N26 — Love your bank
Bank, save, and invest
How much does N26 — Love your bank cost?
Prices are current as of 9 Sept 2026.
N26 — Love your bank has no in-app products on record in the United States.
10+ alternatives to N26 — Love your bank
| N26 — Love your bank |   Nickel - The account for all |   Monese - A banking alternative |   Qonto - Business Finance App |   Fortuneo - ma banque en ligne |   bunq |   Openbank | Online Banking |   Shine - Compte pro en ligne |   Finom • Business Account | |
|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.8 | 4.7 | 4.7 | 4.8 | 4.5 | 4.5 | 4.3 | 4.8 | 4.8 |
| Reviews | 613K | 313K | 170K | 91K | 86K | 83K | 19K | 13K | 9.2K |
| Released | 2015 | 2016 | 2016 | 2017 | 2010 | 2015 | 2017 | 2018 | 2020 |
N26 — Love your bank reviews
4.8 out of 5, based on 613,219 reviews.
What people like
- Very easy and clear to use
- Great for payments and travel in Europe
- Excellent interface compared to traditional banks
- Fast transaction processing and card clearance
What they complain about
- Old phones can no longer access the app
- Customer support is slow and unhelpful
- App crashes or locks up frequently
- They freeze accounts without warning or explanation
Very versatile
Great number of options. Pretty simple. Less flash and fiddly than N26 and more flexibility. German central bank guarantees your deposits. Latvia is nice but not rich.
Not happy at all cannot load app
The new version of app doesn’t work on my mobile. So I cannot install this new version. I’m not going to change my mobile so I’m thinking of closing my account
Greatly improved …
I am trying to comply. It’s still difficult to satisfy their security requirements. So glad I have Wise. These people here are way too bureaucratic. But there are improvements, thank you.
Not accessible anymore
Using IOS below 17 does not allow anymore to access the App and Account! Many iPhones are capped at 16 and therefore blocked after the last update
Can’t log in
I am unable to login since 3 hours despite having the latest app version. You lose trust if you are not able to access all your life savings for extended periods of time. I see other users reporting the same issue as well.
Mr B Solomon
Unable to download the new ISO 17.0 app any help would be appreciated B solomon
Worse customer support you’ll come across
Not impressed
Dubious Apple Payment
I was asked on Friday for a payment of €1 for the results of an online quiz. You have now told me that, because of this 1€ payment these gangsters can take money from my account whenever they wish. Outrageous situations. This needs to be looked into
Accessing your account
You are denied access to your account if you don’t keep up to date with ISO updates, which can be an issue if you don’t update phones regularly.
Mixed Reviews
Great ability to withdraw for free and works for all day things. The lack of customer support and communication is even with the smart account is sometimes troublesome. Still using after 5 years because of the benifits.
Halcyon
Brilliant & Thank You 👍🏿
Stay away from this bank
They freeze my family bank account without any notice, for a third day already, no explanation from client support. no request to provide additional documents or information from my part. I am premium account holder. My family is suspended from access to our savings, daily expenses, groceries, school charges, accommodation loan, rent, investments. BE AVOIDED, this can happen to you next!
Fantastic app (needs some improvements)
I love the app and the functionalities. I am able to pay all over the world which Stadtsparkasse, Commerzbank, and the French Crédit Mutuel have not accomplished yet. The app is already nice and fast (great!!) but would need some improvements: It takes me a while to get to whatever information I am searching for. It has improved over the years but (maybe I’m stupid) I often mix up shared accounts from my own account and then do not know where I send money from or to. Why can’t there be a menu with all the different accounts and then I can open the account I’m concerned with. I would also like to have a better contact list for external bank accounts.
Application Is Getting Worse Every Year
I love the n26 bank and I have been their customer from the very beginning - but last couple of years their application has gotten overloaded with features i never us while basic features like SEPA transfers and 3ds approvals becoming increasingly more difficult to use - to the point where they simply stop working.
不錯的網銀
很方便跟實用
Kate
I’m having problems updating the app, so I can’t even see what funds I have available
Won't accept my 5 year old NIE number
Would not validate so left hanging. Cant find any support ?
Easy to use
Echt schnell gemacht prima
Annoying features showcase
Anytime the app is updated I have to go through a series of features show cases and nudges to try features that I already know how to use. I can’t ignore them the app will keep nudging me until I do the actions. Once done all is good again until the next app update and the cycle of feature nudges happens again. What’s worse is it’s the same features every time, not even new features. How annoying????
War zu Beginn deutlich besser!
Ich kenne die Bank noch aus der Startup Zeit. War für mein Auslandsstudium die mit Abstand beste Option vor allem um zu Tageskurs zu bezahlen und ohne jegliche Gebühren. Das Einrichten des Kontos und auch die App waren unheimlich einfach und übersichtlich. Im Laufe der Zeit wurde es etwas unübersichtlicher da immer mehr Funktionen und Einstellungen dazukamen aber das hält sich noch in Grenzen. Was leider mit der Zeit DEUTLICH und spürbar abgenommen hat ist die Qualität und der Service. Zb limitierte Abhebungen vom Geldautomaten, Gebühren beim abheben am Geldautomaten außerhalb der Eurozone und für mich mit das nervigste Problem ist die Kontaktmöglichkeit, sobald man ein Problem hat. Zuerst muss man sich mit dem Kl-Bot rumschlagen bis man dann irgendwann mit einem Mitarbeiter chatten kann. Es läuft ALLES NUR über den Chat. Das ist unfassbar mühselig und zeitintensiv! Probleme die man in wenigen Minuten am Telefon klären könnte werden in super zeitintensive Chats verschoben. Für mich einer der wichtigsten Gründe warum ich N26 nicht als Hauptkonto nutzen würde. Daher bleibt es für mich nur eine Ausweichmöglichkeit zum Bezahlen in Fremdwährung .
Great online banking
I use N26 in addition to my AIB joint account as it offers great security and ease of access to my cash, with a very user friendly online interface. A million times better than the AIB equivalent.
App is falling apart
Buggy, for example it hides the amount of your account without choosing to do so and when you inside it it hides itself again. Search fora transaction messes up the UI. Also the app was much nicer when you could see all your main account transactions on the home view. Now you have to tap main account and then view all. Bad UX… who decided to change to this ??
Mehdi
Je recomande
Mr
After reading the reviews I am reluctant to to put any more funds into this bank Seems to be lots to go wrong
App update
Recent update requires iPhone XS or later I do not have so I cannot use app
Beste Deutsche internet banke
The best and only one German internet bank, but you’re only allowed to open account there If you speak Deutsch or English
Would not recommend
N26 refused to open an account solely because of my Russian citizenship, despite the fact that I legally live and work in Europe and meet all residency and compliance requirements. This policy effectively excludes hundreds of thousands — likely over a million — legal European residents, based purely on nationality. Even major media outlets have documented that Russian citizens across the EU are being denied basic banking access, despite EU law guaranteeing this right. This feels discriminatory, outdated, and incompatible with European values of fairness and inclusion.
RIB
Je me permets de vous faire une petite remarque concernant les RIB. Il serait préférable de les avoir sous un format plus officiel, avec votre logo ainsi que les coordonnées du bénéficiaire, car le format actuel ne donne pas forcément une impression de document authentifié. Cela permettrait d’avoir un document plus clair et plus crédible. Merci par avance pour votre prise en compte.
Buggy app
Buggy app. Locks up completely on iPhone 17 pro. Tech support treats you like an idiot and completely useless. Uninstalling and reinstalling fixed it (for now) but the inability to have any access to my bank account without credible customer support shook my confidence in n26.
it ok
after begging for notifications for important banking alert. first alert is for review. notifications back off forever.
Brilliant!
Needed banking services for our property in Spain. Initially with Banco Sabadell who were awful! 😔 After much searching settled on N26 and everything has been slick! Fantastic service 👍👍
Not functional & not helpful
Often doesnt work & support just ignores you. They answer in order to close the ticket but they never address the issue.
Excelente pero ocupa demasiado
Es una app muy competitiva y bien diseñada pero ocupa más de 600Mb en el teléfono, hay algunas similares que ocupan la mitad o menos.
Left stranded and not happy!
Although I’ve used N26 for many years my recent experience was shocking! My card was expiring and after I requested the new one the old one suddenly stopped working. No notice given - I found out by being denied purchases in 2 places. So embarrassing! Fortunately I had another card but it is in another currency so I had to pay unnecessary fees. I had to spend 30 minutes on the app for someone to tell me this. Again no notice ahead of time to warn me. No way to get any cash from my account till the card arrives. This is NOT how this should happen. The card has not expired, the new card has not been activated, there is no reason why this is handled this way. I am truly upset and frustrated.
Good but
Happy with bank but the app UI and loading speed and interface needs a boost maybe more servers
An excellent Euro card
The N26 card is an excellent card for using in the EU providing good ATM withdrawals and card payments and also fast receipt clearance from European banks. Good online customer service and communications.
N26 Don’t Care
I have been a customer for 6 years, and the latest version of the App doesn’t work with my iPhone iSO. When I spoke to the help desk all I got was get a new phone. A very bad way to treat your customers!
5 years great bank
We have been using N26 for 5 years. There have been a few glitches and there are changes I’d like made. But this is a robust service that has allowed us to handle financial transactions as expats really seemlessly. Without the N26 app, we would have had great difficulty integrating into Germany. And the app has continued to add improvements.
Stick to your strengths
They’re making this app too complex n26 should stick to their strengths which was simplicity and intuitive now it’s getting long all cluttered and stressful to use like traditional bank apps
Apple Pay fees
The Apple Pay fees are the only complaint. Revolut don’t have any.
Forget Revolut
Great more personal banking experience and app is more clear and easy to use than many others
El app para de funcionar si tienes móvil viejo
El app solo funciona con el nuevo IOS. Si tienes un iPhone 7 te dejará de funcionar y quedarás bloqueado de tu cuenta sin poder acceder a tu dinero.
Easy to use- need a card
Excellent app easy yo use. Would be ideal if you provide a card for free
Katastrophe
Seit Monaten kann ich meine Metal Karte nicht verwenden weil die PIN Funktion nicht geht . Das heißt ich kann kein Bar Geld abheben . Aber 16,90 jeden Monat abbuchen N26 ist kein Professionelles Unternehmen.
Update ios or app won’t work?
App says I need to update my ios in order to use the app. My phone is too old now and can’t update ios anymore. So I seem to be stuck. Can’t access my account. Not good of N26 to leave customers stranded with no means to pay for things. Otherwise it’s a great app for day to day use.
Syed
Very Good and Easy Bank
We can’t create your account on this device
I’m on the latest iOS 26.2 and latest N26 App and I’m still not able to open an account. “We can’t create your account on this device. To meet our security standards, try updating your device’s operating system, downloading the latest version of the N26 app from the App Store, or using a different device.”
Loved this bank.. from a former user.
Loved this bank.. easy and clear to use.. just gutted.. they left the uk due to Brexit. Hope they come back one day.. we can hope. Would use again if they did. 🙂👍
Update not possible on my phone
So the app is telling me I need to update it but the phone I’m using isn’t the latest iPhone so I can’t update it. How am I supposed to continue using it and accessing my account on the app???! I’m not getting a new phone just for one App. What the helly!?
App is buggy lately
Fantastic service, have used N26 for a number of years, and would highly recommend. However, for the app developers, the app (version 4.19) is highly buggy on iOS 18.3.1. No longer getting notifications for incoming or outgoing payments. And when moving money from main account to a Space, balance doesn’t update accordingly. Please fix. 👍🏼
N26 — Love your bank FAQ
- Is N26 — Love your bank free?
- Yes. The app is free, in all 174 countries it sells in, and it sells nothing inside it.
- Does N26 — Love your bank have a free trial?
- No. None of its offers (US) come with a free trial.
- What are the best alternatives to N26 — Love your bank?
- Nickel - The account for all (4.7 from 312,976 reviews), Monese - A banking alternative (4.7 from 169,519 reviews) and Qonto - Business Finance App (4.8 from 91,041 reviews).
N26 — Love your bank download
Last updated 1 month ago.
N26 — Love your bank sells in 174 countries. It was released 11 years and 8 months ago, on 23 Jan 2015. It holds a 4.8 rating from 613,219 reviews.
Supports 5 languages: English, French, German, Italian, Spanish.
How much does N26 — Love your bank make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.