Finance

Calm credit

Name: Calm credit
Rating: 4.17 (1398 reviews)
Author: ARZIKI BRIDGE TECHNOLOGY LIMITED

Simple and secure loan access

ARZIKI BRIDGE TECHNOLOGY LIMITED · released 15 Apr 2026 · Open in App Store ↗

Revenue 30d $1,000 estimate, worldwide

Downloads 30d 30,000 estimate, worldwide

Rating 4.17 1,398 reviews

No in-app products collected for this app.

		Rating
Nigeria	100%1,398	4.17

Description

Calm Credit is a mobile loan application operated by ARZIKI BRIDGE TECHNOLOGY LIMITED, a registered financial service provider in Nigeria (DUNS No. 669824759). The app provides a simple and transparent way for individuals and small business owners to apply for short-term personal loans.

Calm Credit is not a bank. It provides loan services through ARZIKI BRIDGE TECHNOLOGY LIMITED, a registered financial service provider in Nigeria.

Key Features

No collateral required

Fully digital and paperless application process

Clear display of loan amount, fees, and repayment schedule before confirmation

Funds are transferred directly to your bank account upon approval

Manage your loan and repayments within the app

How It Works

1. Create an account and verify your identity (NIN, BVN, and basic details may be required)

2. Submit a loan request through the app

3. If approved, funds are disbursed to your bank account

4. Repay according to the schedule displayed in the app

Eligibility

Must be a resident of Nigeria

Must be at least 18 years old

Must have a valid phone number and bank account

Loan approval is subject to credit evaluation

Loan Information

Loan Amount: ₦20,000 – ₦300,000

Loan Term: 90 – 180 days

APR: 12% – 36%

Example:

Loan Amount: ₦150,000

Loan Duration: 180 days

APR: 12.17%

Total Repayment: ₦159,000 (calculated with interest at the applicable APR)

All fees and charges are included in the APR. No hidden fees.

Responsible Use

Borrow only what you can repay. If you experience difficulty repaying, please contact our support team early. We do not use aggressive or threatening collection practices.

Data & Privacy

All personal data (including NIN, BVN, and other sensitive information) is collected, processed, and stored securely, in accordance with our Privacy Policy and applicable data protection regulations. For more details on how your personal information is handled, please refer to our full Privacy Policy available at: [Link to Privacy Policy].