest rates on loans
  • App is easy to navigate

What they complain about

  • No Zelle support for quick transfers
  • Check deposit feature is broken now
  • ATM locator ignores your current location
★★★★★ United States · v2.25.1 · 9 Sept 2026

A Lifelong Financial cushion for over 15+ Years and Counting!

I have been a loyal member of DCU for over 15 years, and I can honestly say I will never go anywhere else! DCU has been there for me through thick and thin, supporting me through every difficult time and financial milestone. Their reliability, support, and care over the years mean the world to me. Thank you, DCU, for always having my back!

— jennifer love✌️

★☆☆☆☆ United States · v2.25.1 · 9 Sept 2026

My Xfinity Reimbursement

I spoke with DCU & a Xfinity representative the Xfinity rep admitted the 2 charges on June 18,206 of $653.32 & $335.51 were a mistake & should’ve been reimbursed but DCU’s Donice Wallace ruled in Xfinity’s favor & took back the reimbursement right before the Labor Day weekend cause that I had to cancel a vacation I was taking my handicapped sister on we’re not charity cases but this is the truth plain & simple DCU has let me down & Im rethinking if my banking especially now that I’m back to work full time you see how much my checks are for every other Wednesday things are looking up & DCU when I need the help the most & have the information that proves my $$ should’ve never been allowed to be withdrawn for whatever reason Xfinity still doesn’t have one & admitted it on your recorded line after I found out you retook the reimbursement you originally gave me back & again at the worst time time & without notice I’m just upset of the let down of the utter lack of investigation just listen to the call Xfinity says it’s a mistake still no reimbursement how did DCU’s Donice Wallace rule in Xfinity’s favor it blows my mind honestly

— Townie/Patriots

★★★★☆ United States · v2.25.1 · 8 Sept 2026

Back to normal

App works ok again. For a time it was so bad I considered closing my account but something happened a year or two back and they got it together.

— geezer53

★★☆☆☆ United States · v2.25.0 · 7 Sept 2026

Standard UI design principles ignored

This app continues to ignore basic design principles and user flows making it tough to find the controls you’re looking for.

— RebeccaUX

★★★☆☆ United States · v2.25.0 · 1 Sept 2026

Check deposit regression

The check deposit feature has worked beautifully for years, but recent updates have made it terrible - the app cannot find the edges of the checks on the regular and it takes multiple attempts for each side to get an acceptable photo. The cropping also includes the area around the check frequently. In addition, when checks were deposited via the app, the funds up to a certain amount were usually available immediately, but now deposits are frequently held for review. Unclear if this is a new policy or if the poor check photos are to blame.

— Long time DCUer

★★★★★ United States · v2.25.0 · 7 Sept 2026

Convenient and simple

This application is very easy to navigate and accomplish any of my banking needs.

— Daral7

★☆☆☆☆ United States · v2.25.0 · 6 Sept 2026

Bad Experience

DCU used to be much better than it is today. Customer service is very poor. If you ever have to call also when I applied for a HELOC and submitted my tax returns they had no idea what they were doing three weeks later they asked me for the same information and told me what I gave them was not stamped. Brought the same information to citizens And they approved me for 270,000 within two weeks. That’s why I no longer have confidence in DCU I believe a lot of other people feel the same from what I see on the Internet.

— Lclydon

★★★★☆ United States · v2.25.0 · 21 Aug 2026

New check deposit broken

Whatever updates were made to the mobile check deposit interface have worsened that feature. It struggles to take photos at the appropriate scale with the weirdly zoomed-in view finder and I get error after error making it harder to deposit checks. Otherwise the app has always been good!

— shineo

★★☆☆☆ United States · v2.25.0 · 23 Aug 2026

Mobil deposits

I scanned my check at least 30 times for it to say back is bigger than front of check. Probably come back unable to use do better with your scanners please !!

— F Tahiti

★★★☆☆ United States · v2.24.1 · 27 Jul 2026

DCU is great but need Zelle

I’ve been a DCU member for more than 40 years. I love it, but when will you finally add Zelle???

— MarlaOz

★★★★★ United States · v2.25.0 · 7 Sept 2026

Great bank great rate

This is a great bank. I switched to them years ago because they offered me a fantastic refinance on my car loan and I have recently got another car loan through them because of their rates. I would like to see them move a DCU a little bit further north like towards Concord, New Hampshire going into Manchester’s kind of a pain in the butt. So I think that would be my one recommendation.

— diamondgirl19

★☆☆☆☆ United States · v2.25.0 · 1 Sept 2026

Transfer from savings

With all the money I have here why doesn’t DCU move funds from savings instead of bouncing checks on me?

— pmacc1960

★★★★☆ United States · v2.24.1 · 30 Jul 2026

Check cashing

Everything works fairly well. After the most recent update, the app suddenly seems to struggle finding the edges of the check when you go to deposit it. It works eventually, but I have to take the same photo over and over again until it does

— Rule “enforcement”

★★★★★ United States · v2.25.0 · 6 Sept 2026

The best in town

DCU is the best❤️ you will ever see in town. Their service is top notch

— Spenpinky

★☆☆☆☆ United States · v2.25.0 · 17 Aug 2026

Pass

Pretty terrible company if you want a classic auto loan. Miserable app too. Wasted lots of time.

— I'mdoingthissoigetgold

★★★★★ United States · v2.25.0 · 2 Sept 2026

The best

Love it…

— Ja-rex

★☆☆☆☆ United States · v2.25.0 · 15 Aug 2026

Es un banco muy complicado

Muy complejo

— elmejor año 🥴

★★★★★ United States · v2.25.0 · 29 Aug 2026

Decade Love With DCU

Love how the APP has evolved over the years.

— Satish parvathaneni

★☆☆☆☆ United States · v2.25.0 · 11 Aug 2026

Pop ups

So many pop ups asking to leave a review. Here you go

— Noorckbr

★★★★★ United States · v2.25.0 · 26 Aug 2026

Just the best

As a member for over a decade, DCU has helped me in so many ways. I have never had an issue getting any problem solved, their banking staff either at the branch or online are simply amazing!

— The real Chaphole

★☆☆☆☆ United States · v2.24.1 · 22 Jul 2026

ATM locator useless

App is mostly fine, but I’m leaving a 1-star review because the ATM locator is useless. It doesn’t detect your location, choosing instead to zoom in on DCU’s home location. It also doesn’t show non-DCU ATMs or co-op branches. That means this feature is completely useless to anyone that lives outside of DCU’s main service area. Since DCU wants to be a national credit union, they need to do better in Digital Banking.

— Iorveth45678

★★★★★ United States · v2.25.0 · 25 Aug 2026

Regarding services

Excellent service

— Kaushikaben

★☆☆☆☆ United States · v2.24.1 · 1 Jul 2026

No Zelle support

What kind of US bank account mot support Zelle. Even mom and pop small banks are supporting Zelle. Don’t tell pay person is an alternative. It is not. DCU is no longer my primary bank. I can’t even transfer money to my friends from this bank. Banking intuitiveness at its worst.

— Goksean

★★★★★ United States · v2.25.0 · 25 Aug 2026

Customer

I had this account since 1982 when I first joined the military. I’m 63 now and retired. DCU has been my favorite bank since.!!

— Seabee Scoot

★☆☆☆☆ United States · v2.24.1 · 26 Jun 2026

Better Like the Website..2 hour holds if you call!

Get to know the website which is okay to use and do most transactions. Good luck if you have to call in the wait times are extraordinary!

— Alkatcat

★★★★★ United States · v2.25.0 · 20 Aug 2026

The Best…

You have served me well for over 40 years! Thank you!

— F8TZ

★☆☆☆☆ Nigeria · v2.8.5 · 13 Dec 2023

Can’t sign up

Why is there no sign up option on the app? I tried signing up on the website and it keeps saying an error occurred in processing your request.

— jrutf

DCU Digital Banking FAQ

Is DCU Digital Banking free?
Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.
Does DCU Digital Banking have a free trial?
No. None of its offers (US) come with a free trial.
What are the best alternatives to DCU Digital Banking?
Citizens Bank Mobile Banking (4.8 from 736,813 reviews), Santander Bank US (4.7 from 434,739 reviews) and PenFed Mobile (4.8 from 57,866 reviews).

DCU Digital Banking download

Last updated 29 days ago.

DCU Digital Banking sells in 175 countries. It was released 4 years and 8 months ago, on 31 Jan 2022. It holds a 4.9 rating from 128,914 reviews.

Supports 2 languages: English, Spanish.

How much does DCU Digital Banking make?

Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.

Revenue < $5,000
Downloads < 5,000
Open the full DCU Digital Banking analytics Revenue and downloads month by month, all 175 countries split out, and every product's share and trend