SactoCU
How much does SactoCU cost?
Prices are current as of 12 Sept 2026.
SactoCU has no in-app products on record in the United States.
10+ alternatives to SactoCU
| SactoCU |   Golden 1 Mobile |   Travis CU Mobile |   SAFE Credit Union |   Sierra Central CU |   BluPeak Credit Union |   MPS Credit Union Mobile |   Heritage Community CU |   Yolo FCU Mobile Banking |   First U.S. Mobile Banking |   Golden 1 Home Loans | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.8 | 4.7 | 4.8 | 4.8 | 4.7 | 4.8 | 4.8 | 4.9 | 1.6 | 2.7 | 2.6 |
| Reviews | 1.8K | 87K | 31K | 23K | 6.7K | 3.2K | 983 | 584 | 25 | 23 | 14 |
| Released | 2018 | 2011 | 2013 | 2010 | 2013 | 2010 | 2011 | 2015 | 2018 | 2013 | 2021 |
SactoCU reviews
4.8 out of 5, based on 1,784 reviews.
What people like
- Great rates and no big bank fees
- App is easy to use and fast
- Staff is helpful and reliable
What they complain about
- Login issues keep you locked out
- Check deposits get stuck on long holds
- Can’t edit recurring bill payments easily
Great app
Fast and convenient.
Latest update
Sadly now since the latest update I have NOT been able to log in and use the app! Texting a one time code and calling does no good! I can’t even check my damn Balance as a result of! More inclined to find another financial institution to bank at as a result
Satisfied customer
I’ve been with credit union for a couple years and have never had an issue. My experience has always been pleasant and they have always been more than helpful. So if your thinking of credit union your, I would highly recommend them to anyone who wants a reliable bank.
Review
The mobile deposit feature is incredibly frustrating. The app won’t capture the back side of the check. As someone who has moved out of Sacramento I rely heavily on the ability to deposit checks remotely. Please work on a solve.
Mobile deposit Rating
I use this app for mobile deposits. It saves me from going to the bank frequently, however it freezes up and any deposit over $225 money will be withheld for several days
Easy to use
App is easy to use. Able to transfer money, cash checks and see transactions smoothly.
Right hand doesn’t know what the left hand is doing!
My husband opened our account because one of his customers banks with SactoCU. The CU harasses my husband every time he goes in to cash a check. The last check he deposited was under $400. It was put on a 14 day hold. The CU has made it clear we need to use a different bank for 99.9 percent of our business. In the future, we will only use them as a check cashing center for the one customer. I highly recommend using any other CU for your financial needs.
SactoCu bill pay and alerts
1. Bill Pay will not let you adjust or make changes such amount or recurrence period to recurring bills 2. Text msg alerts use a unique phone number which makes it difficult for customers like me to keep track of all text alerts received from SactoCu. All other non SactoCu institutions uses a single number to send text alerts so customers like me can keep track of all text alerts under a single text message string. 3. Dash does not show total number of debit card transactions so we have to count every single debit card transaction. 4. Except for the above 3 items The rest of the app is good.
Slow
This app is very slow and needs some improvements. Its very delayed on showing my transactions I often have to drive to an atm just to check my balance !
Good app
Works well but max mobile deposit is too low.
Ya’Al’s are Awesome
Every time. Thank you!
Horrible update
Log in page horrible. Looks like a first grade class created it. Bring back back old log in page
Mobile App
App looks great! Easy to use
Love the bank. Not thrilled with the App
Can’t pull up my bank statements except on app. Went to the app, can pull them up. But can’t print it! Can’t save because it just ends up as a blank file. Must have a non Apple product to get my bank statements and print them. Never had this issue until the last few months. Not user friendly for Apple users!!
Sacto CU - The Best!
Our 30 Plus year experience has been outstanding!
You need to update the app
You need to update the app, it has been two months since the last one.
Great credit Union
I have been a member for decades. They are reliable and helpful.
Worst upgrade ever!
It worked fine before, first of all, and secondly, how are you gonna upgrade the app and make it completely non accessible? I can’t view my account at all!!! When I was forced to upgrade I was told to use the temporary password that was emailed to me... WHAT EMAIL?!?! Never got it! And when I requested for the temp password to be sent, it never was! Great job upgrading IDIOTS! I’m switching to a new bank just based on this bs. Unbelievable.
Convenient
Very useful and convenient when operating correctly.
Seriously
Won’t let me sign in says I need the temporary password that was shared with me. Who exactly shared this with me?
Transfers
My son has a SCU checking account. He transferred $215 to my SCU account on a Sunday. The debit immediately reflected on his end but not on my end even on Tuesday. Not good to have to wait for same bank to bank transfers.
Disappointed
The app only allows one account number. I have two separate accounts. I used to be able to sign in to either account. Now, it doesn’t give me a choice as to which account I’d like to sign into.
Needs night mode
Judging by high star rating, I must be only one upset over lack of night mode 🌃
Fantastic credit Union
Why would you bank anywhere else.. great people, great rates and no big bank fees!
Convenient
Always convenient and useful
SactoCU FAQ
- Is SactoCU free?
- Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.
- Does SactoCU have a free trial?
- No. None of its offers (US) come with a free trial.
- What are the best alternatives to SactoCU?
- Golden 1 Mobile (4.7 from 87,019 reviews), Travis CU Mobile (4.8 from 31,429 reviews) and SAFE Credit Union (4.8 from 23,157 reviews).
SactoCU download
Last updated 3 months ago.
SactoCU sells in 175 countries. It was released 7 years and 11 months ago, on 3 Nov 2018. It holds a 4.8 rating from 1,784 reviews.
Supports 1 language: English.
How much does SactoCU make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.