Finance

ZaelCash - Online Loans App

Name: ZaelCash - Online Loans App
Rating: 4.36 (1574 reviews)
Author: GROWISE FORT LIMITED

Access to online loans anytime

GROWISE FORT LIMITED · released 23 Apr 2026 · Open in App Store ↗

Revenue 30d $1,000 estimate, worldwide

Downloads 30d 30,000 estimate, worldwide

Rating 4.36 1,574 reviews

No in-app products collected for this app.

		Rating
Nigeria	100%1,574	4.36

Description

Get the money you need - ZaelCash is designed to deliver a smooth and efficient loan experience. Enjoy a seamless application process, quick decisions, and reliable access to personal loans anytime.

Why ZaelCash?

1. Personalized loan offers based on credit score. Don't need any deposits or guarantees.

2. Up to NGN 800,000. Disburse to your bank account.

3. User-friendly interface and easy loan application process

4. Paperless and digital process on your mobile. All the steps can be done online.

5. We do not share your data with any third parties without your consent. Your data is totally safe with us.

How to apply for a loan?

1. Sign in with your mobile phone number

2. Fill out some required information

3. Apply loan and wait for approval

4. Receive your loan straight into your linked accounts

5. If you repay it on time and maintain good credit, you will receive a higher loan limit.

Requirements:

18 - 60 years old

Nigeria Citizen

ZaelCash Loan Details:

Loan Amount: NGN 4,000 - NGN 800,000

Loan terms: 91 days - 240 days

Interest Rate: 0.04% to 0.06% charged daily

Processing fee: 3% charged one-time

Maximum APR: 33.93%

Example:

If you borrow NGN 100,000 with a 180-day term with an interest rate of 0.05% annual interest:

Interest: NGN 100,000 × 0.05% × 180 = NGN 9,000

One-time Fee: NGN 100,000 × 3% = NGN 3,000

Total Repayment: NGN 100,000 + NGN 9,000 + NGN 3,000 = NGN 112,000

(Note: Actual rates are based on real-time app calculation. No extra fees applied.)

Understanding Your Loan Limit

Your loan amount depends on your credit profile and available information. For new users, the first loan is usually smaller, as there is limited credit history available. As you continue to use the App and repay on time, your credit profile improves, which may help you qualify for higher loan amounts over time, up to NGN 800,000.

How We Use Your Data

To support our loan process, we may request access to certain information on your device with your consent. This information helps us verify your identity, build your credit profile, and prevent fraudulent activity. All data is securely encrypted and used only for these purposes. We do not share your personal information with third parties without your consent.

We will serve you wholeheartedly and solve the problem!

E-mail: [email protected]

Website: https://www.growisefortglo.com/zaelcash

Address: No.20 Ekaro Road, Abulegba, Lagos State, Nigeria