FTCredit
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| Rating | |||
|---|---|---|---|
| Nigeria | 100%35 | 2.43 |
Description
FTcredit Digital Personal Loan in Nigeria
FTcredit is a digital personal loan app designed to help Nigerians access short term funds for everyday needs.
With a fast and fully paperless process, eligible users can apply for a loan, complete verification, and receive approved funds directly into their Nigerian bank account using their mobile phone.
Loan Product Details
Loan Amount: N1,000 N100,000
Loan Tenure: 91 365 days
Daily Interest Rate: 0.06%
Maximum Annual Percentage Rate APR: 21.9% calculated over 365 days
The final loan amount, tenure, and applicable interest rate depend on your eligibility and risk assessment.
Loan Example
If you borrow N30,000 for 120 days at an annual interest rate of 21.9%
Interest = N30,000 x 0.06% x 120 = N2,160.00
Total Repayment Amount = N30,000 + N2,160.00 = N32,160.00
APR Calculation
N32,160 minus N30,000 divided by N30,000 divided by 120 x 365 = 21.9%
Why Choose FTcredit
Fast and easy loan application
Transparent pricing view repayment details before confirmation
100% online and paperless process
Strong focus on data security and user privacy
Borrow responsibly and repay on time
Eligibility Requirements
To apply for a loan on FTcredit, you must
Be 18 years or older
Have a valid Nigerian bank account
Provide required information for identity verification and credit assessment
Company Information and Customer Support
Company Name: LUMORA EDGE LTD
Office Address
33, Shola Martins Street, New Oko Oba,
Abule Egba Bus Stop, Off Abeokuta Expressway,
Lagos State, Nigeria
Phone: +234 916 037 8737
Email: [email protected]
Important Notice
FTcredit promotes responsible borrowing. Please borrow only what you can afford to repay.
We comply with applicable Nigerian financial regulations and are committed to protecting your personal data in accordance with our privacy policy.